The Last Lesson: Modern Society's Retirement and Pension Issues

The Last Lesson of a Rich Person presents solutions for retirement, pension deficits, and societal issues, offering new perspectives.

### The Last Lesson of the Rich: Rethinking the Meaning of Money and Wealth in a Low Birth Rate Society
* 💸 Yuto Sakuma, a man walking down a deserted shopping street, is tasked with **solving three riddles about money** by a man called Boss, who might even **give away his mansion**.
* 📉 The first riddle states that the value of making money is **worthless**, which makes Yuto anxious about the future where AI eliminates **unnecessary things**.
* 💼 Boss, however, believes that the economy advances by **reducing unnecessary things, creating new jobs and products** as a result.
* 👴 In Japan, the working-age population is shrinking due to the low birth rate, leading to concerns about the **sustainability of the pension system**.
* The situation is likened to a game of musical chairs with 120 million participants, where the **decrease in the working population** ultimately means a **decrease in "chairs."**
* 🛒 It's emphasized that merely **saving money won't solve the pension problem**, and it's crucial to shift focus from money to **creating actual value**.
* 📚 "The Last Lesson of a Rich Person," a bestseller book that presents solutions and new perspectives on retirement and wealth issues in modern society, offers **valuable insights** on this topic.

Dowchi Manabu, the last lesson of the rich. Yuto Sakuma, with a gloomy expression, was walking down the deserted shopping street. It is said that a man called Boss will teach three riddles about money. He might even give away his mansion. However, Yuto hasn't even grasped the first riddle that says the value of making money is worthless. In the future where AI plays an active role to eliminate unnecessary things, Yuto felt anxious. But Boss's thoughts were completely different. The economy has advanced by reducing unnecessary things. In the old days, many people used to carry hoes and sickles to work in the fields. But thanks to machines like tractors, the work suddenly decreased. As a result, people with empty hands jumped into new jobs and started creating new products. If new jobs like making cakes don't increase, wouldn't it be a big problem? What we eat and live on is money.

No, what we need is bread, not music. It means that although we have reduced work for the first time in a while, it is a situation where only those in high positions or those who work well at the company can see it. Even if we collect money together, it is meaningless. It is said that 30 years ago in Japan, the population of the working-age generation was five times larger than the elderly population. However, now two people are responsible for one elderly person. In 30 years, 13 people will have to take responsibility for one elderly person. The era has changed to fire. It is necessary to prepare for the future. In order to do that, everyone is working hard, sweating profusely. Some people are reading books and learning even a little to make money. Faced with this reality, the boss's words felt too irresponsible. Even if we gather money together, it is meaningless. But that is what remains as the last lesson.

Is there no easy way to make money? You shouldn't try to inflate money itself because money doesn't just appear, in the end, we'll just take from each other. If we don't steal from each other, everyone works hard and saves. Even if we all try to inflate money together, it's meaningless, we'll just sink together. What does it mean that it's meaningless? Are you saying that everyone is wrong because they believe in it? Just believing doesn't make sense. If a shop closes when it's out of stock, the reason you can buy a drink at a convenience store is that the factories producing those products are running and the people running them are working. Even if everyone has money, it's meaningless. Yuto recently remembered a movie where people suddenly disappear in the city and get involved in a survival game. The cash at the super checkout counter is plentiful, but there are people who need money.

There is no one working, so money cannot play any role. If the low birth rate continues, the proportion of working people will decrease. It's an extreme scenario, but if only non-working elderly people come out, there probably won't be any stores open for business. So, no matter how much money you hold in a gathering, you won't be able to live. The problem of the game of stealing chairs from 120 million people is the same. It's not a lack of money, it's a decrease in productivity due to the low birth rate. It's like a situation where a young person and an elderly person are trying to steal the only bread from each other. If young people start giving pocket money to the elderly more often, young people won't be able to buy bread. On the other hand, if they give less pocket money, the elderly won't be able to buy bread. Therefore, many people think that the elderly should save money. Then, both young and old people will be able to buy enough bread. However, that is not the fundamental solution.

The distance is a little far. Since they can only make one bread anyway, the fact remains unchanged. Eventually, if the price of bread soars, the two people have no choice but to share one piece. From an individual perspective, it makes sense to save money to get bread. However, from an overall perspective, even if everyone gathers money, nothing will be resolved. It feels like we are playing a game of musical chairs for some reason. It's a game of musical chairs with 120 million participants. The decrease in the working population due to low birth rates ultimately means a decrease in chairs. On the other hand, since the elderly population is increasing, it is said that the number of nursing staff should be tripled over the next 20 years. Even if they are increased, the number of people working in other fields will decrease. Then, there will be a shortage of goods or services in other areas. It's a very challenging game. Even if you gather a lot of money, if there is a shortage of goods, prices will rise, right? Now, I won't gather money to live.

I think it's better to make a chair right away. Just collecting money won't solve the pension problem. We are being overconfident about money. If we don't realize that, we will end up just focusing on collecting money. This is the beginning. In the bestseller book The Last Lesson of a Rich Person, which ranked first in Amazon Japan's overall sales and sold 150,000 copies in 90 days after its release, it presents solutions and new perspectives on modern society's retirement issues, pension deficits in low birthrate countries, real estate and stock market overheating problems through three life lessons. I recommend reading this book for more details. Enter the wealthy bookstore with subscriptions and likes. Thank you.

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since 2020. 12. 3 

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부유한책방 

The Last Lesson of the Rich: Dowchi Manabu

Yuto Sakuma is tasked with solving three money riddles to potentially win a mansion from a man named Boss.

Boss believes that the value of making money is worthless and that the economy advances by eliminating unnecessary things.

He emphasizes the importance of creating new jobs and products.

Boss's perspective is challenged by the changing demographics and the need to prepare for the future.

Attempting to inflate money is ultimately futile as it simply redistributes wealth without creating real value.

The real issue lies in the decreasing proportion of the population that is working due to a low birth rate, leading to a decrease in overall productivity.

Simply redistributing money between the young and the elderly does not address the fundamental problem of declining productivity.

The Complex Dynamics of Economic Challenges

As the working population decreases due to low birth rates, there is a growing need to triple the number of nursing staff in the next 20 years.

This will lead to a shortage of workers in other fields and a challenge in providing goods and services.

The situation is compared to a game of musical chairs with 120 million participants, where gathering money may not resolve the overall issues of rising prices and shortages.

The Last Lesson of a Rich Person: A Bestseller's Insights on Retirement

Collecting money alone won't solve the pension problem, as emphasized in the bestseller "The Last Lesson of a Rich Person.

" The book offers solutions and new perspectives on retirement issues, pension deficits, and overheating problems in real estate and the stock market.

With 150,000 copies sold in 90 days, it presents these insights through three life lessons, making it a recommended read for understanding modern society's retirement challenges.