it's the biggest one you know. Nim TB also says that, you know, there are two great addictions: heroin and a monthly salary, right?

And and that's why you can't get rich renting out your time, because even when you start charging more and more for your time, it's a slow upgrade loop.

And then you upgrade your house, at the same time you upgrade your car, at the same time you move in the neighborhood. You really also have to get used to ignoring your peers or upgrading or changing the definition of your peers.

There are a lot a lot of people here who are poor here, but they would be rich if they were living in Thailand and Bali.

And if they have the luxury of a remotely doable job, they may want to be living there, uh, and saving up money.

But the ignoring the peers is an issue because the Keeping Up With the Joneses is a real phenomenon.

Yeah. Envy makes the world go around, right? Yeah. But when people look at, particularly social media, let's bring it back to that. When you see someone who, you know, you see them posed in front of their mansion with their beautiful car and they're leaning against it with their designer clothes on, their expensive watch, you go, ah, I want that.

That's what I want. What you really want is freedom. You want freedom from your money problems, right?

And I think that's okay. So people, once someone can solve their money problems either by lowering their lifestyle or by making enough money, uh, and you know, essentially what you want to get everybody to is retirement, but not retirement in the I'm 65 years old sitting in a nursing home collecting a check retirement.

It's a different definition. Retirement is when you stop sacrificing today for some imaginary tomorrow.

is complete in and of itself, you're retired, yeah. And so how do you get there? Well, one is you can have so much money saved up that just your passive income off of that without you're having to lift a finger covers your burn rate, keep your burn rate low, right?

A second is you just drive your burn rate down to zero, you become a monk.

A third is you're doing something you love, you enjoy it so much it's not about the money, right?

So there are multiple ways to that path, but the most common is people just say I need to make more money.

And the kind of wealth creation that I talk about is about creating timeless principles and adapting yourself that making money won't be an issue.

And then there's a there's other thing that people have to avoid even allowing their mind to think when they're hearing what you're saying and all this logical fantastic advice, there's these six dirty words, that's easy for you to say.

Look, I grew up as a first generation immigrant uh in Jamaica, Queens, uh with zero money, single mom, two kids working day and night, going to school, uh you know, I wash dishes, uh I was C, I was working catering jobs, I was mowing lawns, I was working since the age of 11 on and off here and there.

Um didn't have two cents to rub together, you know, uh I had to borrow $400 to go to college, like literally I was short $400, 400 I had to find $400, I didn't have it.

Um you know, got rejected from a job at Dunkin Donuts.

So like, okay, it's not to say that it's easy, it's not easy, it's actually really freaking hard, it is.

the hardest thing you will do, but it's also the rewarding thing. You know, look at the kids who are born rich, no meaning to their lives.

You're terrible. Yeah, your real, your real resume is just a cataloging of all your suffering, right? If I were to ask you to describe your real life to yourself, when you look back on your deathbed, you're going to go back and say what are the interesting things I've done and it's all going to be around the sacrifices that you made and the hard things that you did.

Anything you're given doesn't matter. You know, you you have your four limbs, you have your brain, you have your head, you have your skin and that's that's all for granted.

So you have to do hard things anyway to create your own meaning in life. Um, making money is a fine one. Yeah, struggle, it is hard. I'm not going to say it's easy, it's really hard, but the tools are all available.

It's all there. There's also these these traps that people sort of establish in their own mind of giving themselves excuses or giving themselves in unsurmountable obstacles, insurmountable path, victim mentality.

Yeah, it's somebody else's fault, that's my skin fault, it's the system's fault.

Yeah, those people are sinking. I feel bad for them. I want to shake them out of it and say actually you can get out of it.

You just have to stop thinking it's everybody else. You have to alter the perspective.

Yeah, but it's so difficult for people to do. It's one of the most difficult things for people to do is to change the way they approach approach reality itself.

At the end of the day, I I do think even despite what I said earlier, life is really a single player game.

It's all going on in your head. You know, whatever you think you believe will very much shape your reality, both from what risks you take and what actions you perform, but also just your everyday experience of reality.

If you're walking down the street and you're judging everyone, you're like, I don't like that person because of their skin color.

I don't like that. Oh, she's she's not attractive. That guy's fat. This person's a loser. Oh, who put this in my way?

You know, the more you judge, the more you're going to separate yourself and you'll feel good for an instant because you'll feel good about yourself, I'm better than that.

But then you're going to feel lonely and then you're just going to see negativity everywhere.

The world just reflects your own feelings back at you. Reality is neutral. Reality has no judgments. To a tree, there's no concept of right or wrong or good or bad, right?

You're born, you have a whole set of sensory experiences and stimulations and lights and colors and sounds, and then you die, and how you choose to interpret that is up to you.

You do have that choice. So this is what I meant that happiness is a choice.

If you believe it's a choice, then you can start working on it. And I can't tell you how to find it because it's your own conditionings that are making you unhappy.

So you have to uncondition yourself. It's just like I can't fix your eating habits for you.

I can give you some general guidelines, but you got to go through the hard habit forming of how to eat right, but you have to believe possible, and it is absolutely possible.

I was miserable. I'm happy as a clam, and it's not just the money I got there.

before the money. Peter Thiel talks a lot about how competition is besides the point, it's counterproductive. We're highly mimetic creatures, we copy what everybody else is doing around us, we copy our desires from them.

Everyone around me is a great artist, I want to be an artist. If everyone around me is a great business person, I want to be a business person.

Everybody around me is a social activist, I want to be a social activist. That's where my self-esteem will come from.

You have to be a little careful when you get caught up in these status games that you end up competing over things that aren't worth competing over.

So Peter Thiel talks about how he was going to be a law clerk because he was in law school and everybody around him wanted to be a law clerk for a Supreme Court Justice or some famous judge and he got rejected and that's what made him go into business.

So it helped him break out of a lesser game into a greater game. So sometimes you just get trapped in the wrong game because you're competing and the best way to escape competition to get away from the specter of competition which is not just stressful and nerve-racking but will often drive you to just the wrong answer, the way to escape competition is to just be authentic to yourself.

If you are fundamentally building and marketing something that is just an extension of who you are, no one can compete with you on that.

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