Cleo AI: Budgeting App for Spending Accountability

Cleo's AI budgeting app makes users feel accountable, acting like a supportive friend in spending decisions.

### Finding Accountability in Budgeting: My Experience with Cleo
* 🤖 I tested the AI budgeting app Cleo to help manage my **overspending habits**, particularly with **food delivery**.
* 🍔 Cleo quickly identified my tendency to **overorder from GrubHub** and suggested ways to **reduce my spending**, including limiting myself to **one delivery transaction over the next 21 days**.
* 📅 I enjoyed my one allowed delivery sooner than planned, and when I logged back into Cleo, she reminded me that I had **hit my spending goal**.
* 🎉 Despite feeling accomplished, I was tempted by a **50% discount code for GrubHub** during Amazon Prime Day, which led me to **break my challenge**.
* 😅 Although I didn't succeed in my goal, I recognized that the challenge wasn't Cleo's fault; she had actually recommended a **more achievable target**.
* 💪 Cleo provided a sense of **accountability** that I hadn't experienced with other budgeting apps, acting like a **supportive friend** who encourages and challenges me.
* 🔥 With features like "roast mode," Cleo made me feel **seen and motivated**, showing that while AI can't control my decisions, it can certainly **guide me towards better spending habits**.

Using AI to Stay On Budget

CNET is the premier destination for explaining and navigating the changing world around us. Through news, product reviews, price comparisons, and more, we’ll tell you what’s new in the parts of modern life that increasingly matter more — from health, home, and money to tech, culture, and climate — and how to get the most out of them.

CNET

Cleo, the AI budgeting app, aims to help users cut back on overspending by offering friendly advice.

The app called out the user's delivery habit and suggested a 21-day challenge to limit transactions.

Despite initial success, the user struggled to resist temptation and ultimately spiraled back into overspending.

Cleo, the budgeting app, recommended a less aggressive goal and made the user feel more accountable for their spending decisions.

The app's "roast mode" provided tough love and support, making the user feel like they had a friend cheering them on.

Cleo's unique approach has made a positive impact, and the user is determined to do better next time.