Real Estate Decisions: Navigating Home Ownership Challenges

He could own a house for a low down payment and fix it up, making it a viable living option.

### Navigating Home Ownership Decisions: A Journey of Choices and Advice
* 🏡 The speaker contemplates **paying off debt in the next few years** and expresses excitement about **potential changes in their living situation**.
* 🤔 They consider advice from Uncle Larry regarding a property opportunity, feeling **uncertain about the financial implications**.
* 💵 A discussion reveals that the speaker could purchase a house for about **$83,000**, with a down payment of **$30,000**, which raises concerns about their **financial readiness**.
* 🛠 The need for renovations is acknowledged, and the speaker thinks about the **benefits of fixing up a house for their mother** while weighing the pros and cons of different living arrangements.
* 📞 A phone call with a friend highlights the **stress of managing debt** and the possibility of **renting or living in a property that isn't officially owned by them**.
* 📝 The speaker reflects on the **importance of seeking advice and support from friends and family** as they navigate these significant life decisions.
* 💬 "It's a commitment," they remind themselves, recognizing that moving forward requires **careful consideration and planning**.
* 🔍 Ultimately, the speaker is torn between options, emphasizing the **need for further discussion and thought** before making a final decision on their living situation.

Hey there, J's robot McGarry's here. Still not feeling too well, as you can. I so got the voice. I'm really not. I don't have to try. I do have to try a little bit for the voice. It's not as bad as it was yesterday. We're good. A lot of people like it. I wish it. I wish it wasn't with a sickness. I wish my. I just might nuts actually drop a little further. I would have nah uh. Anyway um corn seer filming. I was thinking since my mom's really not like oh no she's just not feeling it Jackie's house. And I don't. I don't know why um obviously looking at it now. It's hard to see what it could look like like we were looking in the Moore building. I was piece of [ __ ] and now there's a sick-ass room there. Who thought that was possible. I think she needs a little more convincing. Luckily I'm pretty good at that but it would be nice. It was coming from not me.

because I feel like she's just really tuning me out. So, I thought, okay, what if we talk to Jeffrey, maybe ask him to go talk to her, or, or, or, I don't know. I think that would help. Needs more people fighting for the cause. More people you have, the better, exactly. Strength in numbers, sort of. Talk to him also about some other stuff. I don't really talk to him much. You sound like [ __ ]. Yeah, I'm sick, hence this thermometer. Get out, get over there. Well, Oh, talk to you about mom and her current living situation. That's Sobers. I'm kind of about it. I don't know what your thoughts are. I mean, I know you have a really busy too much stuff that one night you're there foeman, which orgy, or you know, we went there for Christmas, but like, I still think it's the right place for, and Jackie offered up this place for live, and like, just on side this place. Yeah, I'm gonna completely sidenote. I'm probably gonna

bit there when you're gonna live. Yes, I'm honestly... I should probably be out like we're going to do some fixing up to it and what now. Thank you going on the year you're gonna move out. Yes, right within the next couple weeks once we fix it up. I'm gonna live there but I'll say nothing could be best. Could you not do your tree is good. Does it heavily okay if you think what's going on dude you say I don't think it's gonna pan out for you. I'll be honest that's fair. That's fair it's hot. I'm not I'm not asking your opinion on on my living such. I thought my mom okay. She hasn't been convinced enough to want to live there all right. And you know if we fix it up I think it's gonna be a viable option for but I need you to help me with that. I need you to talk to her for me or for her really it for her. I can't you do it. I have I've said you

know I do. I've been trying to argue this case for so long, ever since I found out about all the Larry's been doing it. Gords even been saying a few things. It just makes sense. Well, this the guy commits it for, I don't know, maybe. So, I'm thinking, you know, you just head over there one day, talk to mom about just be real subtle, duh. Hey, you know, hey, I heard Aunt Jackie's new offering up the place. Jesse said he was gonna move there. Oh, with that, we're also gonna need your truck. Yeah, well, we're going to need to fix it up. What else do you need? Look, I'm not so the last time I let you borrow a truck, didn't have any gas left in it, and my very quick fell. Don't go pick up a webbing of the shoe truck, but with the same thing like we need it for the Morton building like 45 miles away without brakes and a

[ __ ] like one-ton wood chipper. I'm just me, okay? We'll do the money thing, and if need be, I won't. You look at money, just make sure you don't [ __ ] anything up. A matrix, a [ __ ] cap like my truck. Yeah, you can use it out. All right, it would be really locks all about it. Ends up for you though, like you know, it'd be nice to have you on the construction crew to help fix this place, especially Momsen live there. That'd be solid for you to do. Fix up the place, mom's all happy, you know. I need to see it for that. If you said, Oh, you got to put a video up, I'll know if you follow my channel, but don't put a video up, and it doesn't look that bad, the corns it. Yeah, for a way to think of it. Yeah, that's pretty good. They need a little bit fixing up, but I've met fit or. Yeah, yeah, that's actually the same exact word I'm wearing.

Yeah, it was like, it was just like he's like mildew on the side, and there's a lot of nails sticking out of the wall. I mean, we built that whole room out there. I took Lassiter a month. We're talking about a house. I know, but the house is already built. That's the thing. We built that thing from scratch. Well, yeah, but if there was anything structurally wrong with it, it would more or less be demo and booting it from scratch, but they're all sick. I'm not trying to argue right now. I do this a bad idea just going into it. I'm just saying I think it's what's best for Mom, and I think it's something considered. And then Jackie's cool with this? I mean, yes, she wouldn't even for me to live there. She wouldn't even charge me tonight. I'm done. It was malicious to the method. She thinks it's an awful idea. She what she wants mom that stay with their so they can drink all night long and even Courtney's.

sick that [__] my [__] hand went over there [__] creepy weird shot that she was like she wants to [__] the [__] out oh god they were just in the middle of a video um can I help you it's buzz ever what's up man Oh likely on speaker that the cameras on right now this is weird it's like we just saw you man and now you're calling hey what's going on dude oh yeah whatever man as long as poopie Doug's around I'd love to see the puppy I haven't seen him yet tomorrow you talking about oh all right we got fan mail tomorrow I've also got a little cold all of you here but yeah that could be a thing but what's up man well to what do I owe the pleasure of a phone call too much stress alone um I got me I got everything now especially those you know you're still interested all I need spotting down paying like 3,000 for hold

on slow down man on a slowdown is a law once I mean I'll I mean I've already got a place I I was gonna my aunt Jackie has I think I told you about it but she's got this place we're gonna fix to me a whole thing but what the deed I thought it was a it was a whole whole like a little bit more than that 83 was what you paid for that whole entire house or that's the felony I paid about $16,000 pocket for down payment and then I paid no outside you have got alone it's about sixty six dollars they use alone so okay so you're you're dead serious though you're legit thank you you're going to sell this thing I'm latech much else yes what's what's going on it's like you were saying it's just a little too much and what my job right now you know I mean I'm barely you're fine you're I think I wish I'd stay somewhere more yep or y'all before you

know I'm involved with it and what were you asking for. Well, silly 3,000, right? You want to jump into like $30,000. Time in the thirty thousand is for what exactly, Delphine? That's a down payment. Yeah. Would that go to you or that acceptance? He'll stick out a mortgage here. Take a little for mortgage. All right. Well, no, no, no. I'm amazing. The more I did, it goes down dollars towards the house. Okay. I'll get the money back one of them now. Hug the walkie-stop. Okay. We'll say it. What didn't you say you got that [__] from Uncle Charlie? I'm sorry. Yes, sir. So could we just... We could work everything through him then. You keep it going. So a third 30 grand, like what I got, what you want, that like cash. Okay. Uh, holy [__]. That's a lot to take in right now, man. But I mean, you see, I mean, I could have a place for free right now. I, I

don't know. I mean, if I say, you know, say, Yeah, I probably need some time to think about this regardless. But like, you would if I don't take this off for you, I guess would put it up on the market. Looks like, yeah, less like you, you know, unless my job is worth working overtime. I can work that one, yeah. The watches come possible for a mourner if you'll take Joe for him. Hey, wait, what car you're in character? Yeah, no, she uh, she's got almost like two houses on her property. One uh, one my grandma used to live in, but she doesn't anymore 'cause she needs more care. But uh, it's just a vacant kind of house. It's really small. It's almost like an RV size, you know. I definitely, I do like your house a lot, man. Just when we were there, it was pretty spacious. You got a yard and stuff, you know, three floors, like the basement. So, I mean, and it's a fixer-upper, really. Like, we'd have to do a lot of work to this Aunt Jackie place.

yeah [ __ ] man well well you just you got me torn now yeah I mean maybe so yeah maybe I can stop by tomorrow see the bumpy and I just look at the house again I don't know I'm gonna go back and look at the video of me there and see you know that's a lot of money but I think I can do that down payment that's it's a lot but I mean if that gets me a whole house well I appreciate your coming to me first dude cuz you you have to do that I feel you man gots together oh my god I got some thinking to do um I'll let you know about tomorrow thank thanks man all right sit mmm-hmm Wow just think wow I thought he's just saying that oh you know when we were there yeah just think about it you know that's a commitment Wow 30,000 down baby but hey 83,000 for the whole house to have the house yeah that's something I mean people pay that off for their whole life exactly and I

did like it. Would you think about that? It wasn't bad. Be billing like 1922. [ __ ] him. What? No. Jeffrey, what'd I say about that? [ __ ] man. I had my mind was decided on, so I just got boom buzz. I don't know [ __ ]. Yeah. Wow. Well, okay. I'm just gonna go, and he was talking about he actually had to help it. He bought a house, and I guess before now, he has the option to sell it off to me. I don't understand why so um big joke, you know, up to you. Yeah, he can't afford it, so why? Why are you gonna be able to? Because YouTube, and he be, it's all through Uncle Charlie, and it would be a discounted price. I'm his daughter, Charlie, Uncle Chuck, Big Char. Yeah, I could have a discounted price. I'd only have to pay 30,000, probably a down payment at the whole house. Where do you come up with 30 grand for [ __ ] YouTube? I've been saving up.

Even though I have to pay you right, it's just, uh, but now with it, you know what price, yeah, but yeah, 30 grams, so that's it, yeah. What about electricity and all that? I don't know. I was talking in Jaffrey about this. You weren't even supposed to be involved. It's my house. Well, you need to think it's gonna happen, so why would I call you if I want to happen? It's a pine tree, and you know you know anything's gonna happen. Either you'd be right there with them, whatever. I have decisions made because I will be able to get life decisions. There isn't going to be everything. No, it's not what it's gonna be. It's gonna be my way in, though, and I'm gonna have a problem, or you gotta travel. You do not want me to move out, do you? Want me to show that I want you to think about before you do it, obviously, obviously, and that's why I'm talking. I was talking to Jeff. I was going to talk to Jeffrey about it.

because I do need advice, but at the same time, it's my life. I'll tell you, okay, well, be honest. Will you tell why I also don't want you involved with this? Well, you don't. We'll get my two cents no matter what anyway. There is almost like, imagine there's a used property that I could fix up, pumpkin. Cheers. No, I'm talking about something totally different that you don't know about. There's a used property that I could get, and honestly, I wouldn't have to pay a dime. It would technically not be owned by me, but I could live there for as long as I wanted. Then now, there's buzz probably in general, I guess, if it's not owned by you, you're not going to own it, but you're paying somebody either lease or rent. Alright, so if somebody else is going to make a killing off of you because you're naive, you don't have a clue, but yet you're too arrogant to ask me everything, huh? Live and learn. I got with the word that means grow your money and hopefully

you don't lose it your life like you said. Thank you. This is a new job. I'm sure. Luckily your venture. Thank you bonus and in my business don't [ __ ] matter. I'll me up. It doesn't fly to you right now. You're only relevant for maybe like what maybe may the next week or two because because we could begin kids. I'll talk to mom for you. Yeah what do you got what y'all suspect uh anyone talk about anyone saves and Jackie's property in the heart of them. Obviously something we think these your words Jeffrey. The thing about it is they're settling for somebody else's just because it's convenient. Where I shell out the 30 grand and then the mortgage and then all the payments for that if it's not. So if you're only purchasing it out of convenience but is also you should consider yeah aunt Jackie's. It's not it's I'm a no. That's what I'll set on and this buzz option came out nowhere but if I don't take him.

up on his offer. He's gonna put on the market, and then I, you know, just lost it. Then I think it has us on the market. I know, but everything I found, it's like half a million dollars. It's like this [__] this [__]. I was there. It looked nice for that cheap to get it through a friend, and it sounds like I could avoid the whole process because it's through Uncle Charlie. Good. You want just won't. I'm just gonna weigh it out. I mean, it's not a convenience thing. I do want to move out, and you know, it's there, and Jackie would be a convenience thing, but I guess I wouldn't be losing money exactly [__]. All right, well, thanks. What do you think then? Probably go with Ange acting is just for cost-wise, just yeah on that premise either way, and you know, I think we should fix it up, yeah, because then then you know that's that's about my money can do a better idea to

exactly see what it looks like and stuff but me I hope there's not like a timetable on this thing for buzz yes get this hour like he's gonna be in crazy debt or I don't know well Joyce let me know in the comments I mean now this is like an actual decision I may need your help on this one you know I should talk to uncle Ari he probably a great advice jack [ __ ] cuz he's both he's both build a lot of [ __ ] and he's bought a lot of [ __ ] I mean he's got the RV he's got his boat he's got he's got the house he definitely would have someone buying experience exactly so yeah and then really I mean also we could be fixing up Buzz's house Tiffany there's someone in like area look like then again it's the money thing but we could own a house that'd be a huge [ __ ] rewrite that [ __ ] did

I actually have a while. I could have it paid off in the next few years and be like that check. Look at me now, pops. I don't know. Got some thing to do. Noodlehead over uncle Larry's later and talked to them about this [ __ ]. Alright, days don't rate. Subscribe for more content. Twitter sharing links in the description. I am starting to feel a little better, so that's good. Either way, dude, I think I could be out of here by the end of the month. Yeah, and that's exciting. Yeah, let's do a little dog subscribe. A corner's channel down there in the corner. Alright, Jays, love you on deaf and don't forget to keep it frigid.

MAKING THINGS DIFFICULT!

McJuggerNuggets

The speaker is feeling unwell but is contemplating filming at Jackie's house.

They discuss the possibility of buying a house from someone who needs to sell it, with a discounted price offered through Uncle Charlie.

The speaker has been saving up and is considering a $30,000 down payment for the house, but is unsure about the financial logistics.

Discussing Living Situations and Seeking Help

The speaker feels ignored and suggests involving Jeffrey to talk to someone who needs support.

They discuss the mother's living situation and the possibility of moving into Jackie’s property.

The speaker is planning to fix up the place and asks for help in convincing their mom to move there.

Discussing Living Arrangements and Family Dynamics

The speaker is considering moving into a vacant house on Aunt Jackie's property to help their mom, despite the house's poor condition.

There's tension between the speaker and another family member about the decision, with differing opinions on what's best for their mom.

The speaker acknowledges the need for work on the house but is drawn to its spaciousness and potential as a fixer-upper.

A Confusing Phone Call and Housing Dilemma

The speaker receives a strange phone call while filming, discussing a friend's housing situation.

They talk about a potential property offer and the struggle to find affordable housing.

The conversation shifts to the speaker's plan to live in a used property without owning it, leading to a discussion about the potential pitfalls of that arrangement.

The speaker is contemplating a $30,000 down payment for a house priced at $83,000.

They are discussing the possibility of helping with the house's renovation and borrowing a truck for the move.

The speaker's friend is supportive and suggests joining the construction crew to fix up the place, making it a positive opportunity for both of them.

Considering Life Changes and Financial Decisions

The speaker is contemplating paying off debts and potentially moving out by the end of the month.

They are seeking advice from Uncle Larry, who has experience in buying and owning properties.

The speaker is also considering fixing up a house and is reflecting on the financial aspects of homeownership.