Personal Finance: Practical and Thoughtful Spending

Park Si-eun and Jin Tae-hyun prioritize wise spending, valuing necessity over luxury, and focusing on meaningful and valuable investments.

### Park Si-eun and Jin Tae-hyun's Money Management and Spending Philosophy
* 💸 Jin Tae-hyun gives **all the money he earns** to his wife Park Si-eun, who **manages the household finances**.
* 🛍 They rarely spend money excessively and don't buy **luxury goods even if they like them**.
* 🎁 Jin Tae-hyun saves the pocket money his wife gives him and **buys things for her with it**.
* 🛒 Park Si-eun asks Jin Tae-hyun if he really needs to buy something to **prevent impulsive purchases**.
* 🎯 They prioritize spending on **essential items** and don't hesitate to spend on **food for themselves and others**.
* 👀 They avoid being captivated by luxury items and social media content that can **trigger desires**.
* 🎂 Jin Tae-hyun buys things that are **really necessary** and tries to avoid becoming a **slave to marketing**.
* ❤ They believe that the most important thing in life is to **truly understand, love, and cherish each other**.

박시은 진태현 부부의 돈 쓰는 법

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박시은 진태현 작은 테레비

Si-eun and Jintae's Unconventional Money Management

Si-eun and Jintae have unconventional ways of spending and investing their money, prioritizing giving and avoiding luxury goods.

Jintae uses a family card given by Si-eun for all expenses and gives all his earnings to God.

They also rely on royalty fees for their allowance, which they spend with Si-eun's permission.

The couple's approach to money is based on simplicity and giving back.

Responsible and Thoughtful Money Management

The speaker's husband gives her pocket money, which she saves and uses carefully, prioritizing necessary purchases.

She values good things and makes thoughtful decisions about what to buy, based on whether it is truly necessary.

The speaker and her husband also prioritize spending on meals for friends and family, and the speaker emphasizes the importance of reducing the desire for endless consumption.

Evolving Shopping Habits: From Impulse Buys to Practical Purchases

The individual used to buy things on impulse and for their appearance, but now focuses on necessity.

Most of their luxury items were purchased in their 20s, and they now prioritize comfort and practicality.

The experience of buying an expensive bike that turned out to be like any other bike made them realize the value of practical purchases.

The Importance of Prioritizing Spending According to Your Means

It is important to prioritize necessary expenses and not overspend on luxury items.

The focus should be on spending within one's means and enjoying the simple things in life.

As people get older, there is a tendency to prioritize spending on good food and health, rather than material possessions.

Overcoming the Temptation of Material Goods

The easy access to social media makes it tempting to desire things we can't afford, leading to unhappiness.

It's important to avoid being captivated by material possessions and focus on true happiness.

Instead of being slaves to marketing, we should prioritize spending money on meaningful and valuable things for our health.

Saving money and making thoughtful purchases can bring long-lasting satisfaction, like a pair of earrings from H&M.

It's more important to focus on understanding, loving, and cherishing each other than on material possessions.

The key to a good life is not to worry too much and to live well in our own way.