모스크바로 이사하기: 재정적 현실과 오해

### 모스크바로 이사하는 데 드는 실제 비용: 그만한 가치가 있을까요?
* 🏙 많은 사람들이 더 높은 연봉을 위해 모스크바로 이사를 고려하지만, 이 결정은 종종 **그에 따른 상당한 생활비**를 간과합니다.
* 💰 한 설문조사에 따르면 **이 지역의 급여가 경쟁력이 있는 것으로 나타나** 모스크바로 이전하는 것이 정말 유익한지에 대한 의문이 제기되었습니다.
* 📉 개인은 임대료, 교통비, 생활비 등 모스크바에서의 생활비를 과소평가하는 경우가 많아 **순소득이 크게 감소**할 수 있습니다.
* 💡 예를 들어, 모스크바로 이사하는 부부의 경우 **총 급여가 100,000루블이더라도 기본 비용을 제외한 가처분 소득이 39,000루블까지 낮아질 수 있습니다.**
* 🏢 모스크바의 부동산 시장은 다른 도시에 비해 **아파트 임대료가 훨씬 비싸**서 재정적 부담이 큰 경우가 많습니다.
* 📊 건설 및 의료와 같이 수요가 많은 분야의 전문가는 **기회를 찾을 수 있지만**, 그 외의 많은 사람들은 **보수가 좋은 일자리를 찾지 못하거나 치열한 경쟁**에 직면할 수 있습니다.
* 🤔 궁극적으로 많은 사람들이 갇혀 재정적 부담을 느낄 수 있으므로 잠재적 이사자는 **현재 재정 상황과 모스크바 생활의 현실**을 비교하는 것이 중요합니다.
* 🚫 세르게이 스미르노프는 **"모스크바로 이주하기 전에는 절대 부동산을 팔지 말고 먼저 임대하라"**고 강조하며 영구적인 이주를 하기 전에 도시를 이해하는 것이 중요하다고 강조합니다.

더 높은 연봉을 위해 모스크바로 이주하면 높은 생활비와 경쟁으로 인해 재정적인 어려움을 겪을 수 있습니다.

Hello everyone! As usual, it's Tuesday sermon time, and this time your favorite clip is back. We haven't had him on screen for a while, and today we will discuss a very interesting topic. Recently, in the community section—there is such a section on all YouTube channels—we talked about a fascinating subject: I surveyed people about their salary levels in the regions versus Moscow, and it turned out that people in the regions earn a lot as well. That’s why I decided to title the video What Money Is Not Worth Moving to Moscow For. Every year, since we are involved in real estate and receive the same request, people say, Sergey, we decided to move to Moscow because we can't earn in our region. Moreover, they plan to sell their property there, buy real estate here, and then look for a job. This is a very foolish approach. Therefore, today's video will be for those who are thinking about moving to Moscow for better money. We will figure out who should and who shouldn't.

Кому не стоит переживать в Москву? Мы разберем профессии, с какими профессиями сегодня Москва дает большие шансы, с какими профессиями шансов практически заработать у вас нет. И самое главное, мы приведем экономику этого города. Это не здорово на всю голову — мегаполис. Очень важно отметить, что я родился в 1906 году в Москве, но в этом году, в 2021, я выписался из Москвы, Московская область. Временно, технически выписался, но дальше задумался, стоит ли мне прописываться обратно, потому что московская прописка сегодня практически ничего не дает. Об этом я собираюсь снять отдельный ролик. Голосуйте в комментариях, если интересно послушать эту тему: что дает и чего не дает московская прописка. Но прежде чем мы начнем, конечно же, 30 секунд рекламной интеграции. Этот ролик про зарплату, поэтому я сейчас буду говорить для тех, кто хочет все-таки пробить свой зарплатный потолок.

After taking the course by Sergey Smirnov, which is my real estate course, you can master a new profession that will support you until you are 60 years old. A real estate expert earns regardless of the circumstances; moreover, the worse the real estate market demand is, the more a real estate agent earns, not the other way around. A good expert is recognized not in a growing market, but in a declining market. In my course, I explain all these nuances. The link to the course for the next session is in the description; feel free to sign up and break through the salary ceiling together with me, specifically in your city. You can work and study in your city because the course is completely online. Now, let's return to the topic of the video, because at the end I will also tell you how much real estate agents earn in Moscow, what to hope for, what not to hope for, and how much you need to start in this profession. What you need to have to succeed here.

To learn and start earning normally, let's go. First of all, when you move to Moscow, you look at the Moscow salary rates. That is, you are excited about the Moscow salaries. Here, you need to ask the most important question: have I studied the Moscow expenses? Why? Because you all only look at salary announcements and rates, but none of you ask yourselves what my net income will be after the move. It's one thing when there are no jobs in your city, and another when there is a decent number of jobs available, with work in your field or specialization. Many people decide to move to Moscow because they see that for the same job, they can earn more. Ask yourself two important questions: first, to whom? And second, if in your city the average salary is thirty thousand rubles, and your average salary is thirty thousand rubles, ask yourself the first question.

Какие у вас шансы в Москве пробиться наверх, если в своем городе вы не смогли добиться уровня средней заработной платы? Если вы не смогли здесь выбиться на уровень средней зарплаты, почему вы решили, что в своем городе заработаете больше? Это часто распространенное заблуждение. Даже люди с хорошими профессиями заблуждаются и думают, что они заработают больше. 

Однажды ко мне обратились стоматологи, которые решили продать все свои клиники в Ставрополе, где они зарабатывали на уровне московских врачей, и переехать в Москву, потому что считали, что за пломбы в Москве и за все остальное платят больше. Я знала, что вопрос в том, какие у вас шансы пробиться на московском рынке с московской конкуренцией. Второй очень важный момент — работа врача основана на рекомендациях. Если у вас есть рекомендательная база в Ставрополе и даже к вам ездят из других городов, задайте себе вопрос, как...

You will struggle with clients who know nothing about Moscow. Moreover, ask yourself this question: Do Moscow clients go to the regions to get their teeth treated? Here’s a simple example of the delusion that comes from the dream of moving to Moscow; you suddenly think you will start earning more. Furthermore, when I began to show rental rates for premises and explain the cost of purchasing property, as well as the expenses for repairs and opening a location in Moscow, it became clear that for several years, these people will earn no more, and perhaps even less, than in their hometown. It is a big misconception that everyone is waiting for you here with open arms and that there are high salaries. Ask yourself why Moscow students who graduate from oil and gas universities leave to work in oil-producing fields. Why do many Muscovites go to work in the regions?

Certain positions and talking about them, if they go to work in the regions, I will not have a career later in Moscow. Many provincial residents suffer from this syndrome, the syndrome of the provincial, a syndrome that makes them think that here in Novosibirsk, Yekaterinburg, Tyumen, and even St. Petersburg, there is a small salary and no chances to break through. But no one looks at other expenses. You must understand that if a couple of young people with not very high qualifications hope to find a job in Moscow, to break through the lower living wage level in Moscow, they will have to earn 35,000 rubles for a more or less decent apartment rent. We are not even talking about a room and everything else, which starts from twenty thousand. Each of them will need at least 400 rubles for daily pocket expenses, for commuting back and forth, and for lunch. This means multiplying by 2, which is 800 rubles, and multiplying by 22 working days.

You have 16,000 rubles. This is the amount you will need for basic expenses, which simply requires money for transportation and lunch. To understand the level at which you will be with an income of 51,000 rubles, you will find that there will be nothing left for breakfast and lunch. In other words, to feed yourself and your family, you will need an additional 10,000 rubles just to reach the minimum subsistence level. This is the minimum level of expenses needed for a young couple who do not shop for clothes or gadgets. 

So, pay attention: if they both secure starting positions earning 50,000 rubles each, as they dreamed of in Moscow, where salaries are high, we will subtract 100,000 rubles from the 61,000 rubles, leaving 39,000 rubles for everything they dreamed of in Moscow.

Now, as soon as you start thinking that you need a better apartment, don't forget that to rent an apartment in Moscow, you will need to multiply this amount by three because you will pay for agency fees and a security deposit. That is, the starting capital you have is 105,000 rubles, plus as we understand, another 26,000 rubles to start in Moscow. So, without at least 130,000 rubles or even 150,000 rubles in your pocket, coming to Moscow is quite risky. You might find yourself in a deficit and will have to borrow money for the move to Moscow. If your current salary is about 30,000 rubles, you will need to save up a financial cushion of 150,000 to 200,000 rubles to actually make the move. Therefore, when you arrive in Moscow and start running around for interviews, you should remember that you will live without a salary for the first month, or even two. In reality, these expenses can add up very quickly in your life.

Therefore, if you don't have savings of 300,000 to 400,000 rubles as a safety cushion, moving to Moscow is a risk that you can only take if you are extremely daring. I often see young people taking out credit cards and coming to Moscow with them. We are talking about the fact that the minimum living wage in Moscow will never allow you to accumulate enough to buy an apartment under any circumstances. Today, an apartment rented for 35,000 rubles costs about 8 million rubles in Moscow. For comparison, in your hometown, such an apartment may cost between 1.9 million and 3 million rubles if we consider decent cities with a million residents. This means that in Moscow, you will have to pay for housing two and a half times more—two and a half times more. As a result, you may find yourself struggling and, once in Moscow, tied to a job, you will be looking to buy real estate. You are essentially going to...

Подмосковье, скажите, пожалуйста, что вы выиграли от переезда в город, если потом вы живете в картофельном поле, который ничем не отличается от любого спального района вашего города? То есть, вы хотели в Москву, вы хотели столичные огни и все остальное, но в итоге оказываетесь в картофельном поле, в дальней части Коммунарки или, еще лучше, в пригороде Лесное. Вот здесь сейчас покажу фотографии, и там вы окажетесь всего лишь в 20 километрах от МКАД. То есть, что вы хотели от этого города, если в итоге вы в городе, но позволить себе жить там, где вам нравится, не можете? 

Представим себе молодую пару айтишников, которые в своем городе работают во фрилансе и начали зарабатывать по 100 тысяч рублей. Он и она работают на удаленке на какую-нибудь компанию в IT-сфере. Они открывают зарплатные ставки и начинают смотреть, что на таких же позициях в Москве платят по 150 тысяч. Мы вырастим, у нас есть шансы! — кричат они.

We will go to Moscow for the long ruble. Well, first of all, of course, they are waiting for you there in all the offices and so on. Now, let's calculate: if you want to live closer to the center, your initial expenses for renting an apartment will again be 1,000 multiplied by 3, and you will get only 200,000 rubles. You will need to prepare this amount to move into the apartment; this is just the start to find housing. 

The next very important thing that you will start to notice is that in freelancing, you were often paid under the table, but here you will start to pay taxes from that salary, and you will actually receive much less in hand. However, you might say, But I have the chance to switch from one company to another, there are career opportunities, and so on. Listen, don’t be fooled. If you are freelancing today, understand that most companies are working remotely; look for additional sources of income. Why would you want to move to the city if the apartment you are renting costs you...

It will cost you 65 thousand rubles for a folder today, somewhere around 17 million. What savings will you need to have to try to manage this? That is, over the years of working here, you would need to save 100 thousand rubles monthly from your salary to reach the initial down payment. This would take about three years to at least accumulate the initial down payment of 30 percent. With an initial down payment of 30 percent, you could then take a mortgage of 12 million with a monthly payment of 100 thousand rubles to pay it off somewhat faster. The result of your endeavor is that in your city, often you live in your own property, while you are also trying to sell, and essentially, you start to fall into a balance that never goes to the positive. Moreover, you forget that your family expenses have sharply increased. Thus, in pure terms, trying to reach for an apartment in Moscow, you find that you cannot and cannot go back either.

Что вы чувствуете себя неловко по отношению к тому, что он придется говорить? Слушайте, нам не удалось зацепиться за Москву. Есть очень важный момент — пандемия. При первой же возможности те, кто уже имел прививку, уехали из Москвы. Другие города, например, для сравнения, в Анталии сегодня можно арендовать квартиру в хорошем климатическом районе примерно за 30 тысяч рублей в месяц, в то время как в Москве аренда составляет примерно 85 тысяч. Поэтому часть русских айтишников уехала в Анталию, потому что нет разницы во времени. А если нужно, сяду в самолет и долечу, потому что билет стоит всего 15 тысяч рублей в одну сторону. То есть о чем идет речь? Речь идет о том, что когда вы задумываетесь о том, что вам даст этот город, вас манит. Но не путайте туризм и иммиграцию. Туризм и миграция — это совершенно разные вещи, которые у вас в голове.

Москва — очень кривой, слишком дорогой и слишком агрессивный мегаполис. Более того, если вы думаете, что в Москве вы будете жить в привычном ритме, то я вас хочу разочаровать. Когда вы привыкли, что до любого места добираетесь за 15-20 минут на машине, умножайте это время в Москве на три. Нормальное время, чтобы куда-то доехать, составляет от 40 минут до часа. Поэтому синдром провинциала обычно сказывается на первом запросе на недвижимость. Клиенты обращаются к нам и говорят: «Мне не дальше 15 или 30 минут от центра». Затем они видят, сколько это стоит, смотрят на качество жилья и на то, что могут себе позволить, и задают вопрос: «Почему такое качество?» Потому что в 20-30 минутах от центра более-менее нормальный объект недвижимости сегодня — однокомнатная квартира, которая начинается от 10 миллионов рублей. То есть о чем идет речь? Речь идет о том, что здесь непомерно дорогая недвижимость. Более того, цена недвижимости включает в себя...

You all buy a cup of coffee and pay for the square meters of real estate. That is, each cup of coffee you rent is charged for the space it occupies. The café owner includes 30-40 rubles for the cost of renting the square meters, so rent is included everywhere. Moreover, if you start visiting different shopping centers, the price of goods changes accordingly. You should understand the greed of Moscow's business owners and their aggression towards newcomers. Furthermore, those who have been here for about ten years tend to be even more aggressive; they have gone through all the trials and are more hostile towards those who have just arrived. This is why the metropolis of Moscow is turning into a city that I, as a native Muscovite, no longer recognize after many years, and I dream of leaving. I spend more than two months a year outside of Moscow. It is also important to understand one very crucial thing: for many people, Moscow turns out to be...

It's an unusually heavy city to live in because there are only about 90 to 100 sunny days a year; the rest of the time it's cloudy, cold, and unpleasant. As a result, your expenses for supporting your family grow. If you decide to raise a child here, be prepared to pay for everything—there are no free services. All services are paid, and even Muscovites struggle to get into decent kindergartens, which is why they have to send their children to paid kindergartens. You also have to pay for healthcare, which costs much more here. That's why Muscovites travel to other regions for medical services and sometimes even abroad. You will need to pay for decent courses for your child; you will have to pay for everything and keep paying and paying. After 15 years of living in Moscow, you realize that many of your colleagues and friends back home have made quite a decent amount of money and are living comfortably.

When my friends, who live in Antalya and were originally native Muscovites, greet me, they always say one very important thing: Yes, you are crazy! You can't sit still, you can't walk calmly; you're always on the move. Relax, you came here for a vacation. Why can't you unwind? I respond, Listen, Alexey, because we live in the wild rhythm of Moscow all the time. That's why we are so impulsive and aggressive, and often we bump into each other and run around. Moscow has become an overly toxic city. So think about it: if you go to Moscow and your salary today doesn't increase two and a half times, then there's really nothing to do in the city. Moreover, there are only a few well-paid professions here. For example, the city is genuinely lacking quality builders today; Moscow really needs highly skilled specialists in construction.

Строители с отделочными специальностями сейчас крайне востребованы. Однако, если ты некомпетентен и не обладаешь нужными навыками, в твоем городе тебе платят очень мало, и тебе нечего ловить в этой сфере. В настоящее время строительные специальности действительно востребованы. 

Что касается сферы продаж, то здесь важна вера в хорошие продажи, а не просто работа продавцом в магазине. Речь идет о продажах хороших услуг, таких как реклама, маркетинг, банковские услуги и ипотечные предложения. Если ты в своем городе достиг зарплатного потолка и хочешь перейти в сферу продаж в Москве, то стоит рассмотреть продажу дорогих товаров, таких как автомобили и объекты недвижимости. 

Однако, если у тебя нет необходимых навыков и ты не обучался этому заранее, то шансы на успех будут невелики. Ты можешь оказаться в роли менеджера в салоне сотовой связи, зарабатывая незначительные деньги.

50 thousand rubles. Therefore, if you are in this field, it's a long-term commitment. If you feel capable, the third important point is that in this sector, you need to understand an important feature: we are managers. Managers and management teams are needed today in the office because everyone who is not a manager is currently working remotely. This raises the question: why would you come here, like many IT professionals, to rent an office at your own expense? Because you will still be kept on remote work by your employer. So, if you have your own office in Moscow, you will be paying for it out of your own pocket. Today, a large part of offices has transitioned to remote work in the IT sector. Therefore, you only have a chance if you are a manager, if you are in demand in the office, and if you are being paid for your ability to take responsibility for the final result. If you do not want to take responsibility for the final result...

Don't go to Moscow for work; stay remote, you're doing well as it is. The fourth sector that is currently in demand is quality healthcare. There is indeed a significant demand for skilled doctors here. Unfortunately, most people start their careers with pagers and so on. Therefore, only certain specialists, and I know many who have moved here from the regions, are truly shining in medicine. They are opening their own clinics here, while the average specialists have little chance of success. The field of cosmetology is growing rapidly, and there is always a need for specialists in dentistry and gynecology. 

What is most important to understand is that a large number of people are specialists who need to excel in their field. You must realize that if you are already the best in your city, then you understand that further growth is impossible. If you are a 20-year-old nerd watching me right now...

Do you think that you are not appreciated in your city? You are not needed here. There are plenty of people in every family who also don't want to work. As an employer, I hear from such people every week in our conversations, who think that Moscow owes them something. It is a very toxic city, and it owes nothing to anyone. Here, you are not just awaited; you will find yourself in a city on the outskirts, feeling miserable, drinking beer on weekends at beer kiosks. If you expect to come to Moscow and work as a taxi driver, I must inform you that taxi drivers in Sochi and Krasnodar, where public transport is not as developed, earn much more money than today’s taxi drivers in Moscow. The more developed the urban transport structure, the less taxi drivers earn. Today, people who come here for low-skilled jobs complain and whine, and then they post videos online.

As a 45-year-old person who has seen a huge number of workers coming from the regions, I always laugh and think, Did you really not try to make it to the top in your own region first? Prove something to yourself there before you come here, expecting to be welcomed with open arms. Let's talk about how much you can earn in real estate. But before we discuss that, check the link in the description; we have a special communication type test based on the work of Mr. Ichak Adizes. We have revamped and automated it. If you want to understand whether you are suited for professions in real estate sales, negotiations, and so on, take the test first. Are you compatible with the psychological profile required for work in this challenging and aggressive field? The link is in the description. Now, let's break down what the real estate sector is.

This sphere involves quite complex sales. First, an expert needs to be able to sell their time, meaning they must value their time. Second, they need to sell a product to the client, package it, and sell it to them. Sometimes young people come to me thinking that they can learn some expertise in a profession in just two months or a year. I want to share an interesting story with you. A normal real estate expert, as I describe in the course, possesses knowledge of the location. Once, I entered the sales department of a company called Bon Ton, which sold properties. To give you an idea, the average price of real estate in the Krasnaya Presnya area at that time was between 30 and 40 million rubles for the lots we referred to as family homes. There was a mock-up of the complex nearby, and a client asked me, Could you please tell me if you know which schools are around here? I replied, No, I'm from St. Petersburg. I wanted to ask, Are you kidding me? You came here to sell real estate and you don't even...?

I managed to go around and open the map of locations to study the quality of schools here. A person buying a family apartment needs to know the quality of schools. So, guys, when you rush to Moscow because you think that in your city, you earn little, but here you can earn a lot, you need to understand that in order to earn a lot here, the first thing is to be able to sell yourself. Most real estate agencies in Russia can sell themselves for one percent. We teach agents to sell for four, but this requires learning. Therefore, the average commission for agents in Moscow is between fifty and one hundred thousand rubles. We, however, teach them to achieve an average commission of three hundred to four hundred thousand rubles per transaction. So, when I'm asked right away what percentage I will receive, I want to earn fifty percent, one percent, or forty percent from four. For those who struggle with math, I can tell you that one hundred and fifty percent of one percent equals zero point five percent.

If I give you the opportunity and teach you how to earn 4 percent, how to properly sell your time, and how to explain to clients how to work for them so that they are willing to pay such a commission, then you will earn 1.2 to 1.5 percent from the deal, which is three times more. You need to learn this, guys; you need to learn, not just run around, throw more, and post photographs on the internet that clients say are unnecessary. The right clients will buy, but you shouldn't just run around aimlessly like idiots; you should work with clients and understand the circumstances to bring them benefits. To be able to bring them benefits, you will constantly need to learn, starting from scratch in a large metropolis. You will have to study where new buildings are being constructed, you need to study the entire area, build an analytical map, and everything else. Studying a large metropolis like Moscow will take you 3 to 4 months. Do not believe agents who say otherwise.

To any idiots who involve you in various adventures, you will be sitting without income for at least 2-3 months. A safety cushion, that is, if you do not understand that the minimum living wage in Moscow is approximately 60 thousand rubles, as we said, 61 thousand rubles, and that you also need 105 thousand rubles for rent to secure an apartment. Therefore, you should have a safety cushion of about 250 thousand rubles for three months. If you don’t have that, where are you going? What are you going to do next? You come to us, understanding that you have no financial reserve. You start to panic and do your job poorly. If you have no time for training, you rush to join the ranks of idiots in the rental section. They will teach you, and then you will start running around like a saiga. Therefore, changing professions in another city also requires investment. If you haven’t started working in this field and haven’t begun to learn properly in your city, and you don’t understand...

How to work properly and effectively? Why do you immediately chase after the long ruble in Moscow? I need people who are ready not just to study the area but to explore every entrance in their neighborhood. I need individuals who can understand how one new building differs from another, along with the history of the location. Then I will know Moscow; I know the history of each district and the history of the construction of practically every area. To catch up with the knowledge of experts who have been working in Moscow for a long time, you will need to invest 23 years in your career here. Within two to three years, you could achieve an average monthly income of around 300,000 rubles. The best agents in our network earn 5 to 6 million rubles a year. However, to reach this level, you will need to work hard for three years, and only then will you be able to achieve your dreams of purchasing real estate here in the next two to three years. But if you look at the Moscow...

commissions, the city awaits you with open arms. Most of you will join the ranks of agencies, and in a year, you may no longer be in this profession. I don't call this a profession for temporary workers; I don't need them. So think carefully—shouldn't you consider a career in the city or region you know? Often, the income can be extremely high. 

So, let's summarize: before heading to Moscow, never sell real estate; first, rent. Before going to Moscow, study the city from the inside. Rent real estate here for a couple of years. If you are a young couple from Naberezhnye Chelny and planning to move to Moscow, postpone having a child and forget about it for two to three years. First, you need to establish yourself, understand which area is best to live in, and only then think about having children. 

Another very important thing: look at the outskirts of Moscow. Check out the potato fields in Kommunarka.

Answer yourself honestly: was this what you dreamed of when you left your city? Did you want to move to Murino, to Saint Petersburg, with a view of the waste incineration plant? What were you running away from in your own city? Ask yourself this question while riding through the outskirts of Moscow. Don't just choose a city after strolling through the center, the historical center. I often tell people that it’s fine to earn well in their city, then take the Sapsan train or a plane for the weekend to enjoy this place. Although for me, it has stopped bringing pleasure, even on weekends. That was all for you. This was Sergey Smirnov, a reason to reflect. Subscribe to my channel, to my Telegram channel, and all the links are in the description. Goodbye.

Ради какой зарплаты стоит переезжать в Москву? | Какие специальности востребованы в Москве?

Сергей Смирнов про инвестиции и недвижимость

직장을 위해 모스크바로 이사할 때의 장단점

이 동영상은 모스크바로 이사하는 것이 더 나은 급여를 받을 수 있는 유일한 방법이라는 일반적인 오해에 대해 설명하며, 이 지역의 많은 사람들도 좋은 수입을 올린다는 점을 강조합니다.

모스크바의 높은 생활비를 고려하는 것이 중요하다는 점과 이사 후 순소득을 평가할 필요성을 강조합니다.

이 동영상은 또한 모스크바에서 어떤 직업이 더 성공 가능성이 높은지 살펴보고 부동산 산업과 그 수익 잠재력에 대한 통찰력을 제공합니다.

지방 경험으로 모스크바에서 성공할 수 있는 기회

특히 경쟁이 치열한 시장에서 수입을 늘리기 위해 모스크바로 이주하는 것은 종종 망상으로 판명됩니다.

지방에서 클리닉을 운영하는 의사는 모스크바에서 고객 기반을 구축하기가 어렵습니다.

모스크바에서 생활하고 일하는 데 드는 초기 비용은 기대치를 훨씬 초과하여 기본적인 필요를 충족할 수 있는 돈이 거의 남지 않습니다.

모스크바로 이사할 때의 재정적 현실

모스크바에서 아파트를 임대하려면 중개 수수료와 보증금을 고려하여 최소 13만~15만 루블의 시작 자본이 필요합니다.

5배나 높은 모스크바의 높은 생활비는 재정적 어려움과 상당한 안전 쿠션의 필요성으로 이어질 수 있습니다.

젊은 전문직 종사자들은 높은 급여에 매력을 느낄 수 있지만, 비용과 세금 공제액이 증가하는 현실로 인해 재정적으로 어려움을 겪을 수 있습니다.

모스크바의 저렴한 주택을 위한 투쟁

모스크바의 집값은 엄청나게 비싸서 오늘날 폴더 한 채에 65,000루블이 들고, 아파트 계약금을 모으는 데 3년이 걸립니다.

모스크바의 높은 생활비와 공격적인 부동산 시장으로 인해 신규 이민자들은 저렴한 주택을 찾기가 어렵습니다.

또한 팬데믹으로 인해 IT 전문가들이 안탈리아와 같은 보다 저렴한 도시로 이주하면서 생활비 격차가 극명하게 드러나고 있습니다.

모스크바는 일 년 중 맑은 날이 90~100일에 불과해 생활비가 비싸고 가족을 위한 무료 서비스가 부족합니다.

이 도시는 양질의 보육과 의료 서비스를 제공하는 데 어려움을 겪고 있으며, 주민들은 유료 서비스를 찾고 의료 서비스를 받기 위해 여행을 떠나야 합니다.

숙련된 건축업자에 대한 수요가 높고 고가의 상품 판매에 집중되어 있어 보수가 좋은 일자리는 부족한 반면, IT 부문은 원격 근무로 전환되어 사무실 임대료가 재정적 부담이 되고 있습니다.

모스크바 취업 시장의 도전과 기회

모스크바의 취업 시장은 특히 미용, 치과, 산부인과 등 숙련된 의료 전문가에 대한 높은 수요로 인해 경쟁이 치열합니다.

모스크바는 이미 상위권에 있는 사람들에게는 거의 성장의 기회를 제공하지 않기 때문에 많은 전문가들이 성공하기 위해 고군분투하고 있습니다.

부동산 분야는 복잡한 영업 과제를 안고 있어 전문가가 시간을 소중히 여기고 해당 지역에 대한 심층적인 지식을 갖춰야 합니다.

모스크바 부동산에서 커리어 탐색하기

모스크바에서 가족 아파트를 구입하는 사람들에게는 학교의 질을 이해하는 것이 중요합니다.

도시의 부동산 중개인의 평균 수수료는 50,000 ~ 100,000 루블이지만 적절한 교육을 받으면 거래 당 300,000 ~ 400,000 루블로 늘릴 수 있습니다.

부동산에서 성공적인 경력을 쌓으려면 전략적 접근, 지속적인 학습 및 처음 3개월 동안 최소 25만 루블의 재정적 안전 쿠션이 필요합니다.

모스크바 부동산에서 성공하려면 도시의 지역과 역사에 대한 깊은 이해가 필요하며, 23년 이상 경력을 쌓은 전문가의 전문성과 맞물려야 합니다.

3년 동안 열심히 일하면 연간 500만~600만 루블을 버는 최고의 에이전트가 있을 정도로 고소득을 올릴 수 있는 잠재력이 큽니다.

구매하기 전에 임대하고, 도시 내부를 연구하고, 모스크바 외곽을 고려하여 균형 잡힌 관점을 갖는 것이 중요합니다.