재무 고문을 고용해야 할 때라는 신호

### 재무 고문을 고용해야 할 때라는 신호
* 🤯 " 높은 소득세율에 도달하거나, 사업을 확장하거나, 새로운 재정적 문제에 직면하는 등 **'복잡성이 여러분을 찾아올 때'**는 이러한 복잡성을 효과적으로 해결하기 위해 전문적인 재정 조언이 필요하다는 신호일 수 있습니다.
* 💸 "결정의 중대성은 편안한 수준을 넘어선다" 계약 협상, 중요한 자산 관리, 복잡한 재무 결정 등 이해관계가 복잡해지면 비용이 많이 드는 실수를 피하기 위해 **재무 고문의 전문 지식**을 구하는 것이 현명할 수 있습니다.
* ⏰ 재무 업무를 관리하기에 '하루 중 시간이 부족하다'고 생각하거나 재무 문제에 시간을 소비하고 싶지 않다는 생각이 든다면 **전문 어드바이저를 고용하는 것**이 올바른 방법일 수도 있습니다.

특히 의사 결정이 복잡해지고 시간이 부족해지면 전문 재무 고문이 필요하다는 신호일 수 있습니다.

[Music], but we think, in our opinion, there are three signs or three times when you may start to flag and say, you know what, maybe now is a time for me to think about hiring a professional. The first one you just alluded to it Brian, this is when complexity finds you. Yeah, it's one of those things where I think people will realize it. You get to a million dollars and the market goes down 20%, and you lose $200,000. It just hits different than when you're investing $150,000. I think about people who get into those highest tax brackets where they're paying 37% Federal, then they're paying, you know, state income taxes, and they go, man, is there anything I can do or structure my accounts that can help me figure this out? Or maybe you run a successful business and you start off as a sole proprietor, but you're growing, you're adding employees, you like, how, how am I supposed to do this? Well, is it business structure-wise? Are there

better ways to do it. Are there retirement plans I can add? Are there benefit packages that will let me keep good employees longer? All these things are complexities that when you started the journey, it just wasn't that hard. So, see if this resonates. A lot of times when we start out or we're early on in our journey, we know where we are today and we kind of have an idea of the direction we need to go. And that's fairly simple. If that describes you, you may not need a financial advisor. But often times in life, the landscape changes, the number of options changes, the choices change. And when the complexity finds you, it might make sense for you to consider hiring a professional to make sure that you get on the best path possible for your unique circumstance. So, that's the first one. The second sign, Brian, that maybe it's time for you to consider professional, and you alluded to this, is that the gravity of your decisions goes beyond your comfort level. The numbers just start to get a little bit bigger.

yeah, and this is something I want to be completely transparent about. I found myself because I consider myself a good Financial mutant, and the fact that I don't waste dollars so much. So when I started writing my first book, Millionaire Mission, I remember just on. I sent a proposal to a publicist that I knew, and then she called me up. She goes, Brian, this is really good. Do you care if I go ahead and send this to a publisher that I know and I'm friends with? I said, Sure, why not? This is going better than I anticipated. Well, I didn't know they were going to do it. They sent me a contract, and I was like, you know what, I'm a smart guy, I'm a finan-minded guy. I was like, I can do this. So I started reading the contract, but the moment I started Googling terms in this contract, I was like, what am I doing? I am out above my skis and my skill set. So I was like, let me bring somebody in to help me figure.

this out cuz I only get one shot to get this right, and I don't want to screw up the ownership of my brand. All my elements with the financial order of operations, so I brought in an agent that helped me negotiate. The thing is that I think, and you're going to see the payoff later. I ended up getting bigger offers from the same companies. I also got the contract written in a way that I was still going to own all my intellectual property. This is the power of. I'd only done it once, and I was kind of falling into some traps or making some mistakes because it was my first and only time hiring somebody who had done this hundreds of time saved me so much heartache and actually maximized the opportunity. I love it, and the third time where it might make sense where you recognize there just aren't enough hours in the day. Maybe you don't literally have the time to focus on your financial affairs, or maybe that's not how you want to spend your time. So if you find

yourself in one of these three areas. That might be a warning sign that hiring a professional adviser might make sense for you. If these do not resonate with you, if these do not sound like something that describes your circumstance, then you might be at the stage where a financial advisor doesn't make sense for you at this place in time.

3 Signs It's Time to Hire a Financial Advisor

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재정 고문을 고용해야 할 수 있는 징후

특히 소득과 자산이 증가함에 따라 재정 관리가 복잡해지면 전문가를 고용해야 할 때라는 신호일 수 있습니다.

재무 결정의 무게가 압도적으로 커져 감당할 수 있는 수준을 넘어선다면 재무 전문가의 도움을 받는 것이 좋습니다.

재산과 비즈니스가 확장되고 선택의 폭이 넓어지면서 결정의 복잡성과 규모가 커지면 전문적인 재무 지도가 필요하다는 신호일 수 있습니다.

브라이언의 "백만장자 미션" 작성 경험담

재정적으로 여유가 있는 브라이언은 책 계약서를 받았을 때 계약 조건을 이해하는 데 어려움을 겪었습니다.

처음에는 자신감이 넘쳤지만 출판 과정을 효과적으로 진행하려면 도움이 필요하다는 것을 깨달았습니다.

경험이 풍부한 에이전트를 영입함으로써 지적 재산권을 유지하면서 더 큰 규모의 제안을 협상하는 데 도움이 되었습니다.

에이전트의 전문성은 시간을 절약하고 복잡한 재무 업무에서 발생할 수 있는 실수를 방지했습니다.

시간이 부족하거나 재무 업무에 집중하고 싶지 않은 경우 전문가를 고용하면 기회를 극대화하고 마음의 상처를 예방할 수 있습니다.

재무 설계사가 필요할 수 있는 징후

투자나 재무 계획에 대해 잘 모르겠다면 재무 설계사가 필요할 수 있습니다.

전문 재정 고문은 복잡한 재정 상황을 헤쳐나가고 돈을 최대한 활용할 수 있도록 도와줄 수 있습니다.

이러한 문제에 직면해 있지 않다면 지금이 재무 고문을 구할 적절한 시기가 아닐 수도 있습니다.