짐 사이먼스: 금융에 혁명을 일으킨 억만장자 수학자

### 짐 사이먼스: AI로 투자에 혁명을 일으킨 억만장자 수학자, 짐 사이먼스
* 🧠 NSA 암호 해독자 출신인 짐 사이먼스는 **1982년 40세의 나이에 금융학 학위도 없이 AI를 투자에 활용하는 르네상스 테크놀로지스**를 설립했는데, 당시에는 획기적인 것으로 여겨졌습니다.
* 💰 르네상스의 메달리온 펀드는 첫해에 4%의 손실을 입었지만 **1988년 이후 연평균 39%의 놀라운 수익률**을 기록하며 워렌 버핏이나 조지 소로스 같은 전설적인 투자자들을 능가하는 성과를 냈습니다.
* 🔒 메달리온 펀드의 AI 기반 기술은 **2005년부터 현재 및 전직 직원만 투자**할 수 있도록 허용되어 극비리에 운영되고 있습니다.
* 📈 워런 버핏은 대부분의 액티브 투자자들이 시장을 이기지 못하기 때문에 패시브 지수 투자를 추천한 것으로 유명하지만, **사이먼스의 성공**은 제대로만 하면 **액티브 투자의 잠재력**을 보여 줍니다.
* 수학자로서의 배경과 **투자에 AI를 일찍 도입**한 것이 그의 성공에 결정적인 역할을 했으며, 오늘날 세계에서 수학과 기술의 중요성을 강조했습니다.
* 📱 같은 생각을 가진 사람들의 도움으로 비전을 달성할 수 있었다는 Simons의 이야기는 **네트워킹과 적절한 환경의 힘**을 강조합니다.
* 🏆 Simons의 업적을 기리고 마네 사용자들에게 영감을 주기 위해 **Vault 컨퍼런스에서 드웨인 "더 록" 존슨을 만나고 챔피언십 벨트를 받을 수 있는 기회**를 제공하는 콘테스트가 시작되었습니다.

전직 NSA 직원이었던 짐 사이먼스는 르네상스 테크놀로지로 금융에 혁신을 일으켜 39%의 순수익률을 달성하며 유명 펀드를 능가하는 성과를 거두었습니다.

can I tell you guys a story about Jim Simons? Is that okay with you? Can you pull up Jim Simons, billionaire? Okay, this story ought to inspire all of you. Okay, so Jim Simons, who recently died earlier this year, okay, his net worth at the time was $30 million. Let me tell you some billion. $30 billion. Let me tell you some interesting things about this guy. You ready? Jim Simons gets out of college and he starts working for the NSA. He works for the NSA, comes out with a system to be able to investigate and find out what Russia was doing. Just an absolute hero in the NSA. They love him until 1968 when he gets fired because he publicly criticized that the Vietnam War was a bad idea. Boom, the NSA fires him. Then he goes and becomes a teacher. I think he's teaching at Harvard, a couple different places. Then he's messing around and then at 40 years old without a finance degree, he somehow gets into the financial industry, starts a company called Renaissance Technology. Okay, Renaissance Technology.

1982. He uses AI. Vinnie in 1982. Okay, let me say this again. He uses his AI in 1982 way ahead of his game at the time. Everybody who was hedge fund managers or funds that they would create, they would say it's not a good idea to trade any kind of the stocks faster than a week and a half. Like you got to let it sit. And then he says, no, I don't agree with that. He hires this guy guy from MIT. Comes in the two of them together start a fund called The Medallion fund using AI with a technology that was secret till today. No one has access to but watch what happens with this Renaissance technology. 1988. The fund starts. 1989. They don't have the technology finalized yet. The fund does minus 4% in 1989. You know what it does the next year. The next year. The fund does 55% return from there till today. I'll give you three funds to compare if in 1988 you had a dollar to invest between S&P

500 Berkshire Hathaway or his fund Medallion Fund to see how that money would do for you. $1 in 1988 till today. Okay, let me say it again. So you got S&P 500, okay? Then you have Berkshire Hathaway with Warren Buffett. Then he got his fund A1 1988 invested to S&P 500 today's $42. Okay, a dollar invested into Berkshire Hathaway in 1988 today would be $154, killing it by the way. Both of them are ridiculous returns. You're talking about you that means you put $100,000. You now have $4.2 million. You put $100,000 on Berkshire Hathaway. Now you have $15.4 million. However, if you would have put a dollar in The Medallion Fund in 1988, you know what it be today? $44,000. What annual rate of return of 69%. No, you said $44,000. Okay, got you. $44,000 for $1. For $1, S&P is $42.

berkshire's $154 the dollar $44,000 so guess what at the beginning when they're talking about this AI software that they have that's going to revolutionize all the funds. They say you guys out of your freaking Minds. This guy gets so pissed off to prove his argument that they have the best fund. Guess what he does by mid90s. He says moving forward here's what we're no longer doing. We're no longer you know allowing anybody else to invest into this fund. We don't want any more money. It's just current employees and previous employees and people that have already put money in the fund. So no more new money. Then guess what they do in 2005. In 2005 makes an announcement. Everybody that has money in The Medallion fund you got to get out. We we're going to give all your money. You got to get out. This is going to be us. We don't want any other new money. So you know who ends up being the only people that have ever used Medallion fund since

2005 till today only current and previous employees. 69% rate of return. You know what the net. Everybody would criticize and they would say well their fees are very high. You know how much their fees are Adam. Do you know what their fees are. So let's just say you make 50% rate of return with Medallion fund. Their fees were roughly 44 to 50%. Did you understand what I just said. Their fees are roughly 4. And everybody would say why are your fees so high. He says because even after our fees. Guess what their net returns were. You know what their net returns were. Their net returns were 39%. Wow. Did you understand what I just said. Their net returns were 39%. So now you may say well what's 39% compared to everybody else. Let's go through it. You know who's the second best since 1988 or even earlier than that. George Sor was 31%. You know what Warren Buffett was 21%. You know what rayal was fund is 12%. These guys net

after fees is 39% and he got into this industry at 40 years old. What should the story tell you? This is a guy that eventually got into's. He was a math guy in his 40s. He was able to find his calling to do what he did. He made people so much money that now out of the four funds, The Medallion fund is the number one Fund in the world that you can't invest in. Wow, it's a secrecy. Their technology on the back, and everybody's trying to figure it out. Nobody knows and nobody tells anybody, and they're still destroy join everybody in an annual Berkshire Hathaway. Rob, pull this up. Type in Warren Buffett and Jim Simons. Type in Warren Buffett and Jim Simons on YouTube if you can do that's the clip right there. Click on that clip. They asked the ladies asking a question shareholders are asking a question. Are you ever planning on using the quantum, you know, math that Jim Simons uses where Berkshire Hathaway look what their answer is. Make it bigger rap.

go ahead. What do you think of quants? Jim Simon's Medallion Fund has done 39% net of fees for three decades, which proves that it works. Will you consider hiring a Quant lieutenant in Berkshire to work alongside with Ted or Todd? Well, I'll say no to the second part. I'll let Charli. First part. War buff. Well, that's rather interesting. The leading Quant fund did fabulously on the short-term trading. They found little algorithms that work to make them had predictive value, and as long as they kept working, they just kept doing it as long as the money kept coming in. When they got using the same system just to finding some little algorithm and trying to do it mechanically for long-term stock predictions, the record was not nearly as good. And in the short-term stuff, they found that if they tried to do it too much, they destroyed their own advantage. So, there was a limit on the amount they could make, but they were very, very smart. Yes, they got very rich. Very smart. Very.

smart and very rich. Yeah, and very high grade by the way. Yeah, can you pull up so it's so they do respect that's the point. They and high grade by the way. By the way, pull up, pull up Rob with the link I just sent you to show the comparison so people know on what happens when you if you can pull this up Rob. Uh, uh, this here shows exactly what I've been telling you guys, but it actually shows you the number so you can see it. Here's how they compare. Go all the way down, go down, down, down, down, down. You'll see, keep going down. What it shows, the funds they compare, keep going, keep going, keep going, right there, right there, right above it, right there, look at that. Okay, Medallion fund versus other legendary investment funds. Okay, Jim Simons, what number do you see, the return Vinnie, what do you see, green to the right, annuals annualized return .1%. Quantum fund as George Soros, what do you see, 32%. Steve Cohen, what do you see.

30% M me mellan from Peter Lynch. 29% haway. 20% 25 and r. Was what 12 guys do you realize like what it means for you to do 39.1%. 30 straight years. Tom how insane is this to do something like this in business th. This is beyond insane and um can I mention a number we both know sure is that okay um. PHP was growing a ker cumulative annual growth rate. It was a six-year ker of 35% which was unheard of in the insurance industry. People would come in sit in the conference room and Pat would tell them the story about serving the middle class saving America through you know free enterprise and enabling all these wonderful people to be insurance agents and have new careers. They say that's very interesting and then Pat would say yeah half of them are Hispanic half of them are female the average is a 37y old female and they would say WTF seriously that's an incredible group he says yeah and our uh our our six-year ker is 35% and they be

like wait what that is so hard to do that was unheard of and that was six years this guy's been doing it for 4 40 yeah that it's incredible well the the great thing about life and business is the following we had a meeting last time with our guys from B David consultant Rob if you can go to bid.com most people don't know we run a full-fledged uh consulting firm upstairs if you go to bv.com you can go all the way to the bottom and find out the 5x5 uh uh brochure download it look at it watch the 22-minute video about how we consult with our clients but the conversation we were having with our guys yesterday uh uh and and you know I was telling them I said the challenge with most people in business is the following here's what I want you to think about think about how many people were in the room in 1988 89 2000 when Jim Simon said we're going to build the number one fun in the world

and everyone's going to want to come to us, and we're eventually going to tell the world no, and everybody had been Shell Shocked from the 1987 crash. That's right. So think about, think about you're in the room, and this guy's casting a vision. What percentage of the room should believe what he has to say? Not a lot, right? 'Cause they don't. He has no record. Why would you, why would you, why would you believe him? His background is not the best. Who should believe him? What percentage should you say, This's a little bit full of, you know, delusional, he thinks very highly of himself. What do you think? Are those not natural things to believe? Of course, of course it is. It's very normal to believe that, but there's a few people that buy into a vision of what's going to be taking place, and they stick around 5, 10, 15, 20 years later. Now imagine a people that stuck around, that they have the money in the fund. Oh God, think about what happened to you. They're crazy.

you're like your family's begging you to say, Hey man, is there any way you can get me a job? No man, can you give me a job there just for one day so I can be part of the current or previous? They already know many people try to play games. They don't do that. They reach out to recruit. We can't get people to come in here to work, right? If in life you have the opportunity to either be part of the right environment where you can win at the highest level or be some that goes and drives an idea to go out there and do something big with it, you're ahead of the game. By the way, Rob, if you can pull up the one thing on, on, uh, end of this month, I'm doing a webinar AI specifically on how AI is disrupting businesses, and we're actually giving a white paper to everybody at the end of the webinar. Only the people that will be. It's a free webinar. It's Tuesday, July 30th, 6 p.m. Eastern Standard Time.

download the go-to that QR code and register because there's limited seating only for this webinar. It doesn't allow us to have 30,000 people. It's limited to, I think, 3,000 people. So get your name in there because you'll get the webinar, you'll be a part of it, and you'll get the white paper. Uh, we'll actually break down a few different things that we're doing that's working for our end right now with B. David Consulting. But anyways, I learned about Jim Simons many, many years ago, but I got even deeper into the story sometime this week. I said the world needs to hear his story because they'll be inspired by this guy, Jim Simon P when you're talking about so the AI, the AI technology that was happening back then, and the fact that it's still secret. What H, how did he have that back then, and why is it still, is it just like company Secrets they won't let it out, this algorithm stuff that they were talking about well the average person

they'll say Buy and Hold, right? Okay, and by the way, the Buy and Hold principle for the average person is the right advice, yeah, the right advice for the person that is the average person, which is 99% of people. Buy and hold, dollar-cost averaging, put in $500 every month. 30 years from now, it's going to turn into a couple million dollars. And don't worry if the market does this, and don't take your money out. This guy simply sat there and said, Big one in the S&P, give you little dividends. Yeah, and by the way, even Warren Buffett made a bet. He says, I'm willing to bet any fund manager that wants to bet with me a million dollars over 10 years. Choose any one of your funds. You will not outperform S&P 500. So this guy named Teddy Cedris or something like that, I have a hard time pronouncing his name, he takes the million-dollar bet. Just type in Warren Buffett million-dollar bet S&P 500 Ted.

this guy takes the B. He says, oh, our funds are going to do better. He says, you choose your, uh, best funds and you tell me if they do better. What's his name? Ted seed is Ted sides. I don't even know how to say his name but the hedge fund manager Ted takes the, uh, million doll bet against Warren Buffett. A know what the funds end ends up doing the S&P 500 over a, uh, go click on that R so we can see the numbers. I think over a 10-year period S&P 500 does 150% 157%, uh, uh, go a little lower R. I think it should be right there, yeah, right there. The S&P 500 during that decade did 125.81614610. Figure that out with machine learning and math parents, whatever you got with your kids. If there's anything I can tell you guys, parents encourage your kids to take math seriously. The future of everything we do is going to be around math. If you right now, we have 15 machine learning people we hired, you know what.

these 15 machine learning people are working on a new site. It will be launching at the Vault conference. Only the Vault conference people will see it first. A new site will be launching at Vault conference where people are like, well, where do pbd podcast, where do you guys get all these articles and stories and formatting, and what are you guys using? We're about to release it to you, and it's going to be information for people to be able to realize. Here's how to get information. You're going to be able to get lopsided stories. What's the lopsided story on the why is only the left reporting on this? Why is only the right reporting on this? What is the percentage of this story being on the left or the right? What's going on politically within my local? What is going on with sports? What is going on internationally? One news site save you 5 minutes. Just go on there, boom, get the news, leave. Specific to what you're interested in. 15 machine learning guys are working right now on

this website and we'll be launching that first week of September at the Vault conference. But again everything is math AI machine learning those who learn who leverage that will be competing in a Marketplace. Tom you were trying to say something no no no I you you've said it beautifully. I just always remind people when you see stories like this look at it through the lens of history that bet started what year 2017 right Ted and Warren at the end of 2008 the SNP looked like it was pretty it was pretty behind in the BET remember that what happened in 2008 and yet over 10 years as Warren Buffett predicted not only did the S&P recover it took off and I I look at that and I I look at how at the beginning of that Medallion fund how every money manager had been horribly embarrassed in 1987 by the mega crash and this guy is in 1988 saying look I know the smoke hasn't quite cleared um Vinnie on your um investment resources but we think we

got a better way and you're like, What are we talking about? The whole Market just landed on everybody. Everybody was wrong in one way or another. 1987, this is a terrible crash, and you're telling me you've got some better way. Where were you a year ago? You have to look at things through the lens of history and kind of see just how profound and how amazing these outcomes were. I love the story about Jim Simons. I'll kind of make it applicable to the common guy out there. You know, you talked about active investing versus passive investing and how what was it 90% of active investors don't beat the market. So what's a different term for Passive investing? That's just index investing, in which Warren Buffett basically says, Listen, just buy the market. If you can't beat the market, just buy the market, AKA buy the S&P 500 and just hold, or as the bitcoiners call it, huddle, HODL. You know, there it is, hug.

to with that thing, but it's totally okay when you're an investor to be boring, and it's okay to be good. You don't have to be great. Uh, as much as I would love to be a part of this Medallion fund, you can't get into it. But just buying the S&P 500 has served myself and many millionaires in America very well, and you don't got to be a brainiac to do that. So you know what did Steve Jobs say, that the ones that are crazy enough to think that they can change the world actually do it. This guy, uh, he kind of maybe took a little bit of Gandhi in his thing. He said, you know, um, at first they ignore you, then they laugh at you, then they call they crazy, and then you win. This guy figured it out reiz revolutionized AI. Um, bottom line is you can build well slow. How would you like to meet Dwayne Johnson, take a picture with him, and be celebrated in front of nearly 10,000 people at Palm Beach?

Convention Center, let me tell you. Years ago, when I was a financial adviser, insurance agent, and nobody knew who I was, small-time, I'm trying to make it happen, I'm trying to get to clients, but no one's answering my calls 'cause back then, there was no Instagram, email, none of the stuff. I went to the store called DSW, and I would buy shoes, cheap shoes, but I would buy shoes, and I would take one of the shoes out of the box, and I would put the other shoe in a box with a note in it. This was a way of being funny, and in the box, I would say, Hey, Mr. and Mrs. Jones, now that I got one foot in the door, help me get the next one in. I'm a local financial adviser, etc., etc. And oh my God, I would send a hundred, I would get 50 calls back. They would laugh, This is so funny, no one's ever sent us a shoe, we wouldn't mind getting the other one. 20% would say, This is so funny that we're willing to listen to not go to.

their house, and I would do business with them. Now, think about today. This story I'm telling you, this is 2001, 2002. Today, if you want to prospect somebody or meet somebody doing business, you know you're one contact away from your life change. And that's what happened to me many, many times in my life. Today, you can send a cold email, less than 1% chance somebody responds to you. You can DM somebody, less than 3%. Twitter is less than 5%. LinkedIn is less than 8%. However, this is why we built the app Manet, and I'm about to own the next concept to you on Man app. You download the app, you send a message, but you pay for the other person to get back to you in a text, in a video, or 15-minute FaceTime call. 94% chance they respond to you on the app. That's Manet numbers changing people's life, creating ways for people. There's one guy that's buying buildings that were former strip clubs.

and turn them into rehabilitation centers. There's a guy that's raising millions of dollars just through M. There's a guy that's sitting there talking to others about business ideas, HR question, marriage question, relationship questions. But here's the latest contest with man. If you haven't downloaded yet the last contest we announced, we had a massive party dinner. We came down here, had a cigar, did a podcast together, pretty much for 6 hours. We were together. This next one here, we have a new contest announced from July 1st, and it goes to the end of the month and the month of August. Here's how it works. The winner, the top winners of the different categories, there's five categories, you get on the stage at the Vault conference. You got to buy the ticket yourself on stage and front of 5,000 people. The winners get a championship belt. The winners go to the back and get a chance to meet Dwayne Johnson and take a picture with them. The winners get invited to a private Co Lounge at the conference. They're invited.

to my suite, and a sprinter will come and pick you up. You come back to my suite, we'll have a nice hour, hour and a half conversation to get a strategy session together. And then obviously while you're at the Vault conference, you'll be with everybody else. The last one was such a big kid, but here's how the contest works. Lightweight category, you have five C Cate that you're not performing in total completed mans, total unique mans, total reviews, unique reviews, and money earned. The one on the left shows how many you've done, the one on the right shows where you rank in at lightweight. People who have never used man before as an expert right now. First place will be Steven Hamill, then Carolyn Ariano. And that's for lightweight. Go to middleweight. Rob middleweight is people that are experts who have done one of 50 minute x. These guys are all competing against each other. You got Candace ens at the top who has done the most. Rob, if you can go a little higher, who has done

the most manx done the most unique manx reviews total reviews dollars earned and you notice she's number one ranked on the right except second place in dollar then it's Aaron Borgman Robert Samuel you'll see their names go lower then you have the heavyweight people that have done 51 plus manx Dennis Pon is next first then it's Calvin then it's Dustin then it's Chris Cuomo goore then we have the home team which is Vinnie Vinnie at the top then it's myself then Tom then users people that are asking questions you download them in you've never done it before you simply ask people questions total manx total unique experts you ask questions of total dollar spend total reviews manx made public whoever does the most they win and at this point right now it's Armstead King then it's Clinton brief then it's Chandler C and if you go below then you have the existing users who have done manx before at the top is Janette gariban today then is calstar

and list goes on. Anyways, if you want to be in the right environment and use the app to man and connect with others, Manek is slowly becoming the number one app on social media for networking where people actually get back to you. So, if you want to compete in the next contest, download the app, start manting today, and go on man.com. Look at the leaders' bulletin to see where you're rank 'cause it updates on a daily basis. Looking forward to seeing you compete for this next Man contest. So, if you like this clip and you want to watch another one, click right here. And if you want to watch the entire podcast, click right here. Oh

"39% Return AFTER Fees!" - The Secret Fund That DOMINATES Warren Buffett & George Soros

Valuetainment

억만장자 짐 사이먼스의 놀라운 여정

전직 NSA 직원이었던 짐 사이먼스는 교사가 되었다가 재무학 학위 없이 40세에 금융 업계에 뛰어들어 1982년 르네상스 테크놀로지를 설립했습니다.

시작은 미약했지만 AI 기술을 활용한 메달리온 펀드는 1990년 55%의 수익률을 달성했고, 이후 연간 69%라는 놀라운 수익률을 기록하며 1988년 1달러 투자로 44,000달러로 성장한 S&P 500과 버크셔 해서웨이를 능가하는 놀라운 성과를 거두었습니다.

Simons의 펀드는 궁극적으로 외부 투자자에게는 공개되지 않았으며, 이는 독점적 소유권에 대한 그의 의지를 보여주었습니다.

짐 사이먼스의 메달리온 펀드 성공 사례

짐 사이먼스의 메달리온 펀드는 수수료 후 39%의 놀라운 순수익률을 달성하여 조지 소로스나 워런 버핏과 같은 다른 최고 투자자들을 능가하는 성과를 냈습니다.

약 44~50%에 달하는 이 펀드의 높은 수수료는 뛰어난 순수익률로 정당화되었습니다.

이 펀드는 비밀리에 운영되고 첨단 기술을 사용함에도 불구하고 지속적으로 업계 내 다른 펀드보다 우수한 성과를 거두며 전 세계에서 가장 우수한 성과를 거둔 펀드로 자리매김했습니다.

투자 및 보험 사업에서의 전례 없는 성공

1%라는 놀라운 연간 수익률을 달성하여 다른 전설적인 투자 펀드를 능가하는 성과를 거두었습니다.

보험 업계에서 PHP는 전례 없는 35%의 연간 누적 성장률을 기록했습니다.

연사는 비즈니스에서 이러한 특별한 성공의 희소성을 강조하고 예비 기업가들에게 사고방식의 전환을 장려합니다.

짐 사이먼스는 탄탄한 배경 지식이 없어 사람들에게 자신의 비전을 설득하는 데 어려움을 겪었지만, 일부 사람들은 그를 믿어주었고 그 보상을 거두었습니다.

그는 AI와 비즈니스 혁신에 관한 웨비나를 주최하여 제한된 수의 참석자에게 백서를 제공하고 있습니다.

짐 사이먼스의 이야기와 AI 기술 분야의 선구적인 업적은 오늘날에도 계속해서 사람들에게 영감을 주고 있습니다.

달러 코스트 애버리징을 포함한 매수 후 보유 전략은 일반인이 장기적으로 부를 축적하는 데 권장됩니다.

워런 버핏이 헤지펀드 매니저를 상대로 백만 달러를 걸었던 내기는 S&P 500이 액티브 운용 펀드를 능가하는 성과를 거둘 수 있다는 것을 보여주었습니다.

현재 15명의 머신러닝 전문가로 구성된 팀이 빠른 소비를 위해 효율적이고 일방적인 뉴스 기사를 제공하기 위한 새로운 사이트를 개발 중입니다.

AI와 머신러닝이 투자에 미치는 영향

메달리온 펀드의 성공에서 알 수 있듯이 AI와 머신러닝은 경쟁이 치열한 시장에서 점점 더 중요해지고 있습니다.

워렌 버핏은 S&P 500 매수 등 패시브 또는 인덱스 투자에 참여하라는 조언을 통해 이 전략의 장기적인 성공을 강조합니다.

짐 사이먼스와 메달리온 펀드의 사례는 시간이 지남에 따라 AI 기반 투자를 통해 달성할 수 있는 심오한 결과를 보여줍니다.

콜드 메시징의 힘: 신발 상자에서 마네 앱으로의 여정

몇 년 전, 한 재무 설계사는 창의적인 방법으로 고객을 확보하여 높은 성공률을 기록했습니다.

오늘날의 디지털 시대에는 콜드 이메일과 소셜 미디어 메시징을 통한 잠재 고객 발굴의 응답률이 매우 낮습니다.

하지만 마네 앱은 사용자가 비용을 지불하고 개인화된 메시지를 회신할 수 있도록 하여 94%의 응답률을 제공합니다.

이 앱은 많은 사람들의 삶을 변화시키며 비즈니스, 기금 모금, 개인적 인맥 형성의 기회를 만들어왔고, 흥미로운 상품이 걸린 독점 콘테스트도 개최하고 있습니다.

더 맨 앱 콘테스트 및 네트워킹 플랫폼

맨 앱은 총 완료 과제, 리뷰, 적립금 등 다양한 카테고리의 사용자 활동을 기반으로 콘테스트를 개최하고 있습니다.

이 앱은 의미 있는 연결을 위한 최고의 소셜 네트워킹 플랫폼으로 자리매김하고 있으며, 다음 콘테스트에서 사용자들의 참여를 독려하고 있습니다.

참가자들은 앱을 다운로드하고 참여를 시작하여 맨 웹사이트에서 매일 업데이트되는 리더보드를 확인하시기 바랍니다.