So, what does that pension fund thing mean? If you calculate your account through a securities app, it's quick. There are too many securities to write, but at least shave your ID. I'll order for three minutes. Hello. This is the greeting. Last time, you learned about pension funds. I will tell you how to do pension funds today. I'll be really upset if you keep talking to yourself about this. If you just open your mouth, I'll be tempted to spoon-feed you. First of all, the materials you need are your phone and ID. I prefer to use good words, so I want your ID for identification. Let's not talk about insurance later, let's get a good word in. I'll be waiting with the pig liver files. Let's start. The securities company will use Future 3-5. The reason for recommending Mirae Asset Daewoo is that the app is easy to use.

Securities companies install apps like this, so it's best to use it in a way that is convenient and comfortable for you. Even after the second pension starts, you can still operate this tab. A securities company that doesn't allow this will sell all the remaining tapes later and let the securities company manage the remaining cash, which could be a good feature for the securities company. However, because I continue to hold on to this tab even after the pension starts, let's start right away. Since I have an iPhone, please refer to that. Go to your App Store and search for an app called Future 5M Root. Download it. If you already have an existing stock account with Mirae Asset, click on Open a Personal Pension. If you are a new user, simply proceed with the account opening all at once.

Verify your mobile phone, agree, and not for trading purposes. No, no, please take a picture of your ID, check if it's inserted well, enter your job information, as we are currently doing it on mobile, it's direct. Here, click on setting the account number directly, enter your mobile phone number, so you don't need to memorize the account burner separately. Right, give the last digit as zero, then enter the password. For those who do not have other pension savings, the limit will be 18 million won, just put it in up to that limit. Here, when you go to securities, what you need to do is buy a uniform. After that, proceed with the purchase. I will guide you through step by step, so you will receive the stocks towards 5010. We decided to receive it for 90 times, but it may take a long time. As much as you invest in the stock company, the more money you can earn.

Try applying for external and pre-opening trading. This is optional, but since you will eventually invest in stocks, you might as well apply when you do. You can choose the Brazilian stock market, directly select the trading method, and register everything like the type of account. Also, enter a 6-digit PIN, apply for mobile OTP, and if you want to apply for mobile trading, do so. For those interested in investment advice, this is simply to assess the investment tendencies, whether they are safety-oriented or risk-tolerant. The safety tendency questionnaire will be provided. Next, confirm the authentication transaction with a 3-digit number sent to your personal bank account and do not do anything like this until then. Then, go back to the app store, download an app called M-Start, press Stock Trading, register the SID, and here, if you click, three accounts will be opened.

The one with 0 is a combination of stocks. The one with 가는 is the opening day of the pension account. The one with cm is a reporter from cm. Remember that the pension savings fund account ends with 이. While you are looking at the secret budget, there is no buying amount. Of course, now transfer at least 20,000 won to this account. Go to the main bank app and transfer at least 20,000 won to the pension account that ends with 이. If you check the brokerage, there is Mirae Asset Daewoo. Add 이 at the end of your parent's own phone number and transfer 20,000 won for the second time. [MUSIC] Now, the initial enrollment date for pension savings has been extended. If you check on KakaoTalk, there will be messages from Mirae Asset. It's possible to post, already 2048, by the time you are 55 years old. So, I'm saying, do it as soon as possible, even for a day. Anyway, if you look at the stock order window again, when you click buy, the amount will be entered, so let's try buying ETF now.

Let's invest for just one week. Press the give-up button here. Go to the item search and type in itf for the Nasdaq 100 in the US. Then, even though many options appear, the English in front is just itf. It represents the International ETF. Samsung, which is widely used in Korea, is a subsidiary of Samsung Securities. If you put one share in KB Star, it has the best performance now, and the price per share is cheap. If you put in one share and have a lot of cash purchases, they may open it for you. Once you confirm, the order is completed. Since there is money left, let's buy some silver. This is the only true asset right now. It is a representative safe asset like gold. Nowadays, it is not a high-risk asset, so those who put it up for sale and those who put it up for purchase. Let's just buy it at the market price now.

Now, it seems like there's nothing to buy on Django, and every time something like this happens, you can gradually buy it by setting it up as a pension account. When you want to buy something, you can do it at 4 o'clock. Instead of comparing tables on shopping malls on the internet, invest in a pension for the future. If you go to the TF Shopping, you can see your Django history. Even if you enter the orange app, you can see your asset range, rate of return, and current status. Good job. In the future, what stocks should you buy in this pension account? It's better to buy the same thing in a regular stock account. Since individual stocks are risky products that cannot be bought anyway, you should buy ETFs or bonds. Because pensions are for long-term investments, it is essential to choose a stable, safe investment such as estimating the U.S. market index.

Among the various tabs, you should continue to collect the lowest maintenance fees. By the way, what is this TF? It is simply an index fund, which tracks a specific market index. It's not investing in just one company but a bundle of investments in the entire market. The representative stock indices of the U.S. market include the well-known S&P 500 and the Nasdaq 100. For example, the Nasdaq pack in the U.S. includes 100 stocks traded on the Nasdaq market, including representative growth stocks. Well-known companies that rank in the top 10 globally are included. Companies like Apple, Microsoft, Amazon, Tesla, Facebook, and Google are included in these bundled products. Because these are bundled products, you can taste a bit of everything with a small amount. This naturally leads to diversified investments. Remember, don't put all your eggs in one basket. Would you like to take a quick look at the 10-year graph of the U.S. Nasdaq 100?

Even after seeing this, do you not have any thoughts? Ten years ago, I had a lot of this accident and even if I did nothing and just kept it, how much would it be now? Of course, this is the past that has passed, so it could be different in the future. However, what will the U.S. market do? It could blame itself. But if the U.S. market fails, wouldn't our country have disappeared long before that? Anyway, pensions are long-term investments, so the surgery is cheap and the execution rate is safe. The U.S. market index estimate tape is great. If you search a little and study, you will understand, but this is almost like an unofficial official thing. If I show you my official list, I'm holding it like this, and the yield is better than expected. This time, the foreign exchange product, which fluctuates daily from 8 to 1, is affected. Do you understand that a 3% fluctuation affects it?

These days, the exchange rate keeps fluctuating, and exposure products like 3 o'clock positions are exposed, right? And are U.S. bonds considered safer assets than 10%? U.S. bonds are given to people who will repay 100% of the money compared to Tom. Anyway, it is a safer asset than before, so those who prefer safety may consider increasing their bond allocation. In the U.S., you can also invest in the Nasdaq, as well as KB Star. Tiger has been around for a long time, and when I bought it, the price per share was only 60,000 won, but now it has already exceeded 7 years, and the remaining candy X and KB Star have recently been listed and are still in the tens of thousands of won. But these days, securities firms are competing with each other, so we, as consumers, benefit from the competition by continuously lowering fees.

The percentage difference is not absolute. Now, looking at it, KB Star has the best operating maintenance and the shortest price, so I want to buy this several times in the future. Now that you have invested your money, naturally, you will study. For those who went to Nokyang, they manage it in a Japanese stock account. Even with the same tape, if you buy a pension well, you can save on taxes. Let's study hard from now on, fill up 4 million won every year, and become a future pension rich person. Next time, let's try transferring the pension from a pension trust or pension insurance to a securities company. I will also tell you how to open an Individual Retirement Pension (IRP) and since the won is low, I will also tell you how to invest in dollars.

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