I recommend a savings account where you can receive 200,000 won in interest every month. With an interest rate of 12%, there are many high-interest savings options available. Who says savings accounts aren't worth it? If you split your savings, you can earn 400,000 won in interest with an initial amount of 900,000 won. 

Hello, I'm your mentor. When you think of savings accounts, what percentage interest comes to mind? At best, it's around 3%, right? No, everyone, there are high-interest savings accounts with rates above 6%. However, these high-interest accounts have a downside: the monthly deposit limit is low. With a monthly limit of 300,000 won, the actual interest you receive is limited. So, what should we do? We can split our savings! Instead of depositing 1,000,000 won into a 3% savings account all at once, if you split it into smaller amounts like 200,000 or 300,000 won, you can earn interest rates around 8.8%. If you set it for a one-year term, the principal amount...

1,190,000 won. Today, if you open the savings account and parking account that I recommend, you will receive 400,000 won in interest. So, if you save about 930,000 won a month, you will receive 400,000 won in interest. Some people might think it's a hassle to manage multiple savings accounts and wonder if they can just put everything into one account to earn an interest rate of over 4%. There are no restrictions on the amount, age limits, or preferential conditions for the 4.5% parking account. I've also organized savings accounts with interest rates in the 4% range, so please subscribe and like this video. Now, shall we proceed? There's an incredibly hot product right now, the Nanalri savings account from Accuon Savings Bank, which offers a whopping 12% interest. It's been trending lately. This savings account has a bit of an app tech vibe. There is a preferential interest rate of 10%, but there are no specific conditions. When you open the savings account, instead of just setting up an automatic transfer, you need to access the Accuon Savings Bank app every day and click the deposit button. You can save a maximum of 30,000 won each time you access it.

The reason for the 0.1% preferential rate is that you need to have a certain amount of money available in your Accuon account. This account has a 100-day maturity, so if you deposit 30,000 won 100 times, you will receive a 10% preferential rate. The total amount is 3 million won, and you can receive a preferential interest rate of 10%. The actual amount you will receive is about 3,042,000 won. It's a 10% preferential rate, so it's not just for new customers or under specific conditions; anyone can achieve it with effort, which I think is great. I also received a message from Shinhan Bank saying they have a savings account with a 7.7% interest rate. The basic rate is 4.2%, which is really impressive. The amazing thing is that if you need to withdraw early, you can do so, and you will still receive the same interest rate as at maturity. Isn't this essentially a parking account? This offer is limited, so I think it will be fully subscribed before December this year. So, everyone, hurry up! The conditions are simple, which is also a plus. Over the past year...

If you haven't subscribed to Shinhan Bank's savings deposits or housing loan products, it's possible for you. I also qualify for this. If you deposit up to 300,000 won for a year, you can access one of the highest interest rate savings accounts available right now, offering an incredible 88% interest. This account was created in collaboration between Toss and K Savings Bank. The preferential conditions are simple: if you sign up through the Toss app, you receive 0.9%. However, the 88% interest applies only up to 300,000 won, and you need to be mindful of the 2% interest rate. This is a rare opportunity from the first financial sector. It's an event product for first-time customers until December of this year, offering an interest rate of 4%. Shall we take a look? If you currently have cash of over 300 million won, I highly recommend this account. If you place a lump sum of over 300 million won, you will receive an interest rate of 3.4%. Additionally, there are marketing incentives for mobile banking subscriptions.

The agreement is not difficult; however, I looked up what the priority rating is, and it seems to be an asset solution rating conducted by SC First Bank. I don't think it will apply much to the general public, so we will likely receive interest rates of up to 3.8%. Next, I recommend a hot savings account with a 6% interest rate. DB Savings Bank offers special promotional savings accounts every year. Last year, they had a 7% savings account, but this year it's slightly decreased to 6.5%. There is also a savings account that offers even better rates for young people. Among the preferential conditions, customers under 39 years old receive an additional 0.5% preferential interest rate. If you invest for one year, you will receive a total interest of 107,000 won. I heard that if you meet the transaction conditions outside of the monthly deposits and withdrawals, the interest rate can go up to 6.5%. There is also a youth savings account that offers a generous 2% preferential interest rate just for completing the term, and the Kiwi Youth Savings Account offers a maximum interest rate of 6%.

I recommend this savings option because it is not difficult to fill. If you complete just one year, you receive a 2% preferential rate. You can simply agree to the marketing terms, and if you make automatic transfers from your Kookmin Bank account six times or more, you can receive an interest rate in the 6% range. 

Additionally, there is the popular youth savings plan, the MG Plan, which is a bit more complicated than the Kiwi savings plan. The first and second conditions require continuous deposits and achieving a target amount, which anyone can do. However, the third and fourth conditions are more challenging. You need to use a Jeju Bank check card or credit card to receive a 0.5% preferential interest rate, and you must hold the savings for two years to get an additional 0.2% preferential interest rate. 

So far, I have recommended savings options that had certain preferential conditions and amount limits. However, I will suggest a savings option that has no amount limits and no preferential conditions, which offers a 4.5% interest rate. This is the Dongyang Savings Bank's electric savings plan.

There is a savings account available with no limit on the deposit amount and no preferential conditions. If you sign up for a year, they guarantee an interest rate of 4.5%. To accumulate 10 million won in this account in one year, how much should you contribute monthly? Since it is quite prestigious, saving 10 million won is relatively easy. If you want to save 10 million won in one year, you should deposit 820,000 won per month. This way, your principal will be 8.4 million won, and with 200,000 won in interest, you will reach 10 million won. If you deposit 1 million won each month, you will receive 2.47 million won in interest.

Now, let me summarize for you. If you save 935,000 won each month, you will accumulate a total of 11.9 million won over the year. This lump sum can simply be kept in a free savings account, and after one year, the interest will be 10,000 won. However, our 10 million won is not a trivial amount. I recommend splitting your savings and earning 400,000 won in interest.

For a year, a total of 1,190,000 won was approached at about 935,000 won per month. This is the standard. First, the approach and five savings banks have a 100-day maturity, and since it is a parking account, if you deposit 1,000,000 won and keep putting in 30,000 won, you will receive 62,000 won in interest. Next, you can divide your money into high-interest accounts, depositing 300,000 won each. If you deposit 300,000 won in Shinhan for a year, you will receive 127,000 won in interest. If you deposit 300,000 won monthly in With You Electric Savings, you will receive 107,000 won in interest. If you deposit 300,000 won in Kiwi Savings for a year, you can expect about 110,000 won in interest. So, you will receive 400,000 won in total interest. If you convert the total amount into a monthly savings of about 935,000 won, you will receive an interest rate in the 88% range. The choice is yours: will you receive 10,000 won in interest or 400,000 won in interest with the same amount of money? Please make your choice freely.

Please don't put my precious money in. For those who find it bothersome to split their savings, please consider putting it in Dongyang Savings Bank. If you make a one-year deposit at Dongyang Savings Bank, you'll receive about 247,000 won in interest. If you know of a better high-interest parking account, please leave a comment. Feel free to comment with any questions you have. Your subscriptions and likes are truly essential to me. I would appreciate your subscription and likes. Goodbye.

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