초고액 순자산가들의 투자 동향

고액 순자산가들은 장기적인 수익과 성장 잠재력을 위해 부동산, 사모펀드, 암호화폐 등으로 투자를 다각화하고 있습니다.

### 2023년 고액 순자산가의 투자 동향과 전략
* 💰 전 세계 고액 자산가 인구는 **5.1% 증가**하고 있으며, 2023년에는 이들의 자산이 **4.7% 증가**할 것으로 예상됩니다.
* 🔍 캡 제미니 금융 서비스 연구소의 글로벌 책임자인 엘리아스 가남이 **초고액 자산가들의 투자 행보**에 대해 이야기합니다.
* 💸 작년에는 혼란 속에서 모두가 현금을 주요 자산으로 삼아 자산을 보존하는 데 집중했습니다. **올해는 현금 비중이 25%로 회복**되었고 **정기예금, 부동산, 대체 투자에 대한 투자가 증가**하고 있습니다.
* 📈 사람들은 점차 부의 보존에서 성장으로 옮겨가고 있으며, 이는 **위험에 대한 선호도가 약간 더 높아졌음**을 나타냅니다.
* 🌍 복잡한 지정학적 환경에도 불구하고 **기술 주식 시장은 좋은 성과**를 거두며 사람들의 투자 베팅을 이끌고 있습니다.
* 🏠 코로나19 팬데믹 기간 동안 일부 부유한 개인과 가계는 **시장 하락을 이용해 부동산, 사모펀드, 암호화폐에 투자**했습니다.
* 🏠 고금리로 인한 시장 하락으로 부동산이 매력적이었습니다. **사모펀드 투자는 초고액 순자산가들의 장기적인 관점**을 반영합니다.
* 암호화폐 투자, 특히 **비트코인에 대한 투자**도 시장 변동에 따라 관심이 높아지고 있습니다.

[Music] High net worth individuals globally are reaching unprecedented numbers and wealth levels. Wealth expanding by 4.7% in 2023 as the population of high net worth individuals rises 5.1%. To shed light on what moves the ultra wealthy are making with their money, we have Elias Ganam who is the global head of Cap Gemini Research Institute for financial services. I mean this is particularly interesting because one of the interesting kind of markers that I've heard at least and many out there who are paying attention is the number of millionaires that are being minted on a daily basis here whether in major cities like New York or elsewhere. So how is that playing into the investment strategy and the returns for some of the ultra high net worth individuals out there? In fact, all started last year when we looked at the numbers last year. Everybody went in wealth preservations, right? Things were very confusing last year so we saw all the numbers in total wealth and in total in population of wealth going down and we saw the asset

classes where you put your money depending on how you are last year. You throw all your money in cash so you know what, let's wait and see what's happening. What are we observing this year? Cash, Cash equivalent is down back to 25%. Fixed deposits is building up, real estate is building up, and alternative investment is building up. People are slowly but surely moving from wealth preservation, let's be safe, to we's grow. And so that sounds like taking on a little bit more appetite for risk potentially. Where are some of the riskier elements of the portfolio that you're seeing being tapped into right now? It's starting, let's be realistic, right, it's early days. People are start looking such a geopolitical environment so complex half of the global population going on Election this year, um, all that and then all the wars that are happening left and right, unfortunately, all that makes people quite a little bit careful. But on the other side, Tech stock market is doing very well. So there are bets people are making bets and we've been observing that in our, uh, Wells report.

that people are starting to say we starting to do some bets and investing in some opportunities. There were some of these individuals or households that were able to invest at times when other people needed to pull money out of the market. And I think back to the co-pandemic when we saw a massive dip, of course, the bottoming out in late March of 2020, and ultimately a heavy buying back in Action when it felt like, Okay, at this level we need to put some of this cash back to work. That's an opportunity that not a lot of other people had. But where did some of the wealthier individuals and households buy into at that time that helped solidify wealth and returns even further? Three categories: real estate, alternative investments in terms of private equity, and some investment into Bitcoins and cryptocurrencies at different scales. Real estate: we had high interest rates, so logically people start buying houses, so the market went down. If you have the cash, that's the right time to do it, logically. Private Equity: ultra high

networks individual have a long-term view and are able to make bets on a much longer term. And by the way, we are in such a transformation of the economy from uh to renewable economy that there are bets to be made and cryptocurrency depending on how the Bitcoin goes up and down. People are interested. We're observing that quite a lot recently. Cap Gemini research institutes Elias ganam thanks so much for taking the time here with us today. Thank you so much for having me here absolutely.

How the wealthy are investing for growth

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초고액 순자산가의 투자 트렌드

1% 증가하고 있으며, 2023년에는 자산이 4.

현금 투자는 감소하고 정기예금, 부동산, 대체 투자가 증가하면서 자산 보존에서 성장으로 전환하고 있습니다.

복잡한 지정학적 환경에도 불구하고 기술 주식 시장과 기타 신흥 투자처를 중심으로 위험에 대한 욕구가 커지고 있습니다.

팬데믹 기간 동안의 부유층 투자 동향

일부 부유한 개인과 가계는 팬데믹 기간 동안의 시장 하락을 이용해 수익성 있는 투자에 나섰습니다.

이들은 부동산, 사모펀드, 암호화폐에 집중하여 낮은 주택 가격, 대체 기회, 디지털 화폐의 인기 상승을 활용했습니다.

암호화폐가 장기 투자에 미치는 영향

암호화폐는 재생 가능한 경제로의 지속적인 변화로 인해 장기 투자자들에게 중요한 관심사가 되고 있습니다.

비트코인의 변동은 미래에 베팅하려는 사람들로부터 많은 관심과 주목을 받고 있습니다.

Cap Gemini 연구소는 장기 투자에 대한 암호화폐의 영향력이 커지는 추세를 관찰하고 있습니다.