Escape the Rat Race: Finding Freedom and Happiness Through Authentic Self-Expression

재정적 자유를 얻으려면 '남들 따라잡기'라는 사고방식에서 벗어나 개인의 성취에 집중해야 합니다.

### 돈, 행복, 그리고 삶의 의미: 역발상으로 부를 쌓고 자유를 얻는 방법

* 💰 **월급과 헤로인 중독**: 돈을 벌기 위한 시간 렌트는 한계가 있으며, 소비 상승과의 싸움이 계속됩니다.
* 👥 **주변 사람들과의 비교**:  'Keeping Up With the Joneses' 현상을 극복하고, 자신의 기준을 세우는 것이 중요합니다.
* 🤔 **진정한 자유**:  **돈 문제로부터의 해방**이 진정한 자유이며, 이는 저소비 또는 고소득을 통해 달성 가능합니다.
* 🧘 **은퇴의 재정의**:  "오늘을 위해 내일을 희생하지 않는 것"이 진정한 은퇴이며, 이를 위해서는 **수동적 소득 창출**, **소비 감소**, **열정 추구** 등의 방법이 있습니다.
* 🧱 **부의 창출**:  **시간 초월적 원칙**을 만들고, 돈을 버는 데 문제가 없도록 자신을 적응시켜야 합니다.
* 😫 **어려움과 극복**:  가난한 환경에서 성장하며 어려움을 겪었지만, 그 경험이 **삶의 의미**를 만들어냈다는 이야기입니다.
* 🧠 **마음가짐의 중요성**: **피해자 의식**을 버리고, 현실에 대한 관점을 바꾸는 것이 중요합니다. 
* 🧘 **행복은 선택**:  **현실은 중립적이며, 행복은 스스로 선택할 수 있는 것**입니다. 경쟁보다는 **자기 자신에게 충실한 삶**을 살아야 합니다.

It's the biggest one, you know.  Nim TB also says that, uh, you know, there are two great addictions: heroin and a monthly salary. Right?

And that's why you can't get rich renting out your time, because even when you start charging more and more for your time, it's a slow upgrade loop. And then you upgrade your house at the same time, your car at the same time, you move to a nicer neighborhood.

You really also have to get used to ignoring your peers or upgrading your definition of peers. There are a lot of people here who are poor here, but they would be rich if they were living in Thailand and Bali, and if they had the luxury of a remotely doable job, they may want to be living there, uh,

and saving up money. But the ignoring the peers is an issue because 'Keeping Up With the Joneses' is a real phenomenon.

Yeah. Envy makes the world go around, right? Yeah. But when people look at, particularly social media—let's bring it back to that—when you see someone who you know, you see them posed in front of their mansion with their beautiful car,

and they're leaning against it with their designer clothes on, their expensive watch, you go, "Ah, I want that."

That's what I want. What you really want is freedom. You want freedom from your money problems, right? And I think that's...

Okay, so people, once someone can solve their money problems, either by lowering their lifestyle or by making enough money, uh, and you know, essentially what you want to get everybody to is retirement, but not retirement in the "I'm 65 years old, sitting in a nursing home,

collecting a check" retirement. It's a different definition. Retirement is when you stop sacrificing today for some imaginary tomorrow. Okay. Yes. When today is complete in and of itself, you're retired. Yeah. And so how do you get there? Well, one is you can have so much money saved...

Up, that's just your passive income off of that, without you having to lift a finger. Covers your burn rate, keep your

burn rate low, right?  A second is, you just drive your burn rate down to zero; you become a monk. A third is, you're

doing something you love; you enjoy it so much it's not about the money, right? So there are multiple ways to that path, but

the most common is people just say, "I need to make more money." And the kind of wealth creation that I talk about is

about creating timeless principles and adapting yourself so making money won't be an issue. And then there's a...

there's another thing that people have to avoid, even allowing their mind to think, when they're hearing what you're saying

and all this logical, fantastic advice. There's these six dirty words that's easy for you to say, "Yeah, that is a

terrible trap." Look, I grew up as a first-generation immigrant in Jamaica, Queens, with zero money, single mom, two

kids, working day and night, going to school. Uh, you know, I washed dishes, I was... I was working catering jobs, I was

mowing lawns. I was working since the age of 11, on and off, here and there, um...

didn't have two cents to rub together, you know? Uh, I had to borrow $400 to go to college. Like, literally, I was short

$400.  400. I had to find $400; I didn't have it. Um, you know, got rejected from a

job at Dunkin' Donuts. So like, okay, it's not to say that it's easy; it's not easy.

It's actually really freaking hard. It is the hardest thing you will do, but it's also the most rewarding thing. You know, look

at the kids who are born rich; no meaning to their lives. You're in a terrible place. Yeah, your real... your real resume is just

A cataloging of all your suffering, right? If I were to ask you to describe your real life to yourself when you look back...

on your deathbed, you're going to go back and say, "What are the interesting things I've done?" And it's all going to be...

around the sacrifices that you made and the hard things that you did. Anything you're given doesn't matter, you know, you...

you have your four limbs, you have your brain, you have your head, you have your skin, and that's... that's all taken for granted.

So you have to do hard things anyway to create your own meaning in life. Um, making money is a fine one. Yeah, the struggle...

it is hard. I'm not going to say it's easy; it's really hard. But the tools are...

all available; it's all there. There's also these... these traps that people sort of establish in their own minds of giving...

themselves excuses or giving themselves insurmountable obstacles, insurmountable paths, victim mentality. Yeah, "It's somebody else's fault," "It's my skin's fault," "It's the system's fault." Yeah, those people are sinking. I feel bad for them. I want to shake them out of it

and say, "Actually, you can get out of it; you just have to stop thinking it's everybody else." You have to alter the...

perspective. Yeah, but it's so difficult for people to do. It's one of the most difficult things for people to do is to...

change the way they approach... approach reality itself. At the end of the day, I... I do think, even despite what I said...

earlier, life is really a single-player game. It's all going on in your head, you know. Whatever you think you believe will...

very much shape your reality, both from what risks you take and what actions you perform, but also just your everyday...

experience of reality. If you're walking down the street and you're judging everyone, you're like, "I don't like that..."

judging a person because of their skin color. I don't like that. Oh, she's not attractive; that guy's fat; this person's a loser. Oh, who...

put this in my way. You know, the more you judge, the more you're going to separate yourself, and you'll feel good

for an instant because you'll feel good about yourself: 'I'm better than that.' But then you're going to feel lonely, and

then you're just going to see negativity everywhere. The world just reflects your own feelings back at you. Reality is

neutral. Reality has no judgments. To a tree, there's no concept of right or wrong, or good or bad. Right? You're born,

you have a whole set of sensory experiences and stimulations, and lights and colors and sounds, and then you die,

and how you choose to interpret that is up to you. You do have that choice. So this is what I meant: that happiness is a

choice. If you believe it's a choice, then you can start working on it. And I can't tell you how to find it because it's

your own conditionings that are making you unhappy, so you have to uncondition yourself. It's just like I can't fix your

eating habits for you. I can give you some general guidelines, but you got to go through the hard habit-forming of how to

eat right. But you have to believe it's possible, and it is absolutely possible. I was miserable; I'm happy as a clam, and

it's not just the money. I got there before the money. Peter Thiel talks a lot about how competition is besides the

point; it's counterproductive. We're highly mimetic creatures; we copy what everybody else is doing around us. We

copy our desires from them. Everyone around me is a great artist; I want to be an artist. If everyone around me is a

great business person, I want to be a business person. Everybody around me is a social activist; I want to be a social

activist, that's where my self-esteem will come from. You have to be a little careful when you get caught up in

these status games that you end up competing over things that aren't worth competing over. So Peter Thiel talks about

how he was going to be a law clerk because he was in law school, and everybody around him wanted to be a law

clerk for a Supreme Court Justice or some famous judge, and he got rejected. And that's what made him go into

business. So it helped him break out of a lesser game into a greater game. So sometimes you just get trapped in the

wrong game because you're competing. And the best way to escape competition, to get away from the specter of competition,

which is not just stressful and nerve-wracking, but will often drive you to just the wrong answer. The way to escape

competition is to just be authentic to yourself. If you are fundamentally building and marketing something that is just an extension of who you are, no one

이 반대로 생각하십쇼 (나발)

BZCF | 비즈까페

시간을 돈으로 바꾸는 것의 한계와 부의 창출

월급과 헤로인 중독의 비유를 통해 시간을 파는 것의 한계를 설명

시간당 요금 인상에도 불구하고 생활 수준 향상으로 이어지는 악순환 지적

주변 사람들과의 비교를 극복하고 자신만의 기준을 세울 필요성 강조

'Keeping Up With the Joneses' 현상과 소셜 미디어의 영향 언급

소셜 미디어에서 보이는 부유한 삶에 대한 동경과 진정한 자유에 대한 갈망 설명

돈 문제 해결을 통한 진정한 은퇴 개념 정의 (현재에 만족하는 삶)

은퇴의 재정의: 미래를 위한 희생을 멈추는 시점

은퇴에 이르는 세 가지 방법 제시 (수입 증대, 소비 감소, 좋아하는 일에 몰입)

수동적 소득 창출, 소비 감소, 좋아하는 일을 통한 만족 등 다양한 접근 방식 제시

자신의 경험을 통해 어려움을 극복하는 과정과 노력의 중요성 강조

어려운 환경에서 성장한 개인적 경험 공유 (이민자 가정, 경제적 어려움)

피해자 의식, 핑계 대는 행동 등 정신적 함정 지적

현실에 대한 접근 방식 변화의 어려움과 중요성 강조

삶은 싱글 플레이어 게임이며, 생각이 현실을 만든다는 점 강조

판단과 비판적인 시각이 불행을 초래한다는 점 지적

현실은 중립적이며, 행복은 선택이라는 점 강조

행복을 위한 노력과 습관 형성의 중요성 강조

경쟁의 부정적 측면과 자기 자신에게 집중하는 중요성 강조

모방 행위의 위험성과 타인과의 비교를 통한 자존감 형성의 문제점 지적

Peter Thiel의 사례를 통해 잘못된 경쟁에서 벗어나는 방법 제시

자신에게 진실된 삶을 살아가는 것이 경쟁에서 벗어나는 방법임을 강조