Yesterday was not a wedding YouTube, but recently many people have liked the video, so I looked through the comments. I realized that marriage is indeed a significant issue for our successful young generation, especially for the current generation. Personally, I find this topic very important. I am currently 35 and will turn 36 next year, which means I am passing through the marriageable age. Although the age for marriage is gradually increasing, I want to share some of the concerns I have been pondering. For many people, this is a big deal because there are three major aspects that are crucial in life. The first is college; there are moments in life when everything changes. The second is employment; this is...

While making money is one reason, seeking a job is also tied to one's identity. This is something we often encounter during introductions for marriage, especially when women frequently ask, What does he do? This reflects the importance of identity. The third aspect is marriage itself, which significantly changes the course of one's life. Following that, there are the stages of childbirth and parenting, which further alter life dramatically. However, the tragedy of life is that these major events tend to cluster in the latter half of our lives. Currently, the average lifespan differs slightly between men and women, but generally, people tend to pass away in their 40s. While some might say they plan to live to 100, at this point, we are still in our 20s or early 30s, meaning we haven't even lived half of our lives yet.

At this point, three major decisions arise. I'm really tired. The word tired feels too light; it carries an immense weight. But for now, this is over. For those of you watching this video, there may be some minors, but most of you have likely moved past this. Many of you have probably completed this step. What's left now is this matter. So, regarding the question of where to live after marriage, it’s not like you’ll be living on the street; you’ll need a home. This real estate issue is quite sensitive. 

Now, let’s highlight something important: Do we really need to get married? I won’t state the obvious. Of course, you don’t have to get married. But since everyone else is doing it, should we just follow along? Nowadays, many are opting out, leading to endless arguments without a solution. So, what will I do? That’s the crucial question. After all, asking others won’t yield genuine answers, and living harmoniously is what truly matters.

People should get married because it's so good and makes them happy. That's what they're saying. But those who are living too freely right now should reconsider. There is no definitive answer to this. However, the important thing is that it's my life. So, what should I do? I need to have an honest conversation with myself. What should I do? I think it's okay to filter things out and decide not to get married. Even if I do get married, I might have a spouse, or I might not be living my life to the fullest, and I might have children, but I will have my own reasons. It's important to think about this. I might be an investor at heart, so I apply some economic principles to how I find answers. I might not want to get married right now, and I might have no thoughts about it at all, or I might have some thoughts. But it's also okay if I decide not to get married. The question is, how do I plan my life?

My thoughts can change. We experience this a lot in life. Since we often experience differences between our childhood thoughts and our current thoughts, I believe that although I currently do not plan to get married, I should not make hasty conclusions. It's possible that I might want to get married later on. Therefore, I should plan my life with that possibility in mind. The standard age for marriage is early thirties for women and mid-thirties for men. Everyone has concerns during this time, but we should never rush into decisions. However, since I am someone who invests, I must consider more than just my own thoughts. If I am a man, I should think about how women perceive me; if I am a woman, I should consider how men view me as a potential spouse. This is important because adults often nag when we reach the marriageable age. If I don't take action during this time, my marketability decreases.

Humans are aging. Aging means that one's attractiveness as a partner is continuously declining. We need to acknowledge this. As living beings age, their appeal diminishes. I can't just think, I'm fine, and live in the past. From a man's perspective, let me consider this: if I'm 33 or 34 years old, and there is a man who is 43 or 44, women will naturally find the younger man more attractive. Regardless of other factors, when looking at physical age, the younger man is obviously a more appealing partner. I won't discuss how one manages their appearance; the point is that people generally prefer to be with someone younger. From a man's standpoint, women typically marry around the ages of 31 to 33, but this is getting delayed nowadays, and it's the same for us. I am also looking for a partner.

How do you feel about women who are 41 or 42 years old? It's completely different, right? If I talk more about it, it becomes sensitive, so let's say it's an investment. Investment means putting in my value and getting returns. In terms of real estate, this age is the most valuable. Once you go beyond this age, the value decreases. So, at this age, the potential spouse I can find is the best. If I go beyond this, how does my idea of a spouse change? It gradually becomes a downgrade. From a man's perspective, the women I can meet at this age are different. It's not just about being okay; from a woman's perspective, it's not the same. The feeling of going on a blind date with a 33 or 34-year-old is different from going on a blind date with a 43 or 44-year-old. Conversely, it's the same for women. A woman who is 31 or 32 may not think about marriage yet, but when she reaches 40, she realizes that it's time.

So, the men you can meet at this time are the men you can meet at this time, and they are different. You need to recognize this first. Therefore, if you approach marriage from an investment perspective, the best time is during the prime age, especially in terms of physical attractiveness. However, if you continue to date, this physical appeal gradually decreases. Right? If you keep dating, what should you do? My physical attractiveness may be declining, but I need to keep raising it from the lower left. If we approach this in financial terms, at 33 or 34, there are people who have only saved 1.5 million won, and then at 38 or 39, the marriageable age has passed. However, if I invest well these days and become a millionaire, I can compensate for the decrease in physical attractiveness and transform into an even more attractive husband candidate.

In the case of men, it is important to have a good sense of reality. If I feel like I can't see any assets here, then as the years go by, it won't be a sudden change, so it won't be noticeable, but gradually, the specifications of the people I meet on blind dates will inevitably decline. Why? Because I am getting older. The same goes for younger people these days. For example, in the case of women, the greatest value in that market is perceived as youth. Women have a significant advantage over men in this regard; being young is immensely valuable. Unless there is a sudden increase in youth assets, this value will continue to decrease. It is essential to invest diligently to make up for this. If physical attractiveness declines, that value needs to be compensated with something else. Otherwise, when the time comes to meet someone, it will be challenging.

수 있는 배우자의 수와 이때는 달라질 수밖에 없다. 저희 남자니까, 남자 입장에서 말씀드리면, 내 때가 굉장히 중요한 시기입니다. 꼭 결혼을 지금 안 해도 돼요. 그런데 나중에 생각이 바뀔 수 있다는 플랜 하에 움직여야 한다. 나도 로 안 할 거야라고 했다가 갑자기 이 나이에 결혼하고 싶어질 수도 있고, 갑자기 내 애기도 낳고 싶어질 수 있습니다. 그건 그때 가서 통망할 수 있어요. 그러니 이때 어떻게 해야 하냐면, 열심히 자산 증식을 해야 됩니다. 그래야 이 신체적 매력이 떨어지는 것을 보완할 수 있는 거예요. 내가 6대 갖고 있는 자산과 이때 갖고 있는 자산이 거의 불이익이니 응할 수 있습니다. 그럼 나는 내 가치가 급전직항 겁니다. 그 다음 두 번째는 이제 뭐냐면, 관리를 잘 할 시기입니다. 마태 안가게 해야죠. 그래서 그 결론입니다. 생각이 바뀔 수 있다는 전제하에 플랜을 내셔야 하고, 잘 관리하시면 열심히 벌면 됩니다.

결혼 할까? 혼자 살까? 이건 알고 있자!

부투스쿨 - 자본주의 , 투자, 인생에 관한 현실적인 모든 것


* 비즈니스 및 출연 제안 : from28ksy@naver.com (부동산 투자 관련 구체적인 개별 메일 답변은 힘드니 양해부탁드립니다.)

* 부투스쿨은 자본주의, 투자, 인생에 대해 뜬구름잡지 않는, 현실적인, 유익함을 추구합니다. 

* 정규강의는 분기에 한 번 정도만 진행하고 있습니다. 강의 일정이 확정되면 유튜브에 공지해드리겠습니다. 평소 유튜브 영상보시면서 마인드 습득, 투자 기초 공부하시면 좋겠습니다.


김수영 대표 (유비, 수영쌤)

1987년 서울 출생. 건국대학교 부동산학과를 졸업했다. 모두가 취업 준비와 스펙 쌓기에 여념이 없던 대학생 시절, 그저 열심히 살기만 해서는 결코 부자가 될 수 없음을 상당히 일찍 깨닫고 남들과 조금은 다른 길을 걸어왔다.

갓 성인이 되었을 무렵부터 종잣돈 모으기와 부동산투자 공부에 열중했고, 각종 경제신문과 경제지, 투자서적들을 독파하며 관련 지식을 쌓았다. 21세의 나이에 경기도 소형 오피스텔 투자를 시작으로 실전 부동산투자의 길로 뛰어들어, 30대의 젊은 나이에 경력 18년 차의 부동산투자 고수가 되었다. 소액 주거용 부동산 경매 투자로 부동산투자에 입문하였고 현재는 종목, 지역, 매입방법을 가리지 않는 전천후 부동산 투자가로 진화하였다.

강남 건물(70억 상당)을 포함해 다양한 자산 포트폴리오를 구축해놓았다. 여타의 부동산 전문가에 비해 상당히 일찍 이룩한 경제적 자유, 부동산학 전공자이자 18년이라는 오랜 부동산투자 경력, 어릴 때부터 활동한 온라인 투자 커뮤니티에서의 경험들이 절묘하게 조화를 이루며 탄탄하고 균형 잡힌 부동산 자산가로서의 인생길을 닦아왔다.
