### Coast FIRE: Investment Strategies for Early Retirement Planning

Coast fire in his late 40s, Kevin must strategically invest for retirement within five to seven years.

### Investing for Coast FIRE: Strategies for Retirement in 5-7 Years
* 🏖 Achieving Coast FIRE in your late 40s means you've built **significant resources** but are not yet **fully financially independent**.
* 📊 To effectively invest in your taxable brokerage account, focus on **asset allocation and tax location**, tailoring your strategy to your **specific financial goals**.
* 🗂 | Short-Term Goals (Less than 3 years) | Midterm Goals (3-7 years) | Long-Term Goals (7+ years) |
|---------------------------------------|----------------------------|-----------------------------|
| Build an emergency fund               | Save for a home purchase    | Plan for retirement          |
| Pay off high-interest debt            | Invest in education         | Create a legacy fund         |
| Save for a vacation                   | Start a business            | Achieve financial independence|
* 💡 "You have money that’s going to **still be working for you for the next 50 years**," allowing for a more aggressive investment strategy for long-term funds.
* 🔍 Pay attention to your account structures, especially if you have traditional 401(k)s, as **access to those funds can be limited until you reach age 59 and a half**.
* 🤝 Consider seeking professional guidance to navigate the complexities of your financial situation, as **personalized advice can be crucial for making informed decisions**.
* 🪙 It's essential to understand your **entire account structure**, including any potential **income sources**, to effectively plan for your retirement.
* 📞 For tailored assistance, exploring resources like **moneyguy.com** can help you find the right support for your **unique financial journey**.

How To Invest in Your 40s for Early Retirement

Bring confidence to your wealth building with simplified strategies from The Money Guy. Learn how to apply financial tactics that go beyond common sense and help you reach your money goals faster. Make your assets do the heavy lifting so you can quit worrying and start living a more fulfilled life.

Subscribe today to stay up to date with our latest episodes, livestreams, and highlight videos: https://www.youtube.com/c/MoneyGuyShow?sub_confirmation=1

Are you ready to go beyond common sense when it comes to your money? Check out all the free resources The Money Guy Show provides: https://moneyguy.com/resources/



The Money Guy Show

Individual nearing Coast FIRE in their late 40s aims for full retirement in 5-7 years.

Discussion of different FIRE approaches: Barista FIRE, Frugal FIRE, and Coast FIRE.

Coast FIRE described as maintaining a reasonable standard of living similar to while working.

Importance of asset allocation and tax location strategies for retirement planning.

Recommendation to categorize financial goals into short-term (under 3 years), mid-term (3-7 years), and long-term (7+ years).

Consideration of the long-term investment potential of funds, especially for those still relatively young (late 40s).

Importance of visualizing the different financial buckets and how they integrate.

Need to consider access to funds, especially with traditional 401(k)s and the 59 1/2 rule.

The 55 rule doesn't apply to those leaving the workforce in their 40s.

Personalization of financial planning based on individual circumstances.

Recommendation to seek professional help for complex financial situations.

Promotion of services offered for personalized financial guidance.

Importance of understanding account structure and access to funds (e.g., retirement assets).

Need to consider potential income sources beyond investments (e.g., pensions).

Example of military pensions as an additional income stream.