Signs It's Time to Hire a Financial Advisor

Complexity finding them may signal the need for a professional financial advisor, especially as decisions grow beyond comfort and time becomes scarce.

### Signs It's Time to Hire a Financial Advisor
* 🤯 " When complexity finds you," such as reaching a high income tax bracket, expanding a business, or facing new financial challenges, it may be a sign that you need **professional financial advice** to navigate these complexities effectively.
* 💸 " The gravity of your decisions goes beyond your comfort level" as the stakes get higher, such as negotiating contracts, managing significant assets, or making complex financial decisions, it might be wise to **seek the expertise of a financial advisor** to avoid costly mistakes.
* ⏰  Recognizing that "there just aren't enough hours in the day" to manage your financial affairs or that you prefer not to spend your time on financial matters can also indicate that **hiring a professional advisor is the right move for you**.

[Music], but we think, in our opinion, there are three signs or three times when you may start to flag and say, you know what, maybe now is a time for me to think about hiring a professional. The first one you just alluded to it Brian, this is when complexity finds you. Yeah, it's one of those things where I think people will realize it. You get to a million dollars and the market goes down 20%, and you lose $200,000. It just hits different than when you're investing $150,000. I think about people who get into those highest tax brackets where they're paying 37% Federal, then they're paying, you know, state income taxes, and they go, man, is there anything I can do or structure my accounts that can help me figure this out? Or maybe you run a successful business and you start off as a sole proprietor, but you're growing, you're adding employees, you like, how, how am I supposed to do this? Well, is it business structure-wise? Are there

better ways to do it. Are there retirement plans I can add? Are there benefit packages that will let me keep good employees longer? All these things are complexities that when you started the journey, it just wasn't that hard. So, see if this resonates. A lot of times when we start out or we're early on in our journey, we know where we are today and we kind of have an idea of the direction we need to go. And that's fairly simple. If that describes you, you may not need a financial advisor. But often times in life, the landscape changes, the number of options changes, the choices change. And when the complexity finds you, it might make sense for you to consider hiring a professional to make sure that you get on the best path possible for your unique circumstance. So, that's the first one. The second sign, Brian, that maybe it's time for you to consider professional, and you alluded to this, is that the gravity of your decisions goes beyond your comfort level. The numbers just start to get a little bit bigger.

yeah, and this is something I want to be completely transparent about. I found myself because I consider myself a good Financial mutant, and the fact that I don't waste dollars so much. So when I started writing my first book, Millionaire Mission, I remember just on. I sent a proposal to a publicist that I knew, and then she called me up. She goes, Brian, this is really good. Do you care if I go ahead and send this to a publisher that I know and I'm friends with? I said, Sure, why not? This is going better than I anticipated. Well, I didn't know they were going to do it. They sent me a contract, and I was like, you know what, I'm a smart guy, I'm a finan-minded guy. I was like, I can do this. So I started reading the contract, but the moment I started Googling terms in this contract, I was like, what am I doing? I am out above my skis and my skill set. So I was like, let me bring somebody in to help me figure.

this out cuz I only get one shot to get this right, and I don't want to screw up the ownership of my brand. All my elements with the financial order of operations, so I brought in an agent that helped me negotiate. The thing is that I think, and you're going to see the payoff later. I ended up getting bigger offers from the same companies. I also got the contract written in a way that I was still going to own all my intellectual property. This is the power of. I'd only done it once, and I was kind of falling into some traps or making some mistakes because it was my first and only time hiring somebody who had done this hundreds of time saved me so much heartache and actually maximized the opportunity. I love it, and the third time where it might make sense where you recognize there just aren't enough hours in the day. Maybe you don't literally have the time to focus on your financial affairs, or maybe that's not how you want to spend your time. So if you find

yourself in one of these three areas. That might be a warning sign that hiring a professional adviser might make sense for you. If these do not resonate with you, if these do not sound like something that describes your circumstance, then you might be at the stage where a financial advisor doesn't make sense for you at this place in time.

3 Signs It's Time to Hire a Financial Advisor

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Signs You May Need to Hire a Financial Advisor

Complexity in managing your finances, especially as your income and assets grow, could be a sign that it's time to hire a professional.

When the gravity of your financial decisions becomes overwhelming and goes beyond your comfort level, it may be a good idea to seek the help of a financial advisor.

As your wealth and business expand, and the options and choices multiply, the increasing complexity and the larger scale of your decisions may indicate the need for professional financial guidance.

Brian's Experience Writing "Millionaire Mission"

Brian, a financially savvy individual, found himself out of his depth when he received a book contract and struggled to understand its terms.

Despite initially feeling confident, he realized he needed help to navigate the publishing process effectively.

Maximizing Opportunities through Financial Planning

Bringing in an experienced agent helped negotiate bigger offers while retaining intellectual property rights.

The agent's expertise saved time and prevented potential mistakes in the complex financial order of operations.

With limited time or desire to focus on financial affairs, hiring a professional can maximize opportunities and prevent heartache.

Signs That You May Need a Financial Advisor

You might need a financial advisor if you're unsure about investing or financial planning.

A professional advisor can help you navigate complex financial situations and make the most of your money.

If you're not facing these challenges, it may not be the right time to seek a financial advisor.