Hey there, I've got some great stuff to cover in this. I'm super excited about this: the best small business credit cards for 2023, straight out of Forbes research. And no, you don't have to own a business. You can simply fill out one of these. You can be a sole proprietor, which means using your Social Security. More on that later for starting a business.

I've got some great cards and moving some of the personal balances that you have on your personal credit that are keeping your credit score down. This may be the avenue to move that personal money over to business so that it'll be off your credit report and your personal credit report, and it'll increase your credit score, which is absolutely amazing. We're going to cover the best cards to do that and the rewards. Some exciting rewards on these credit cards.

So I have more credit cards to cover and discuss today, specifically for those of you who own small businesses and are thinking about starting a business, a small business startup, which is exciting. I've done that 32 times, I get it. The business credit card is still a very useful tool because it gives you access to revolving credit that you need to run your company effectively, and also gives you the opportunity to earn rewards, such as cash back points as well as a variety of perks that can assist you in your company in getting started.

Credit cards for businesses aren't just for big companies. Smart freelancers, startup owners, and sole proprietors are also good candidates for a small business credit card. So we're gonna dive into that, dig into the rewards, the stuff, the best cards for 2023. Oh, by the way, I'm

Andrew Cartwright, if you follow me on Instagram and Twitter, you've seen me in New York and Florida the last few days. That's been absolutely incredible, but good to be back in Las Vegas. My channel is dedicated to getting you money, accessing credit, leveraging it so that

you can become a millionaire and then investing it. That's my whole goal. I've been broken, homeless to multi-millionaire four times. Yeah, I'm a slow learner, what can I say? Since four times, I obviously have a blueprint for becoming successful, which I hope to pass

along to you. I've started 32 companies in 17 industries. I'm partnering with you guys right now, going through it with you guys to partner in Epic 99. We're buying businesses together, successful businesses, we are buying together. You own 81, I own

19. I put up the equity piece. You got to have some decent credit, but you will be running the business. I don't want to have nothing to do with it. If you want to have a business and you're looking for that, I got a link down below, click

that. Also, if you need a loan for your business, we fund. I got so many lenders, 80 lenders dying to lend money. We're pushing it out every day. We got what, 6400 right now in the pipeline. We're packaging loans right now. 111 got 16 out

the door today. So make sure you fill out the application if you want alone. We got 12 different programs, credit lines, all kinds of stuff, and special stuff that I'm going to be covering later on this week to teach you even how to get more money. Plus, I got free stocks down below.

as well so you got a loan program, join me in a business or just grab some free stock money, but first let's dive into the good stuff. When you see the right combination of business credit cards, you can keep your personal and your corporate funds completely separate. This

strategy I've been trying to push so that you guys really understand it because it will help your personal credit to develop business credit. A business credit card has competitive cash back rates and benefits that are intended to streamline and reward regular businesses and their operations and can help small business owners you

guys can save so much money. I do, I have 26 of these cards so I'm all in it and I lived on credit cards for four years when everything hit the fan, one of those four times when I was broke. I have a total of 26 cards, yep, and I've showed it

to you guys before, so let's dive into the first one. The Blue Business Plus card is a unique example of the way to change the rewards earning without having to pay any annual fee. Yeah, it comes first, up to fifty thousand dollars in annual purchases will result in two x

points earned, so you get two times the points. If your company is small enough to spend less than fifty thousand dollars annually, it is an ideal fit. If you spend more than that, I got other cards. If not, you spend about 50 000 max,

then you get you might want to get a different card and we'll cover that about how you can earn even more. Either way, you will succeed with this card. It's not a bad card to have. You can earn 15 000 points as a welcome bonus just for

signing up and there is no yearly charge which is incredible the Wyndham Rewards earned business card has the following features and we're going to cover that this is a different card Road Warriors will quickly accumulate points because gas station transactions generally are the best class payouts nearly every

highway exit has a window you know the hotel so you can never run out of ways to use your points after making two thousand dollars in purchases during the first 90 days you can earn 45,000 extra points which equals up to six complimentary nights at the Wyndham so if

you gotta stay somewhere and you're traveling like I just did the Wyndham's Rewards diamond membership which offers sweet upgrades welcome gifts at some hotel check-ins and more we'll also give it to you these are the decisions it out so really good stuff on this one the

next one the following credit card is Bank of America business Advantage travel rewards World MasterCard that's a mouthful isn't it the introductory offer APR offer and they have decent profits of business Advantage travel rewards World MasterCard makes it a great choice for small businesses that want to grow

if you're looking to grow if you're part of the Bank of America ecosystem you're in the system already maybe you gotta account with them you can make more money than your competitors and beat them by getting extra points with this card you receive three points for every

dollar spent on travel arrangements made through the Bank of America Travel Center and 1.5 points for all other purchases which is really a fantastic perk I know a friend of mine has over 1 million 100 points and he's having a lot

of fun booking travel and his stays all free by using his card to pay his normal bills, you know, all your recurring bills you pay every month. I have businesses that pay anywhere between 30 and 60,000 a month in recurring

expenses. I put as many as I can on credit cards to earn all those points across all my different businesses, and that's quite a few. Additionally, there are no yearly fees with this one, and you don't have to pay any foreign transaction fees either, which is

absolutely amazing. And moving on from Bank of America, we got American Express Business Gold Card. Well, now be covered. A company that spends a lot can justify the annual charge or the enormous benefits you get. Four times the points rates on qualifying purchases. Yes, four times. Gotta spend some money though, with

up to a hundred and fifty thousand in annual spending, you'll receive four points for every dollar spent in the two areas you visit the most during each billing month. This is good. Four times. I've covered two, I've covered three, now word four. Not to mention when you book

with Merits X travel, you can receive up to 250,000 points back for the year as a 25 airline redemption refund. Yeah, a refund. Next card, the Ink Business Preferred Credit Card comes next. This card is a is quite valuable for frequent business travelers who make large

purchases in the bonus categories. They got categories where you get more money, so make sure you check that out. The Bank of America Business Advantage Customized Cash Rewards Mastercard is the next option. The benefits are significant. They've got no annual fee cards for the business owners that spend a max of 50k

annually spending on bonus areas now I'm covering the spending because some of these you don't spend that much money you don't get the max rewards which means you should just go out and get a Southwest card and call it a day like so

many people do the 25 to 75 reward incentive offers users a preferred rewards for businesses a chance to get rich quick due to the cost of international transactions best to leave this card at home when you go abroad so this this is going to hurt you on

foreign transaction fees now the Bank of America business Advantage unlimited cash rewards secure card is the following and it's secure this card is exceptional in that there's no annual fee you earn 1.5 percent cash back on all transactions and is open to business

owners with less than stellar credit yes you put a secure exchange deposit there but guess what you get 1.5 percent back so this card actually makes you money and builds your credit it is a no-brainer like you put money in and you literally earn 1.5 and every time you

pay that card off let's say you paid off a car five times in a month that would literally be 1.5 on on the purchases that you so it's it just makes sense to get a secure card and make that extra 1.5 percent back yes you got to put a

deposit in but if you paid cash you wouldn't get that money back think about it now the Capital One Spark Classic for Businesses is our last option this card is one of the few options for business owners with bad or average credit it has no annual fees and lets you rebuild your

credit while giving you one percent cash back on all purchases now to prevent the high APR, make a plan to pay off the entire balance of your debt every single month so all these are great cards when you pay them off monthly. I do however hope that this material is extremely

useful to you and that you use it. Remember if you're getting those secure cards, I know it might feel horrible that you didn't get a card but to get 1.5 percent back on your purchases is free money. I love you, take care. I'm Andrew

2023 BEST BUSINESS CREDIT CARDS!  AMEX VISA Mastercard (FULL GUIDE) Rewards

Andrew Cartwright

2023년 최고의 중소기업 신용카드 소개

포브스가 조사한 2023년 최고의 중소기업 신용카드로, 사업체를 소유하지 않아도 적합한 신용카드를 소개합니다.

개인 부채를 비즈니스 신용카드로 이전하여 신용 점수를 향상시킬 수 있습니다.

리볼빙 크레딧 및 리워드 이용 등 중소기업 소유주 및 스타트업을 위한 비즈니스 신용 카드의 혜택.

소기업 신용카드는 프리랜서, 스타트업 소유주, 개인 사업자에게 유용합니다.

앤드류 카트라이트의 소개와 비즈니스 및 금융 분야에서의 경험을 소개합니다.

에픽 99에서 비즈니스 인수와 관련된 파트너십 기회.

여러 대출 기관을 보유한 기업을 위한 대출 프로그램입니다.

대출 프로그램, 비즈니스 파트너십, 무료 주식 등의 혜택을 제공합니다.

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블루 비즈니스 플러스 카드: 리워드, 연회비 및 웰컴 보너스에 대한 자세한 내용.

윈덤 리워즈 적립 명함: 기능, 포인트 적립 및 혜택.

뱅크 오브 아메리카 비즈니스 어드밴티지 여행 리워드 월드 마스터카드: 뱅크 오브 아메리카 고객을 위한 소개, 리워드 및 혜택입니다.

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비즈니스를 위한 캐피탈 원 스파크 클래식: 신용 불량 또는 평균 신용을 가진 사업주에게 적합한 기능 및 적합성.

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