통합 순자산 추적을 위한 중첩된 포트폴리오 관리

### 최적의 순자산 추적을 위한 중첩 포트폴리오 관리
* 📊 중첩된 포트폴리오를 사용하면 **여러 포트폴리오를 개별적으로 추적**하는 동시에 연결하여 **통합 순자산 개요**를 확인할 수 있습니다.
* 🔗 이 구조를 통해 협업하고 특정 포트폴리오를 선택한 개인과 공유할 수 있어 **개인 정보 보호와 자산 가시성 제어**를 강화할 수 있습니다.
* 🏢 예를 들어 포트폴리오 트리에는 **지주회사와 자회사가 포함**될 수 있으므로 이들 간의 연결을 유지하면서 순자산을 별도로 추적할 수 있습니다.
* 👥 어드바이저와 함께 일할 때 자산을 **어드바이저가 관리하는 전용 포트폴리오로 이동**하여 어드바이저가 해당 자산에만 액세스할 수 있도록 할 수 있습니다.
* 👶 또한 **자녀를 위한 신탁 포트폴리오**를 생성하여 기본 포트폴리오에 속해 있으면서 보기 전용 액세스를 허용할 수 있습니다.
* 💰 개인 포트폴리오와 파트너 포트폴리오를 가족 포트폴리오에 연결하면 **사용자는 모든 포트폴리오의 순자산과 자산을 쉽게 통합**하여 확인할 수 있습니다.
* 📈 이 시스템은 또한 **합작 투자의 소유권 비율**을 수용하여 정확한 재무 보고 및 현금 흐름 추적을 보장합니다.
* 🔄 전반적으로 포트폴리오 트리 구조는 자산을 체계적으로 관리할 수 있도록 도와주며, 사용자는 **소유권 및 협업 요구사항에 따라 포트폴리오를 조정**할 수 있습니다.

중첩된 포트폴리오는 개인정보 보호와 제어를 유지하면서 여러 자산을 효율적으로 추적하고 협업할 수 있게 해줍니다.

hi this is UMES, the co-founder of Kua. By now, we already know how to set up a portfolio in Kua, like for example, how to add assets, how to organize them into sheets and sections based on how you want to see them in your portfolio. Once you have added everything, how to go to the asset details, to see for example, this is a brokerage, so this is where you come to see the Holdings, your value history, your returns tab where you have your cash flow and IRR, and more flags for reporting. Once that's done, you have your dashboard where you can see the aggregated numbers, like net worth, assets, cash on hand, and your charts, and recap is where you go to see more reports on how your asset values changed over time, and fast forward where you can put a bunch of rules to your portfolio and see how things are going to change in the future. You can invite other users like your family members or assistants to collaborate on your Kua account in my

case I have shared my account with my partner. We both have our own portfolios in this account that we manage separately. Today, we are going to focus on how you can have multiple such portfolios based on ownership and entity and track their own net worth, and at the same time link them up to see their combined net worth. In Kua, we call them nested portfolios. Nested portfolios also give me granular access control of my portfolios. So, instead of sharing my account and giving access to all my portfolios, I can create a portfolio and share it with just one person for better collaboration and privacy. So, let's start with the example of having a business portfolio that I want to track separately. So, here I have created two portfolios called holding company and subsidiary because I want to track their net worth separately, but now in this case, I want the sub-assets in the subsidiary portfolio to be part of the holding company. So, let's see how I can link this portfolio, subsidiary portfolio, to the

holding company portfolio. So, I go to the holding company portfolio. So, see I have some assets here: Tesla, Apple, and some other assets. And if you go to subsidiary, you can see that I have some Amazon shares, Apple shares, and some other assets in subsidiary. Now I go back to holding company, and I click on ADD asset link another portfolio, and then hit on subsidiary. And I can link the subsidiary portfolio to this one. So, now my total assets of the holding company has gone up. Uh, and uh, if you go to recap, you can see that it now shows assets from the subsidiary portfolio in my net worth report. And now if you go to the portfolio tree, you can see all your portfolios at the root level. Uh, but you can see that subsidiary portfolio is linked to the holding company, and there is no restriction in how deep you can go. Subsidiary can have its own subsidiary, and so on. Okay, now let's take the example of another portfolio, which is a business that I run in partnership with a friend of mine, Joe, which also has some assets that I

track um separately for this business, but actually, this portfolio should be part of my holding company portfolio, so I would like to add that portfolio to this, so it got added. But like I told you, I run this business in partnership with my friend, so what I have to do is I have to go and enter my ownership as 50%. Hence, the value gets corrected. Now I'll enter the cash flow for this asset. So, on 1st Jan 2020, there was an initial capital investment of 1 million, and by 31st March 2024, the business has generated an income of $250,000. So, in plain English, I run a business in partnership with Joe. I track the balance sheet of that business in another portfolio in Kua along with Joe, which means half of the net worth of that portfolio should belong to my holding company. So, what I did was I linked that portfolio to my holding company portfolio, entered my ownership, and then the cash flow so that I can see an IRR. Now I know if my

business has been profitable compared to passive investing in an index. Let's go back to the portfolio tree, and now you can see that both my subsidiary and my real estate business with Joe are linked to the holding company. Okay, now let's take an example of an advisor-managed portfolio. So, let's say I have a few assets in my main portfolio that are managed by an adviser, and we want to collaborate on those assets, but I don't want the adviser to see the rest of my assets. So, what I have to do is I have to now move some assets from my main portfolio to another portfolio that I will specifically share with my adviser. To do that, I have to go to my main portfolio. I have a sheet where I've kept all the assets that are managed by my adviser. What I'll do is I'll move them to this new portfolio called advisor-managed, but what I'll do is I'll add, I will link that portfolio back to my main portfolio so that those assets are

still part of my main portfolio. Now, what I'll do is I'll go to the other portfolio called advisor managed, where I have all the assets managed by my adviser. I can now invite the adviser to this portfolio by entering his information and sending an invite so that we can collaborate on this portfolio with total privacy. See, now going back to the portfolio tree, I can see that my advisor managed portfolio is linked to my main portfolio called Clark. So, I've told you that my advisor managed portfolio is shared with my advisor fully to collaborate on that, but now I have another portfolio which says, which is called trust for my kid. This portfolio I want to share it with my kid only for viewing, not for collaboration, and also should be part of my main portfolio. So, that's what we are going to see next. So, I'll go to this portfolio called trust for kid, and I click on share and invite my kid, but only with view permission. And at the same time, I go to my main portfolio, maybe I'll create a

new sheet and then link that portfolio to my main portfolio so that those assets are also part of my main portfolio. Again, going back to the portfolio tree, you now have two portfolios linked to your main portfolio. Now what I want is to link the holding company also to my main portfolio. So I'll go here and click on the holding company, and it is linked. Now when we go to the portfolio tree, you can see that my holding company, which has two other portfolios linked to it, is also part of my main portfolio. Now here I have my own portfolio and my partner's portfolio, but for me to see our combined net worth, I have to link both these portfolios to a family portfolio, right? So that's what I'm going to do now. I am in the family portfolio. I'll first link my own portfolio, Clerk, and then I add my partner's portfolio, and that's when I get our combined assets and the combined net worth. If you go to recap, I can see all the assets across all my portfolios in one place. Now when I go back to the

portfolio tree. I can see the new structure of my portfolios. So, to summarize, nested portfolios allow me to have multiple portfolios that I want to track net worth separately, but at the same time link them up to see their combined network and combined reports across all the portfolios. It also allows me to share a particular portfolio with the people I want to collaborate with or maybe just for viewing purposes.

18 Nested Portfolios for combined net worth, unified reports and granular sharing

Kubera

Kua로 여러 포트폴리오 관리하기

Kua를 사용하면 소유권 및 법인에 따라 순자산을 더 잘 추적할 수 있도록 중첩된 포트폴리오를 만들 수 있습니다.

이 기능은 세분화된 액세스 제어 기능을 제공하여 사용자가 협업과 개인정보 보호를 위해 특정 포트폴리오를 다른 사람들과 공유할 수 있도록 합니다.

이 플랫폼은 또한 자산을 정리하고, 자세한 정보를 확인하고, 시간에 따른 자산 가치 변화에 대한 보고서를 생성할 수 있는 도구도 제공합니다.

지주회사 포트폴리오에는 테슬라, 애플과 같은 자산이 포함되며, 자회사 포트폴리오에는 아마존과 애플 주식도 보유합니다.

자회사 포트폴리오는 지주회사와 연결하여 총 자산을 늘리고 순자산 보고서에 반영할 수 있습니다.

포트폴리오 트리에는 모든 포트폴리오가 루트 수준에서 표시되며, 여러 계층의 자회사를 만들 수 있는 옵션이 있습니다.

비즈니스 소유권 및 현금 흐름 관리

이 비즈니스의 포트폴리오가 지주회사 포트폴폴리오에 추가되어 50%의 소유권을 갖게 되었습니다.

이 비즈니스의 초기 자본 투자액은 100만 달러였으며 2024년 3월까지 25만 달러의 수입을 올렸습니다.

이 포트폴리오는 순자산을 추적하고 IRR을 계산하기 위해 지주 회사에 연결됩니다.

여러 포트폴리오 관리하기: 단계별 가이드

사용자에게는 기본 포트폴리오와 어드바이저가 관리하는 포트폴리오가 있으며, 이 포트폴리오는 협업을 위해 어드바이저와 공유됩니다.

또한 자녀를 위한 신탁 포트폴리오가 있으며, 이는 보기 전용으로 공유되고 기본 포트폴리오에 연결됩니다.

또한 사용자는 지주 회사와 본인 및 파트너의 포트폴리오를 가족 포트폴리오에 연결하여 합산된 자산과 순자산을 확인할 수 있습니다.

효율적인 추적을 위한 중첩 포트폴리오

중첩된 포트폴리오를 사용하면 순자산을 별도로 추적하는 동시에 통합된 보기와 보고서를 제공할 수 있습니다.

이 구조는 특정 포트폴리오를 다른 사람들과 공유하여 협업을 가능하게 합니다.

어드바이저의 관리를 위해 자산을 전용 포트폴리오로 옮기면 기본 포트폴리오에 대한 링크를 유지하면서 개인정보를 보호할 수 있습니다.