부를 쌓기: 재정적 독립을 위한 전략적 단계

### 부동산을 통한 부를 쌓기 위한 챈들러 스미스의 단계별 가이드
* 💸 챈들러 스미스는 부동산을 통해 재정적 자유를 얻으려면 **지출을 줄이는 것보다 수입을 늘리는 것**이 가장 효과적인 방법이라며, 이는 앞서 나가기 위한 가장 효과적인 방법이라고 추천합니다.
* 🏆 스미스는 어떤 분야에서든 성공하려면 세일즈맨십을 익히는 것이 중요하므로 **확장 가능한 커미션 기반 영업 직무**를 추구할 것을 제안합니다.
* 🏡 부를 쌓기 위한 첫 번째 단계는 부동산에 투자하는 것입니다. 스미스는 **좋은 품질의 포플렉스**로 시작하고 **FHA 대출과 같은 낮은 초기납입금 옵션**을 활용하라고 조언합니다.
* 📈 부동산 투자를 통해 더 많은 소득을 창출할 수 있는 군인으로서 **벌어들인 모든 달러를 소극적 소득**으로 취급하면 꾸준히 소극적 소득을 늘릴 수 있습니다.
* 📉 스미스는 검소하게 생활하고 부동산을 통한 소극적 소득으로 기본적인 생필품을 충당하면 **생활비만 늘리라고 주장**합니다.
* 📅 일관성과 헌신은 성공의 열쇠이므로 **명확한 목표를 설정**하고 이를 달성하기 위한 계획을 세우는 것이 중요합니다.
* 🔗 Smith는 부를 창출하는 방법은 다양하지만, **소득을 늘리는 방법을 찾고, 투자를 위한 자금을 마련하고, 계획을 고수하는 것**은 누구나 적용할 수 있는 보편적인 원칙이라고 믿습니다.

챈들러 스미스가 재정적 성공을 위해 처음부터 시작하고, 수입을 늘리고, 부동산에 투자하는 방법을 공유합니다.

what's going on guys? This is Chandler Smith, and I am 31 years old. I currently own over 25 million dollars' worth of real estate, and the cash flow alone - so the passive income from those rentals - pays me enough to be able to afford my dream home, my dream cars, and my dream lifestyle completely paid for with that passive income. And in this video, I'm gonna share with you what I would do if I had to start from scratch with nothing to be able to build back up to this point. So with all that being said, let's jump into it. All right guys, that is a very in-your-face, over-the-top, um, even, I don't know, arrogant intro. However, the other day, I was sitting down with my wife, and she said, You know what? If we lost everything, if all the rentals disappeared, if the YouTube channel disappeared, if your sales force disappeared, and we had to start from scratch, what would you do? And I kind of sat down, and I thought about it for a minute, and I thought, Hey.

this would be a really cool video because the top one percent is the top one percent because there's 99 that haven't reached that point. And we've been very lucky and blessed in our lives to get to the point where we can afford all the things that we've ever wanted with the passive income from our rentals. However, if that was all taken away, I know that's what the majority of the people watching the channel ask. Is hey if you started from nothing if you were me if you're in my situation with my income what would you do to get to the point that you're at? And so I don't want this to come off as arrogant at all. This is just a question that I get asked more than probably any other question. And so in this video, I'm going to share with you you know regardless of what situation you're in what I would do to get to the point where you own 25 million dollars worth of real estate. You're cash flowing almost seven figures a year. And so that you can afford

everything that you wanted and more. In this video, I'm going to break down step by step how I would go through that process to get to where I'm at as quick as possible. Because for me, this took over 10 years to accomplish. However, if I knew what I knew now, I think I could have gotten there a lot more quickly. And I'm gonna share with you those steps that I would have taken and the things that I would have done different. And with all that, let's just jump into it. The only thing that I ask you to do is remember to smash like button, subscribe to the channel, and hit the little bell. And we're just gonna roll. All right, guys. So I am at ground zero. I don't have any money. I don't have a job. And I'm starting with nothing. And this is exactly the steps that I would take to get back to where I'm at now. As I go through these steps, there are going to be a lot of you saying, well, what about this? I've got this situation, so I can't.

do that or what about this or what about that. So I think the first thing that you need to do is be able to step out of your situation and step away from making any form of excuses. Now maybe you look at my plan and you say, You know what, Chandler, I just don't want to do that. I'm not willing to make those sacrifices. I'm not willing to make those moves. That's okay. However, I truly believe that anyone can take these steps to be able to get where I'm at, and I think they can do it in less than 10 years if they do it properly. First off, I would say the majority of these people that come to me with this question are in a job that one, they don't like, and two, it's not paying them enough to ever get ahead. They're going in every day, they're hating their job, they're making 20-25 an hour, they're going, they're spending every dime of that to be able to pay for rent, pay for food, and they're just in this rut of

doing the same thing over and over and over again, and they come and say, hey, I want to invest, or I want to buy real estate, or I want to get ahead, but they still are going to this job. The reality is that job will never get them ahead. Now, there are two ways to get ahead: you either cut expenses or increase income, and I am a firm believer that the only way to truly get ahead is by increasing income. Now, you can cut expenses, and you can save, but that is a very long painful process to get to where you want to be in. So, you've got to find a way to increase your income. Now, there are a couple ways to do this. The first one I always push people towards is getting a sales job. Now, a lot of people say, Chandler, I'm not a salesman. Well, here's the deal: in order for you to be successful at anything, you've got to become a salesman. I'm sorry, you've got to have salesmanship, whether you're a doctor, you're a lawyer, you're a dentist.

you're a marketer. You are a, you know, whatever. It doesn't matter what you're going into if you can't communicate with people, and if you can't sell yourself, it's going to be really hard for you to be successful. Now, there are some jobs where you can go to years and years and years of college and get this degree that no one else has, and that might give you, you know, an edge, but even then, if you can't sell yourself, you're not going to be successful. The other thing I would tell you is passion is important, but you can't truly be passionate about anything unless you're passionate about yourself and you're able to sell yourself. So, learn how to do that first. Now, there are lots of people that right away I've lost them because like, I don't want to be a salesman, I'm not going to do that, I'm not going to be pushy, I'm not going to be that person, and I'm telling you, if you choose to not learn how to sell yourself, you're never

going to be successful. What you're doing, that's just the reality, right? And there are people that have businesses that have blown up, and they might say, I'm not a salesman, but here's the deal: their business wouldn't have blown up if they weren't passionate about selling themselves and selling their business. It's just the reality behind making money. You've got to find a way to get people to like you, to get people to trust you, to get people to want to follow you, to get people to want to give you their money because they believe in you and whatever platform you've created. And so when it comes down to creating some bomb product or bomb business or bomb whatever, no one's going to jump on board unless you learn how to sell that. Now, I got off course, but instead of starting a business, and I believe starting a business is crucial, but a lot of times you don't have the experience to be successful in a business. And so if you do have a passion, you do have something that you'd like to start a business, be a

salesperson in that business. Because you're going to learn how to sell it, you're gonna learn how it works. And I'm telling you right now, you can get to where I've gotten owning 25 million dollars worth of real estate and getting that passive income by never actually even owning your own business. Now if you can own your own business, that's awesome, and I'm not saying that's not a bad option. As a matter of fact, that is an option that could get you where you want to go more quickly, but getting into a commissioned job where you are paid according to what you produce rather than an hourly wage, that is how you're going to get ahead. And so you've got to find a way to increase your income. So for me, if I'm looking at a sales job to go into, I want it to be commission-based where the better I get at it, the more that I make. And I also want it to be in a place where it is scalable, something that I have the ability to say, hey, I've

gotten good at this, and now I can reproduce myself. Right? I can train more sales reps. I can train more people to do what I do, and so that it can become scalable. Now, maybe there's a business that falls into this category, but you've got to find a way to not only get paid based on what you produce but then be able to duplicate yourself so that you can scale that so you can increase your income. An hourly job, $25 an hour, is never going to get you to where you want to be. It just isn't. And so if you're saying, Ah, well, this is what I want to do, well, that's okay as long as you're okay making $25 an hour and spending every dime you have just to survive and staying in that hamster wheel forever. It's never going to get you to where you want to be if this is what you want. If you want to get to a point where you own real estate and you have passive income coming in. So the first thing I would do

is approach whatever i'm looking at doing from the standpoint of is it commission so that as i get better at it i will make more and is it scalable. Once you have those things then you can create an environment that is scalable so that every day every month every year your income should be getting bigger and bigger and bigger. Now once you have this it's all about reverse engineering and what i mean by this is look at your end goal. If your end goal is chandler i want to own 25 million dollars worth of real estate or i want to own 100 million dollars of real estate or i just want to own five million dollars worth of real estate you need to know this is how much money i need to purchase that much real estate and if i purchase that much real estate it's going to spit out this return so if you're someone that says hey i just want a hundred thousand dollars in passive income every single year work backwards all right if i need a hundred thousand dollars of passive

income every year, and I know I can get a ten percent investing in real estate. Then I need to invest this much money, and if I need to invest this much money, then I need to have this much money to invest. And if I need to have this much money to invest, I need to have a job that spits out this much income, and I need to set aside this much of that income so that then I can have it to invest. And once you've figured that out, then you can look at your job, and you can say, All right, how quickly do I think I can scale, or how quickly do I need to scale to reach this goal in five years, or to reach this goal in 10 years, or reach this goal in three years? Now, if you want to reach this goal in one year, you're never going to do it because a lot of times people will make decisions based on getting an end result in one year, and so they're constantly hopping. There's always greener pastures, there's always a better way to do that, and

because they're always hopping from job to job, from opportunity to opportunity. Well, they're never able to scale. The more you hop, the harder it is to scale because you never get good at what you're doing. So, find what you believe to be the best platform to increase your income and to be able to scale, to be able to get paid based on commission and being able to scale so you get a commission on what you scale, and then put it together at the end of the day. If you can figure out what that job is and you can reverse engineer what you want backwards into where you want to be, then you're going to be in an incredible place. So, that is a very broad view on how I would do it, but now we're going to dive into the nitty-gritty. So, for me, the way that I personally would do it is I would find that sales job, and there are lots of sales jobs. For me, I love door-to-door, and the reason that I love door-to-door is I can knock an endless

amount of doors every single day. And I can recruit an endless amount of people and train them how to knock doors and make a commission off of those people. And so the scalability factor is there. It's endless. But maybe this is what you want to do. Maybe you want to do business-to-business sales. Maybe you want to do something else. However, there are sales jobs that lack that scalability factor. For example, I meet a lot of car salesmen. And every year, they personally have to sell all of the cars that they sell. And that's only based on how many people come into their dealerships. They're very limited on how fast they can scale. Now, it's a little more guaranteed. That might feel like there's a little less risk because maybe you've got a portion of salary and a portion of commissions. But you're limited. You can't recruit people and train them how to be sales reps and get a commission off of them. At least not to my understanding. Another example of maybe one that does make sense is going into becoming a realtor. It's a

very big ticket item. It's something that you personally can make a commission on based on how quickly you grow. You can go out and there are lots of different ways to find people. To my understanding, if you get your brokerage, you can have people that you're making commission on. However, again, I believe there are certain limitations to being able to grow that quickly. And so, find a sales job where you can scale quickly. For me, I told my wife, Look, if we lost everything, I'd go hit the doors, right? I would go, I would learn how to sell what I believe to be the best product, and then I would find a way to train other people to sell it. Now, a lot of you are saying, Well, Chandler, you already know how to sell. And that's true. I've done it. This is the exact method I took. However, what I would tell you to do different is once you find that platform that has that scalability factor, go all in. My first year, I just worked four months, and then I kind of took eight

months off, I would go all in 100%. I would go and I would learn how to sell it as quickly as possible. I would push through any kind of failure, any kind of rejection, and I would immediately get to the point where not only am I a good salesman, but then I'm recruiting. And I would treat it like a full-time job. I'd be working 50-60 hours a week because I know that anyone that puts in that time can become good at selling. They can become good at training. They can become good at leading. And they can scale it up quickly to where they increase their income a lot more rapidly than I did. It took me a good three or four years before I was good at the scale part, good at training sales reps, good at helping them go out and sell, good at recruiting them, good at giving them a good experience. And so I truly believe if I was in your place, I could have done that more quickly. Now, once you've got that scaling, once you've

increased your income, then I would start investing in real estate. A lot of people say, Chandler, I've already got money set aside. I'm already ready to invest in real estate. What would you buy first? Well, for me, the first thing I would buy is I would go and find a good quality fourplex. And a lot of people say, Oh, should I do a fund or a syndication or something else? No, learn how to invest in real estate for yourself. Maximize on the first thing you live in by living in it so you can get as low as a three and a half percent down. Find a killer fourplex, go in, live in that property, invest your down that you've saved, and then as soon as your year's up of living in it, I would go and I would do it again. And if you've scaled your income to the point where you've got lots of income coming in, then you don't have to live in the property so that you have enough money to afford it at a five percent down or three and a half percent.

down at that point, it's just an if-then scenario where it's like, All right, if I have this income coming in, then I'm immediately going to put it into real estate. And now you just scale it because here's the deal. Here's what's so fun about real estate. When you invest money in real estate, it is an asset that is going to appreciate, not depreciate. So every dollar you spend, not only you're going to get cash flow, not only are you going to get appreciation on the property, not only are you going to get principal pay down, you're going to get tax benefits. But every dollar you spend is a dollar that's going to make you money forever. I would view every single dollar that comes in my door as a little soldier that if I put him to work, he's going to reproduce over and over and over and create more and more soldiers that then, if I use them properly, I can get to the point where it's in place and I consistently have that money coming in. So for me, if I'm doing this all over

again, I'm going to be super frugal on the front end. I'm going to use as much money as I can to invest in real estate. And then the rule I would set for myself is, as soon as I possibly can, I'm going to live with nothing for as long as I can. But the second I've got cash flow coming from the rental properties, I'm only going to live based on that cash flow. Once it's replaced my lowest level of income that I can survive on. So once I've got that, once I've built it up. And let's say you're living off of twenty thousand dollars a year. Once I've got my cash flow from my rentals to twenty thousand dollars a year, then you can start to scale your lifestyle. Because then every dime that you make is going into buying more rentals. And every dime in cash flow that spits out from those rentals, that's what you can live off of. So you've been living on twenty thousand dollars a year. You've been living super

frugally, but pretty soon, you've bought enough rentals. That's twenty-five thousand a year, that's thirty thousand a year, that's fifty thousand a year. And then you can start to scale your lifestyle, right? Then you can start to have a bigger and better life because you know everything that's coming in from your active income is immediately going into creating more cash flow. And that cash flow is not going anywhere as long as you've bought good rentals. They're going to keep spitting out that income every year. So you know you can blow it on what you want to. And that method, followed perfectly, is going to put you in a place where now every year you've got a better and better lifestyle. Now you should also be creating more and more income every single year that is all going into real estate. And all of that money is putting you in a place where you have more and more cash flow every single year. And guys, it's that simple. Now I know there are a couple different scenarios. Maybe you're a

doctor, a lawyer, a dentist, or you've really committed to a job, or you've really committed to a business, and it's only spitting out so much income, but you know over time it's going to grow, and that's something you want to build, that's okay. Just still live frugally, spend every dime on real estate so that you can have that passive income. Now a lot of people say, you know, passive income isn't as cool as you think, right? It's over-glamorized. It's getting to the point where you can be lazy, you can sit on your butt, and that's very true. A lot of times people want passive income because they want to be lazy, they want to sit on their butt. What you'll come to find is building income is exciting, buying rentals is exciting, and if you're like me, you get to a point where you've got all you need in passive income, but you still have an active income because you enjoy doing that. But I would still suggest everyone take this route because

a passive income is an incredible safety net. So you can take risks in your business, so you can do what you want. And then when you don't want to do it, you can take a break. You can enjoy life. You can have the passive income to cover the lifestyle that you want. Now listen, there are lots of different ways to skin a cat. And the more I think about that phrase, the more messed up it is. But you get the point. Hopefully I don't get demonetized. However, there are so many different options to get to this place. But I truly believe you can't get here unless you find a way to cut expenses and set aside money. Or increase your income. And once you figure out how to do that, you should be able to say, Hey, this is how long it's going to take me to get there. And then just hold yourself to it. The problem people have is they'll set out a plan and they won't hold. Or they'll jump ship. Or they'll bounce around. And the reality is the more consistently you hold to the

goals that you set, and if you make a plan, and then you hold to the plan, there's no reason that everyone can't get to this place. And I'm not saying that you don't come from a harder situation than maybe I did, you have less support than I did, but there are jobs out there like this for everyone, and you just have to have the guts to make the leap. I promise you, once you make the leap, once you find a way to increase your income, once you commit to it and you put in consistent effort, consistent action, regardless of what your skill set is, regardless of what your background is, this is a realistic thing for you. So I hope this video helps you figure out how you can plan out your life and reverse engineer things so that you can get to where you want to be. Now, if you enjoyed this video, remember to smash like button, subscribe to the channel, and hit the little bell if you want to learn more about how to invest in real estate because you're figuring out how to

increase your income, and if you've got that money to set aside, you can watch my other youtube videos. Or you can pick up my real estate investing course below. Last thing, if you guys have questions, you made it to the end of the video, and you're like, you know what, Chandler, this part of your plan was, um, I don't know, a little hairy. I didn't understand it. I don't know how to get out of this rut. Let me know in the comments below. I really would love to make another video because for me, this seems so simple. If I had nothing, I truly believe I could get right back to where I was. If I had none of the connections, if I had none of this stuff. But I know for a lot of you, that sounds, I don't know, maybe rude, or like I don't understand your situation, or I'm not being fair. And I want to understand your situation and help you figure out how to get out of the rut you're in so you can have the lifestyle that you want. Thanks.

so much for watching guys. Have a great day. [Music] You

If I Started All Over, I Would DO THIS! ($0 to Millionaire)

Chandler David Smith

처음부터 부를 쌓기: 단계별 가이드

부동산 백만장자인 챈들러 스미스가 무에서 유를 창조한 자신의 부를 재건한 전략을 공유하며 수동적 소득의 중요성을 강조합니다.

그는 재정적 성공을 달성하는 방법에 대한 일반적인 질문을 인식하고 가능한 한 빨리 현재의 위치에 도달하기 위해 취한 조치에 대해 설명합니다.

스미스의 접근 방식은 부동산 투자와 고급스러운 라이프스타일을 누릴 수 있는 높은 수동 소득을 달성하는 데 중점을 둡니다.

경력 및 소득 성장에 대한 조언

안전 지대에서 벗어나 변명하지 않는 것은 발전을 위해 매우 중요합니다.

많은 사람들이 저임금 일자리에 갇혀 재정적으로 발전하지 못한다고 느낍니다.

승진의 열쇠는 지출을 줄이거나 수입을 늘리는 것인데, 후자가 더 효과적입니다.

영업 기술을 개발하는 것은 개인이 효과적으로 소통하고 자신을 옹호할 수 있게 해주므로 어떤 직업에서든 성공하기 위해 필수적입니다.

성공의 열쇠: 판매의 기술 마스터하기

비즈니스에서의 성공은 사업을 통해든 영업사원으로서든 자신과 자신의 브랜드를 판매하는 능력에 크게 좌우됩니다.

재정적 성공을 달성하는 것은 기존의 시간당 임금 고용보다는 소득 확장성이 있는 커미션 기반 일자리를 통해 더 쉽게 달성할 수 있습니다.

단순히 시간당 임금을 받고 일하는 것은 특히 소극적 소득을 창출하고 부동산을 소유하려는 사람들에게 원하는 재정적 자유와 성공으로 이어지지 않을 가능성이 높습니다.

확장 가능한 소득과 부동산 투자를 통한 부의 축적

수수료 기반의 확장 가능한 접근 방식에 집중하여 시간이 지남에 따라 수입을 늘리세요.

재무 목표를 리버스 엔지니어링하여 투자 및 수동적 소득 창출에 필요한 금액을 결정하세요.

지속적으로 직업을 바꾸는 것은 사업을 확장하고 전문성을 확보하는 데 방해가 되므로 피하세요.

부동산 투자를 위한 확장 가능한 수입을 얻기 위한 방법으로 방문 판매와 같은 영업직을 고려해 보세요.

영업 직무는 확장성이 다양하며, 방문 판매는 성장과 채용 가능성이 높습니다.

반면 자동차 판매와 부동산 직종은 개인이 직접 판매해야 하기 때문에 확장에 한계가 있습니다.

빠른 소득 증가와 직업적 성장을 위해서는 확장성이 높은 영업 직무를 찾는 것이 중요합니다.

선택한 직무에서 빠른 확장성을 달성하기 위해서는 영업 프로세스를 배우고 숙달하는 것은 물론 영업 담당자를 채용하고 교육하는 데 전념하는 것이 중요합니다.

양질의 포플렉스에 투자하고, 그 곳에 거주하며 낮은 계약금을 활용하고, 그 과정을 반복하세요.

현재 수입을 대체할 현금 흐름에 초점을 맞춰 수입이 증가함에 따라 부동산 투자 규모를 조정하세요.

임대 수입으로 원하는 라이프스타일을 유지할 수 있을 때까지 검소하게 생활한 다음 모든 수익을 더 많은 부동산을 구입하는 데 재투자하세요.

검소하게 생활하고 임대 부동산에 투자하면 연간 수입이 크게 늘어날 수 있습니다.

부동산을 통해 소극적 소득을 창출하면 보다 유연하고 즐거운 라이프스타일을 누릴 수 있습니다.

성공적인 부를 쌓기 위해서는 일관되게 재정 계획을 세우고 지출을 줄이거나 수입을 늘리는 데 집중하는 것이 중요합니다.

소득 성장을 통한 재정적 성공 달성

목표를 설정하고 계획을 세우고 꾸준히 노력하면 배경이나 기술 수준에 관계없이 수입을 늘릴 수 있습니다.

핵심은 원하는 재정 상황에 도달하기 위해 도약하고 삶을 역설계할 용기를 갖는 것입니다.

챈들러는 시청자가 현재 상황을 극복하고 원하는 라이프스타일을 달성하기 위해 동영상에 참여하고, 질문하고, 지침을 구할 것을 권장합니다.