I had some of the most frequently asked questions, like how did you lose your financial freedom and what should a new society member do if they save 30 million won? In a way, because of those questions, I ended up writing my first book, which became a bestseller. I also lost my financial freedom because of the 30 million won I first saved. So, that question remains vivid in my memory. Some people save that money, while others spend it. This one choice will divide people into those who enjoy financial freedom and those who don't. After you find a job in your 20s, saving 30 million won is really difficult. It might seem easy, but it's definitely not. You have to save even with a low salary. If you save 500,000 won a month, it will take 5 years to save 30 million won. Just saving that amount is impressive. The problem is this.

After saving money, I mostly spend it. I only thought about saving, not about spending. I also liked cars at that time, so I called a foreign car dealer to buy a new car. After saving 30 million won, a friend who hadn't contacted me in a long time suddenly called. Out of the blue, they said, One should not be arrogant, but humble. I thought, This doesn't sound like the person's voice. So, just when I had the dealer there, why would they say something like that? It made me feel uncomfortable. So, I sent the dealer away, saved some money, and bought a used car. I went all in with the remaining money on investments. Two years later, the stocks skyrocketed. I had bought some stocks in the same industry; some had doubled, while others had increased tenfold. You can probably guess how much profit I made. I still

I am very grateful for my friend's call back then. If I had bought a foreign car back then, I wouldn't have the current one. So, to remember that time, I have been driving a used car until now. I still have a used car. The most important thing in investment is not the rate of return but the probability. Even if the rate of return is high, if the probability is low, there is a high chance of losing money. On the other hand, if you invest with a very high probability, the chance of losing money disappears. This allows you to invest a large sum of money. By investing a large sum of money each time and succeeding, even if the rate of return is not very high, the probability of success is very high, so money continues to grow. This is the investment method of the wealthy. So, in order for us to become wealthy by adopting the investment method of the wealthy, we naturally need to invest in a place where we can succeed. For example, if there was a worldwide ramen craze, the exportation...

It's increasing rapidly. However, the stock price of ramen companies remains the same. Even though ramen is selling unbelievably well, the stock price stays the same. So, we should buy stocks of that ramen company, right? The stock price of the ramen company has increased by 388 in a year. Recently, the hype around A is hot. NVIDIA's stock price has also risen tremendously. Moreover, this year, there is news about a shortage of power in U.S. data centers due to AI. Data centers in the U.S. account for 4% of the U.S. power consumption, but by 2030, it will be 11%, as reported. Consequently, the stock prices of power-related companies have increased several times. So, what will be the next big thing? I think it's related to the environment. That's what I'm most curious about. Currently, most of the electricity is produced from fossil fuels. As power for data centers increases, carbon emissions worsen. Big tech companies are very sensitive to ESG. They supply power with eco-friendly energy.

I'm going to try to open the era of eco-friendly not because of national leadership, but because of the demand of private companies. Once again, not only eco-friendly energy, but also eco-friendly materials and products have to be in the spotlight. And these eco-friendly energies are not as expensive as they used to be. Price competitiveness has started to emerge to the point where cheap Martian fuels are coming out. We can't know exactly when, but there is a high probability that money will flow this way. The rich invest in this way. We still have a used car at home, and I've bought a used car more than ten times. At first, I bought it to save money, but now I don't buy it for that reason. I think buying a used car is something we can do for the environment. Used cars do not cause environmental pollution. By driving a car that will be scrapped in 10 years for 15 to 20 years, I believe that we can reduce environmental pollution.

I believe that saving money is good, cars lasting longer is good, being able to preserve the environment is good, and the government should provide benefits to people who drive used cars, not just to those who drive eco-friendly cars. As cars get older, the automobile tax decreases, so it is possible to save on taxes. Another thing I hope for is that there should be systems like discounts on public parking for used cars, which are also environmentally friendly. It would be great if more people prefer used cars and could help preserve the environment. I think another advantage of used cars is that it leads to better financial management. To overcome the greed in stock investments, you need to make rational choices. Nowadays, used cars are robust. For example, the Sonata I drove had 580,000 km on it and was still in good condition. Selling a well-maintained car and buying a new one comes from where.

Do you think it ultimately comes down to greed? When I buy a new car, I get excited and look into various things, but I have to wait a long time until it's delivered, which feels like a waste of time. However, with a used car, I can get it immediately. When buying a car, I also need to get window tinting, add options, and spend a lot of time researching back and forth. But with a used car, the previous owner has already taken care of all that. They have done almost everything needed, so I don't have to invest extra time. It allows me to save time, think about the environment, save money, and time. I believe the simple magic to becoming rich is here in used cars. Used cars are great, but the problem is this is like a lemon market. Buyers lack information, while sellers have asymmetric information. So, it feels like you're being deceived somehow. If this is resolved, I can trust and buy a used car.

I believe that the expandable culture will grow more, so I recommend Hey Dealer. Nowadays, it's a trend, so if you look into the detailed services, you will see how much it was created for consumers. What surprised me is that Hey Dealer strongly believes that used cars are a good choice and is innovating the market. Considering the perspectives of others and the economic and environmental aspects I mentioned earlier, breaking the norm is choosing a used car, which Hey Dealer firmly believes in. Always putting others' perspectives ahead and living only within the given framework is limiting. Choosing what seems most appropriate within that is living. [MUSIC] Despite disliking, we have more choices than we think. [MUSIC] Hey Dealer, fixing used cars. This Hey Dealer campaign message also talks about breaking the norm in choices, with a lot of empathy.

Even though it's becoming possible, many people think that a used car is a great choice, but there are reasons why they can't access it. Hey Dealer seems to be solving those reasons well. It could be the anxiety about meeting a dealer or the information gap like a tilted playground. That's why they created services where you don't have to meet a dealer and can see all the past records of the used car you want to buy. I was deeply impressed by Hey Dealer's meticulous approach to solving each problem. If we can turn the concept of a used car into a conscious choice, one person's experience can become two, and two people's experiences can become three. Then, I believe our economy will become richer, and the environment will become healthier. I will bring you more good information in the next session. Please subscribe, like, and turn on notifications. Thank you.

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