I always say the same thing, but I think it's good to invest in the market index for the long term. It is most important to choose a strategy that minimizes taxes by utilizing research notes, funds, and ASAs. Next, in terms of stocks, it is essential to focus on the market index in the long term. If someone needs a large sum of money in three years, it's really not advisable to invest in stocks. It would be better to spend that money on dining out once a month, around 100,000 to 200,000 won. In my opinion, only those who can invest without hesitation for ten years should be a bit more aggressive in their investment approach. So, for those individuals, it's best to just invest 1 million won in the market index for the long term. On the other hand, for those who need a large sum of money, it's better to invest only 100,000 to 200,000 won in clothes and put the rest of the money in a savings account. In fact, after 2020, following the coronavirus, the market has shown a tremendous boom.

You know, going forward, this is something I never break down. In the stock market, there are such cycles. For example, expressed as 1st cycle, 2nd cycle, 3rd cycle, 4th cycle. The profits differ between the early 1900s, the mid-1900s, and the late 1900s. So, is it good now for the future? I can't predict that. That's why if you invest aggressively thinking you will make money, I don't think that's good. It's not about having a perfect strategy, but how much you can trust that strategy is the most important. People who are starting to invest often ask if stocks are risky, or if Samsung Electronics is risky, or if Kakao is risky. But in my opinion, Samsung Electronics, Kakao, none of them are risky. The person asking is the risky one. Asking like that is risky.

I don't understand Kakao at all, so I'm asking, right? Then you should invest in something you can understand. You should drink it. In my case, because I believe in the market index, I can comfortably invest for the long term. So, the most important thing for all of you is to invest in what you believe in. The amount and stuff like that are not important. In fact, for example, for overseas, like the ticker SMP 500, if I say SPY, IVV, VOO, they have a price per share that is too expensive. So, there's SPL. The price per share is a bit expensive. They are representative overseas ones that now follow the S&P 500. And now, for pension funds or ISAs, there is Tiger USA SMP 500. And now, in the domestic listed ETF section, there are things like overseas estimation, KINDEX, CODEX, and so on. I only have Tiger now.

What's the point of suspecting that they're all the same? You can just choose from there. Each ticker has a little story. Who has more trading volume, who has less. But that's just up to you to decide. I'm really just doing simple investing. I stick to the method of quietly accumulating market indices for a long time. First of all, I can save a lot of time and get rid of mental stress. In my case, I hardly spend any time on stock investments in a month. I checked yesterday, and there's the app usage time recorded. But the time I spend on overseas stock apps is one minute more. Yes, so I must really not be looking at the stock market. Instead, during that time, I prefer to edit YouTube videos, exercise, or work on business proposals.

It was fun. Reading books allows you to focus. I don't really look at things like stock market structures or economic exams. I can save a lot of time. I think it's most important for ordinary people to make as few mistakes as possible when investing. We are not experts in investing. For example, if we talk about tennis or table tennis, when table tennis players compete, it's very intense. Technically, it's about who is more alert. Ultimately, that determines the winner. However, when we teach beginners, we should focus on just passing the ball back and forth. But if you look closely, smashing is what makes the difference. Just being good at passing the ball is enough. When investing, even if you minimize mistakes, it means you are more likely to succeed. Isn't it better to make investments with a high chance of success?

I wanted to tell you, in the end, the conclusion is ultimately the market index. In the end, Peter Lynch also said not to bother with things like company analysis. I tried challenging that market analysis in the past but gave up early on. I just take it as a reference, and ultimately, what I'm trying to engrave in my mind through the books I'm reading now is index investing. Next, stock investing in the market is the most important. Let's stick to a long-term strategy that I can believe in. I am going with just that. Now, I am investing long-term in ETFs like a savings account. The reason this investment method is really good is because analyzing the entire market is quite impossible. Analyzing one company is possible. Of course, it may be largely right or wrong, but it is possible. However, analyzing the entire market to buy or not to buy, that's...

It's really hard to judge, but for 200 years, this whole market has been rising. I believe in that and just focus on long-term investment. By doing this, I was able to save time, concentrate on raising my own value, and the best part was that I could focus on improving myself. So, while stock investments make money as money does, I also achieve results in other areas. Although I haven't directly compared myself with others, I enjoy plants. I am confident that I am doing well in my surroundings. However, I don't spend much time in the stock market. In that sense, I thought that for ordinary people, long-term investment in the overall index is the best option. This might be a slightly different story, but the stock market has been going up for the past three weeks, and it is still maintaining that trend.

When you turn on YouTube, there are a lot of stories. Buy this, sell that, predictions of a crash next year. But what's really interesting is that YouTube is not common. When I used it, even before starting YouTube, there were always crisis predictions in 2020, like the stock market bubble bursting. There will always be such predictions in the future. Don't be swayed by them, just ignore everything and focus on long-term investment. Of course, long-term investment is not always the answer, but if you stick to a method that can encompass the entire market, your chances of failure decrease significantly, and your chances of success increase. There's a saying that even a stopped clock is right twice a day.

Even a stopped clock tells the time twice a day. People who can do that may be able to do so, but there is no guarantee that they will continue to do so in the future. That's why don't get too caught up in that and invest in what you believe in. No one will take responsibility for your money, so read books, make your own decisions on investments, and if you fail, change your course. I'm not against any method, just invest. If it doesn't seem right, gradually change your path. It's most important to find the right investment method for you. However, ultimately, long-term investment is the best. Based on my experience, I can say that. If I were in my 60s or 70s, as an older investor, I would have a lot more to say.

I was still young and experienced it once, you know. I am very grateful for the coronavirus in 2020. Experiencing that at that time made me feel the fragility of life a lot. Even though I experienced it at a young age, it was so scary, really scary, and I felt shaken. However, amidst that, I was a bit excited. Opportunities that seemed lost due to failed investments came back. While reading books, I managed my mental state. I thought about how much I should buy now, only purchasing an amount I could handle. As I mentioned, I invested only 20% of the 40% cash portion, keeping the remaining 10% for psychological stability, thinking along the lines of let's keep it for peace of mind, considering it might drop further. At that time, what was commonly considered obvious turned out to be insufficient.

Did you do it? Why can I talk about Tesla like this now? I missed writing about Tesla and even missed Walmart. I missed Mateer, McDonald's, and missed my Flex too. But there's nothing after that because I didn't buy it. Just think about what actually happened. It's inevitable about the past. You just need to do better next time. That's why I say the younger you are, the sooner you should start investing. Even if you fail at that time, there are many possibilities. It's best to start early. I'm getting comments now, even on YouTube. But even though the stock market has been around for quite some time, there are many people who are starting to invest now. So I'm trying to start now, but is this the right way to do it? Many people ask like this, so I'm a bit worried. In fact, I've been going up too much so far, so falling is more than a challenge.

If you don't do it, it's understandable if you fall behind, but I'm worried that those people might be hurt by it. So, if you only look at the good side of the stock market, I wish you would study the bad side a bit. How was it in a crisis, how much did it fall, and how much did the people suffer at that time? I also read books on the history of stocks, but what's interesting to me is that studying the history of finance is ultimately studying the history of humanity. When you look at it, there is always a fascinating history of speculation in human history. Representative examples are the Tulip Mania, the Mississippi Bubble, the South Sea Bubble, and so on. But if you delve deeper, there were many small speculations. Even now, it could be such a moment. That's why don't just look at the shining side of the stock market but also the difficult side.

Please take a look and if you think it could go this way, I hope you invest.

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