I'm 23 years old and just about like 4 years ago I was working part-time at a restaurant and I was making $6 per hour. I know it kind of like sounds scammy and maybe unbelievable for some of you, but this YouTube channel brings

in $30,000 to $50,000 USD per month consistently every single month. And today I want to share with you the six mindset shifts and habit shifts that allowed me to reach that point. And I'm not going to waste your time with any vague advice.

All of them are going to be based on my personal experiences and the things that I've been reflecting on quite often these days. Okay, so let's start with the most important mindset shift, which is money is not a goal but it's a tool. So let's talk about money. Everyone is

obviously obsessed with money, but most people have actually no idea why they're so obsessed with it. And the harsh truth is that money is actually not the goal, and it never has been and it never will be. Money is just a tool, a tool that gives you options, freedom, and the

ability to design the life you actually want. But the problem is too many people never get to use money in this way because most of us are trapped in a survival mode. Most of us are so consumed with worry about bills and scraping by that they don't have the bandwidth to

think about what truly actually brings them joy, peace, or fulfillment. And this is one of the things that I recognized once I started to make multiple five figures per month. I didn't understand why I wanted that money except the fact that I want to feel in peace and I get

It's because when you're in that headspace, it's basically just much easier to think having more money will solve everything, right? But I realize that that is actually very wrong because when we make money as the end goal, we start to obsess over it and we let it consume our

lives. It's something that I've done in the past and I'm regretting because we work ourselves into the ground trying to keep up with like other people, impress strangers, maybe even impress yourself and chase trends that you don't even care about, you know? We basically get

caught in the never-ending race that honestly doesn't lead anywhere worth going and also is not going to satisfy you at all. I think most people don't know what they want to do with their own life if money wasn't an issue, and I also

didn't know that like because I was so focused in survival mode that I never thought about the things that I was enjoying, and if that's the case in your life where you think, oh, if I would get more money, this, this, this, it's because

your mind is stuck in constant financial stress and your energy is focused more on surviving instead of thriving. And until you break that out of that like mindset, money will always own you, and it's not going to be the other way around, you know? If you constantly are so

busy running on the hamster wheel of like survival mode, you will never have the luxury to think beyond that survival mode. And you might be thinking, okay, so how do I treat money as a tool? How can I have that luxury? The first step is really identifying your clear why you

You need to know what drives you beyond just wanting more dollars in your bank account. It could be something meaningful, maybe helping your family or having the freedom to explore and travel the world. But whatever that is, you need to first identify it and you have to

let that be your motivation. If your sole purpose is getting more money, then you will never going to own money; money will always own you. Because money should be used to facilitate bigger goals, not to sit there and make you feel secure or give you bragging rights. Basically, but

to get to that place where you can do that, you have to adopt an abundance mindset. But one thing you need to remember is that money is the fuel and it's not the goal. One of the most transformative shifts you can make on your journey to financial success in my

opinion is moving from a scarcity mindset to an abundance mindset. It took me such a long time to make this man of shift, but it's so important and I want you to pay attention to this because this change is not going to just alter how you think about money, but it basically

fundamentally changes how you act, make decisions, and ultimately the results you get and achieve from life. And I realize that most people, including my old self, operate with a scarcity mindset. And let me be honest, it's basically a losing mentality. If you're constantly worrying

there's not enough money to go around, that the opportunities are like slipping away from you, or other people's success somehow like makes it harder for you to succeed. It might sound stupid, but like you know when somebody succeeds, you kind of feel like your pie of success is

getting taken *of*, if that makes sense, in this scarcity mindset you're playing not to lose instead of playing to win. And a scarcity mindset makes you more reactive and fearful. It basically convinces you to hoard your resources, save every single penny out of fear of the future, 

and avoid taking any risk that could actually lead to growth. And when you have that, you know, when I used to have this mindset, I was like thinking defensively. I was making more short-term decisions because I was too focused on protecting what little I had in my bank 

account. You know that mindset will keep you stuck in the same mediocre situation year after year because you are living in constant survival mode and you're only focused on scraping by. You're just trying not to lose and that's not how you make money. So what is the difference 

uh, compared to the abundance mindset? It's basically, in my opinion, everything in life, including money, relationships, health, everything. An abundance mindset is a necessary mindset because it allows you to understand that money isn't some limited resource, but it's created, exchanged, and multiplied everywhere. And when you have an abundance mindset, you 

start to see opportunities everywhere and you start to think people are, are not getting rich because they're lucky, but they are more like trained to think in terms of growth and possibility. You, if someone is coming from a wealthy family, yes, they are lucky, but in my 

opinion, the biggest factor is the abundant mindset that they have where most people are scared and trying to think short-term. Wealthy people, wealthy families, think in terms of like opportunity and growth because they have this abundance mindset. And when you adopt an abundance mindset, your 

basically your actions change because you don't waste time being bitter or envious of people who are winning, and you don't like whine about how the system is unfair, how the world is unfair, blah blah blah. Instead, you basically figure out how to play the game better. You know, you become

willing to invest in yourself, whether that's through education, networking, or developing skills that will pay you more in the future. It can be anything, but you start to not be afraid to spend money on things that have the potential to multiply your income in the future because when

you have an abundance mindset, you know that playing it safe, it's not going to get you anywhere, and it's actually not safe at all. It's just a slow way to lose. And I don't want you to mistake this with like reckless optimism, to be honest.

because the abundance mindset isn't just about like being delusional or pretending like you're rich. It's more about understanding that money follows value. So if you can create some sort of value in life, something that people want and solve actual people's problems, money

will come. That is the mindset. It's not that you're chasing money, but but you're more like, okay, I'm going to create value, and money will follow that. It's more about like having the confidence to calculate risks, knowing that you can recover from setbacks because

opportunities are endless, and you know how to create those opportunities. And when you have this abundance mindset, it also means that you're not like fixated on short-term goals. You basically start to think bigger and more in the long term, and you start to build systems that

can generate income without you trading hours for dollars, like directly, because you understand the power of leverage. It can be using technology, content, or investments to multiply your impact, and you understand that even if you lose money right now by investing into yourself, you can make that money back by

creating opportunities for yourself. You get more strategic about where you put your energy, time, and attention towards because you know that time is your most valuable asset, and not money, because money can be always made, and you are confident in that because you have the abundance mindset. But when it comes

to time, it cannot be made again, so you are very highly protective towards that. Most people are protective towards their money, but not towards their time, even though it should be the other way around. And I realized that wealthy people always prioritize time when it comes to money. They have this abundance mindset.

Basically, I feel like most of us have a scarcity mindset towards money, which is, I mean, fair enough, it makes complete sense. But in my opinion, if you want to get out of that mindset and if you want to change your mindset, the first thing that we need to do is really stop

blaming the external world: politics, government, location, whatever that you have, and start working on your internal framework because the way you think about money and opportunities defines the moves you make. Because I just realized that perfect conditions never like exist, and you're not going to find like

success by waiting for perfect conditions or hoping someone will come save you because the world isn't fair and it will never be, and nobody's going to save you. So we need to first accept it and ask ourselves, what can I do to start building something valuable today?

because waiting and complaining is not going to get you anywhere. We need to start seeing money more as a skill, which is something that you can learn, practice, and get better at. And yes, it does take work. It's not like, oh you get like an online course and suddenly you're a

millionaire. It takes getting out of your comfort zone and doing things that 99% of people aren't willing to do because if you want to be in that 1% of mindset and wealth, you have to think differently, act differently. You have to have the

discipline to keep pushing forward when it's hard. So how can you get the abundance mindset towards money and stop having this scarcity mindset? It's by our next mindset shift, SLH habit, which is working on scalable things and using leverage. When you start to do this, you

naturally get out of that scarcity mindset, and it's going to be much easier for you to adopt the abundance mindset. Before I explain this, I just want to clarify the very harsh truth about wealth, which is the world is never fair, and it's never going to be okay

because think about it. Doctors spend like years in schools and hours and hours and hours of practice, and they save lives, work insane hours, yet a YouTuber or a content creator can earn more in a month than a doctor makes in a year. It sounds ridiculous, and it sounds

unfair, but that's how the system works because money doesn't reward effort or social value. It rewards scale and leverage. And understanding this will allow you to see money more as a tool in a systematic way, because you can sit around and complain about how unfair the

Life is, or you can learn to play the game. A favorite quote of mine says that: "Don't hate the player, hate the game." And if you want to win, you have to understand and work with the system, not against it. In my opinion, accepting this reality is very harsh, and you know, it made

me really sad, but it actually gives you power because it lets you make more strategic decisions instead of emotional decisions about how you make money and how you earn. So what is exactly scalability and leverage? So scalability is basically when your work has the potential to reach a limitless audience

and generate income. The hours you put in, for example, if you are a content creator like a YouTuber, you know, if you make one video, it has the potential to reach millions of people, right? Even after you post that video, even years after it, it can still generate views and

money. So your work is not directly tied to the hours you put in. You first, you know, once you make that video, it can indefinitely get views and it can also potentially make indefinitely money. But if you would compare this to a traditional job, like being a doctor or a

lawyer, your income is tied directly to how many hours you work or how many clients you see, unless you have a practice and other people work for you. So the thing that causes that is scalability because scalability breaks that limit. And the other factor is leverage. Leverage is

basically multiplying your efforts using tools, technology, or it could be even people. It can mean using social media to reach a massive audience, promote whatever product you have or services you have, or it can be building a software that automates tasks or outsourcing parts of your business. So

you can focus on high-impact activities. Leverage is basically more about working smarter instead of harder. So for example, you know, because I'm a YouTuber, I'm always going to give YouTube as an example, but I can reach millions of people worldwide just with one single

upload. And I'm not necessarily bound by geography, or I'm not restricted to how many hours I work in a day, because that's leverage. And scale is an action. And that's why, why for example YouTubers are able to make more money than doctors

because we have scale and leverage on our side. So if your goal is to make more money, you have to think in terms of scalability and leverage, because if you would go to any millionaire or billionaire, they're not doing jobs that where they're trading their time for

money directly. Yes, everyone trades their time for money, but you know it's not like you get paid hourly. There is, it can multiply that because there is scale and leverage. And if you actually want to make more money than you want right now, then you need to build something that

scales, whether that's an online course, an app, a website, maybe a YouTube channel, or maybe some sort of a business. Sig, it can be anything. If you have that, your income can be limitless because it's not tied to the hours that you put in. So if

you're working on something, you need to ask yourself, am I stuck in a model where I have to keep trading my time for money, or am I building something that can make money while I'm sleeping? If it's the former, you need to think about how to

Introduce scale and leverage into your work. I'm not saying that you need to quit your job right now if it's unscalable, but think about the ways that you can make it more scalable. You know, it could mean automating part of your business or maybe starting a side hustle

that can scale, etc., etc. There's so many ways to do that. So you might be thinking, okay, but then why is scale and leverage so important? It's because money flows to those who solve problems for most people. It's not about how hard you work or it's

not about how respected you are, but it's about how many people you can actually help with or your work can reach and impact them. Basically, the more people you help or reach, the more wealth you can generate. And yes, in my opinion, the system is really unfair, but fairness is

not going to pay our bills anyway. I think accepting this is very important. We should always work towards fairness of our society, but it will never be. And if you want to thrive financially, you need to stop wishing the world for change but actually changing yourself and adapt to the world because if you

want to play the game of wealth, we need to play to win. So let's talk about working smart and not just working hard. If you're trying to do everything, you're going to fail most of it, okay? And I just realize that most people, most successful

and wealthy people know about it, and that's the reason why they approach activity differently. They basically don't spread themselves thin across dozens of tasks and instead they double down on few high-impact actions that deliver the real results. You know, I just realized that in our society it's really

normalized to hustle and try to do everything right, like get your health, wealth, relationships, and everything you have in your life right. But it's actually quite like impossible, especially if you're working at a 9 to 5, if you have kids, if you have other

responsibilities. It always is going to make you feel like you are falling behind at something, and I was feeling the same thing too. You know, I was trying to take care of my family, I was trying to grow my YouTube channel, I was trying to take care of my health and maintain

social relationships, etc., etc. But when you try to do everything all at once, you actually become mediocre at all of them, if not fail at them. So one practice that I introduced into my life to make more money and also be more efficient towards my life is asking myself every single

morning, if I could do just like one thing in my life today, what would it be? What is the most important thing that I can focus my energy and my attention to that can move the needle? And this is basically thinking and applying the 80/20

rule, which says that 20% of the inputs result in the 80% of outputs. So when it comes to, you know, business or health, wealth, music, whatever hobby you have, there's always this like 20% of core area that you need to focus on, and if

you can get that right, the other things will follow. So basically, if you also want to make money right now, you know, you're probably working 9 to 5, you have family, you have other responsibilities, instead of trying to get everything done, you know, whatever business you're

working on focusing on the 20% and try to identify the 20% that is going to move the needle for you and focus on that and put your attention into that and every single day if you're doing something you need to always ask yourself is this the

20% of whatever I'm focusing on. Let's say you're working out, is this the 20% or let's say you're trying to eat healthy, is this the 20% that I'm focusing on? But basically shifting your mindset towards this 80/20 rule, you basically

know, not only start doing less because you start to say no to most things but you also start to get faster results than other people because I just realized that most successful people that we admire aren't busy for the sake of being busy, but they are highly

focused. And when I actually started doing this, you know, every single day I would ask myself, this most impactful action that I could do. I basically stopped wasting my time on stuff that didn't matter that much and started really seeing massive gains in terms of business and in terms of

YouTube channel. Basically, it allowed me to have that laser focus that I really needed and that brought, like, the biggest change. And I see every single day most people focusing on irrelevant things, let's say whenever they're trying to grow their YouTube channel or their online business, but what you need to do

is really focus on that 80/20 Rule and apply that into every single aspect of your life. By narrowing my focus and doubling down on that 20%, I was able to cut out the noise and get more done without burning myself out. It's not

really about like doing less, but it's about doing the right things more effectively. And if you're looking for ways to apply the 80/20 rule when setting up your own online store, you might want to check out Build Your Store. It's great

for cutting out those time-consuming tasks so you can focus on what really matters. Build Your Store is an AI-powered Shopify builder that sets up your online store without needing to be a tech genius or spending hours on design. What you do is you just input

some details and their AI handles the rest, and boom, your store is ready to go. What's great is that it also handles the important stuff you don't want to think too much about, like for example, finding a supplier for your products or getting all your store policies in place

and making sure everything's compliant. And it's all set up so you don't have to get like bogged down with legal details or hunting for suppliers. It also means you can focus on the 20% that actually drives your business forward, like marketing your products or building

relationships with your customers instead of getting stuck in the setup phase. One of the key steps is the AutoDS integration. Well, you will choose from a range of suppliers, whether it's print-on-demand or other options they provide, and once that's done, your store is

pre-loaded with products and all the necessary pages. And because it's free to start, you don't have to worry about burning cash while you're still figuring out what works. It's perfect if you're trying to keep costs low but still want a professional-looking store. You don't

have to juggle a bunch of different apps or like tools because it's all in there in just one place if this sounds like it might save you some time and stress check out the link in the description below and you know another kind of like a concept of way of thinking this 80/20

rule is that treating your life more of like a Seasons because it's not going to be like the focus that you have currently in your life is not going to be always the same I think understanding that like took me a lot of time but you know there are going to be phases that

you're focused more on making money maybe building relationships like losing relationships maybe building your family maybe focusing more on your health but whatever you focus in that period of time you need to ask yourself is it the thing that I really want to focus right now because you can't do

everything at once actually if you try to chase like every single goal that you have simultaneously you're either going to get burned out or you're not going to make a real progress at any of them so if you are watching this video and if you think Building Wealth is your

current priority right now and it's the season that you want to put your focus on and it's the 80/20 in your life right now it's going to need sacrifice you might need to do scale back on some social events or maybe some hobbies and

we need to accept that or maybe if you're in a health focused season you may need to slow down a little more career side and dedicate more time and energy into your physical and mental well-being and I'm not saying that you know if you want to get rich like say no

to everyone I don't know, like don't focus on your health, it's not like that, but it's having the priorities set as your business and everything around it basically works to support that. Another important mindset shift that I had is never complaining, but always problem

solving. So you know, if you would talk with your friends, your co-workers, I feel like complaining about your life, talking about the bad things, the things that annoy you became like such a norm that I absolutely don't like because in my opinion, when you start complaining about

your life, you sort of like say that you are not in charge of change and you're not in charge of power. You basically say that whatever happens in life, you accept that and you complain about it. I'm not saying that you shouldn't share bad

things that happened in your life with other people. In my opinion, sharing our problems and struggles that we have is one of the best ways to regulate stress, but it's not about complaining but more so about like sharing and talking with other people what you can do about it.

because in my opinion, like yes, complaining is easy and it's like relatable to other people, but it's not going to get you anywhere, right? If you train your mind to view challenges as an opportunity, you can sharpen your skills because this

kind of like mindset helped me to become a very good critical thinker and problem solver, and it also helped me a lot with my depression, and it shaped my way of thinking, and it basically shifted my mind towards every single problem, every single challenge in life can become a

business idea actually because every problem has a solution and if that problem doesn't have a solution it's not even worth worrying about instead of complaining you know you know and instead of wasting your time you can take that time and spend it into solving

that problem for example like I can I really literally apply that in my life there's so many weird gadgets that I use for example this wrist rester because I don't like the angle of this like chair's wrist rester and it kind of like gives

me a bad posture so I got this thing and a lot of people ask me how do I find like these weird kind of products for example I also have this where it has a whiteboard where you can write whatever you're working on and you can set an

alarm you can set like a timer which is a visual thing and most people tell me like where do you find these kind of weird products the way that I find them is that whenever I'm let's say encountering a problem it can be small

or big I always ask myself how I would solve this and how I would create a product out of this to solve this problem because if you are experiencing that problem it means that a lot of people in the world are also experiencing the same issues whether

that's small or big big right and then I would think about a product or service that I can solve that problem and after I come up with it I then think how would I name it and then I basically go online and find those like weird things that

Most people don't use like, quite niche products, and the more I started to do this, it actually allowed me to see any sort of problem in life as an opportunity and come up with a business idea. And nine times out of 10, there's always already

someone that created a product and built a business around it, so the only thing that I do is to buy that thing, you know? And if that thing is not good enough, I think about, 'Hmm, maybe I can turn this into a business.' And that's literally the

way that I did for my Notion ADHD template. You know, I was diagnosed with ADHD, so I basically listed out all the problems that I had in my life when it comes to productivity and ADHD. And then I bought a bunch of products, tried them, but didn't like them that much. So

to solve these issues that I had, I basically created my own ADHD template, and I'm selling it, you know. If you're interested, check it out. It's not to plug it, but I just want to give an example. So I listed down all the common

6 habits that took me from $0 to $30,000/month by age 23

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Ruri Ohama

발표자의 과거 저임금 직업과 현재 유튜브 수입.

성공으로 이끄는 6가지 사고방식과 습관의 변화를 공유할 것을 약속합니다.

개인적인 경험과 성찰을 강조합니다.

돈은 선택권, 자유, 인생 설계를 위한 도구입니다.

많은 사람들이 생존 모드에 갇혀 기쁨과 성취감을 등한시합니다.

평화와 성취의 중요성을 깨닫습니다.

돈을 최종 목표로 삼는 것은 집착과 자멸로 이어집니다.

금전적 이득을 넘어 '왜'를 파악하는 것이 중요합니다.

희소성에서 풍요로움으로 사고방식을 전환하는 것은 혁신적입니다.

희소성 사고방식: 두려움, 반응성, 단기적인 결정.

풍요로운 사고방식: 돈을 창조되고 증식되는 자원으로 봅니다.

풍요로운 사고방식은 기회와 성장으로 이어집니다.

돈은 가치를 따르므로 돈을 쫓는 것이 아니라 가치를 창출하는 데 집중하세요.

세상은 불공평합니다. 돈으로 규모와 영향력을 보상합니다.

확장성: 무한한 잠재 고객에게 도달할 수 있는 작업.

레버리지: 도구, 기술 또는 사람을 사용하여 노력을 배가하는 것입니다.

부유한 개인은 시간제 일자리가 아닌 확장 가능한 시스템을 구축합니다.

많은 사람들의 문제를 해결하는 사람들에게 돈이 흘러갑니다.

열심히 일하지 말고 스마트하게 일하기: 80/20 법칙

분산하지 말고 영향력 있는 행동에 집중하세요.

80/20 법칙 적용: 입력의 20%가 출력의 80%를 산출합니다.

삶의 다양한 영역에서 바늘을 움직이는 20%를 파악합니다.

성공하는 사람들은 바쁘기 위해 바쁘지 않고 집중합니다.

AI 기반 Shopify 빌더인 스토어 구축에 대한 권장 사항입니다.

도전을 기술을 연마할 수 있는 기회로 바라보기.

문제를 비즈니스 아이디어로 전환하고 틈새 제품을 찾아냅니다.

예: 개인적인 문제를 해결하기 위한 ADHD 개념 템플릿 만들기.

목표에 부합하지 않는 일에 우선순위를 정하고 거절하세요.

사랑하는 사람과 목표의 우선순위를 명확하고 직접적으로 정합니다.

잠재적인 희생에도 불구하고 내린 선택에 대한 만족도.