You're already a provider to an awful lot of small and medium-sized enterprises. Why further that even more? So we're thrilled to support and serve over 400,000 small businesses today. And one of the things we realized a couple of years ago is you have small

businesses that are going to use Gusto directly. There's a lot of small businesses out there served by existing platforms like Xero. And Xero focuses, like you mentioned, on accounting. A lot of these other platforms do not want to go build things like payroll

themselves. And so we created this industry called Embedded Payroll, which is basically the ability for folks like Xero, and that's what we're announcing today, to launch their own payroll products powered by Gusto. So more analogous to that Stripe-type

business model, and we're really excited about it because it's a way for us to reach more small businesses where they're at and are ultimately underserved at the moment. Because your startup space is a busy one, and there are plenty of payroll startups trying to be the be-all and end-all to everyone.

How are you finding that small and medium-sized enterprise space? Yes. I was underlining, folks. There are more dentist offices in the US than tech startups, so we really do obsess over, and Xero does as well, and a lot of our partners actually. We're thrilled to partner with a number of

companies, including Chase Payment Solutions, to basically bring modern, delightful payroll to where they're at in a more accessible, intuitive way. Saves them time, saves them money, prevents mistakes, filing issues. And we've built now, ten-plus years of infrastructure, processing over half a

trillion dollars of payroll to really earn that credibility and be who these partners want to choose when they're building out their own payroll products. Interestingly, I don't think a dentist office is going to be hiring many people abroad, but you've been trying to focus in on this, making it easier to hire

internationally. Now we're getting the news today that H-1Bs, for example, are going to be overhauled and streamlined, made easier by the current administration. How does that affect people's propensity to hiring abroad at this moment? So it really depends on the industry.

With Gusto, you do have the ability to hire both contractors and employees internationally. I'd say there's been more resonance on the contractor side, but again, many, many products that we're expanding into. International is just one.

We offer a lot of functionality around time tracking, 401(k), business insurance, all the different pain points. It's really hard still to run and start a small business, and our job is to make that easier. It's hard to run a startup even as

successful as yours. You haven't raised money since 2021, ultimately because, looking at your profitability, you don't need to. But what is the pressure on you to IPO, to have an exit? Is it, are you finding that the competitive moat when you're up against a

Deel or a Rippling, is getting harder, or is it fine? We welcome the competition. We want to be the best product in the market. We believe we are. We're also just only one decade into this journey. We talk about it being a multi-decade journey.

So at some point in the future, we will be public. Nothing to share there. But really, our obsession is on how do we give the best possible experience to those customers and do that through our actions, through the work we put in, and also through the partnerships we've

signed with folks like Xero and the talent we have. Like, when you're lying in bed and you've got something on your mind, does it tend to be talent acquisition? Is it about generative AI? What are you thinking most about? Mostly thinking about team building, and

as we, like you said, have free cash flow positive, a solid business model, real customer need that we're really delivering true value for. We're being very aggressive, reinvesting that capital, that free cash flow, into

building new products, building additional services for our customers to use. And so that usually means hiring, team building. And I'm spending a lot of time these days interviewing candidates.

Streamlining the Payrolls Process

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소규모 기업을 위한 임베디드 급여 서비스를 출시하기 위해 Gusto가 Xero와 파트너십을 맺었습니다.

Gusto는 이미 40만 개 이상의 소규모 비즈니스에 서비스를 제공하고 있습니다.

Xero와 같은 기존의 많은 플랫폼은 회계에 중점을 두고 있으며 급여 서비스를 제공하지 않습니다.

Gusto의 임베디드 급여를 사용하면 Xero와 같은 플랫폼에서 Stripe의 모델과 유사하게 Gusto로 구동되는 급여를 제공할 수 있습니다.

이 파트너십을 통해 Gusto는 소외된 소규모 비즈니스에 더 많이 다가갈 수 있습니다.

Gusto는 중소기업(SME)과 중소기업의 광범위한 제품에 중점을 두고 있습니다.

Gusto는 기술 스타트업을 넘어 다양한 중소기업에 서비스를 제공하는 것을 강조합니다.

현대적이고 접근하기 쉬운 급여 솔루션을 제공하여 기업의 시간과 비용을 절약하는 것을 목표로 합니다.

Gusto는 10년 이상의 급여 처리 경험을 갖춘 강력한 인프라를 갖추고 있습니다.

국제 채용과 Gusto의 향후 계획에 대해 논의합니다.

Gusto는 계약업체와 직원 모두의 해외 채용을 지원합니다.

Gusto는 시간 추적, 401(k), 비즈니스 보험과 같은 다양한 서비스를 제공합니다.

Gusto는 장기적인 성장에 초점을 맞추고 있으며 언젠가는 상장을 계획하고 있습니다.

Gusto는 팀 구축에 우선순위를 두고 수익을 새로운 제품과 서비스에 재투자하고 있습니다.

Streamlining the Payrolls Process

Streamlining the Payrolls Process

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