Financial Planning: Drastic Measures for Savings

Financial advisor suggests working two full-time jobs with $100,000 salary each and cutting expenses drastically.

### Financial Advisor Helps Client Achieve Financial Goals
* 💸 The financial advisor asks the client how much they make in a year, prompting the client to respond with **$100,000**.
* 🏦 The financial advisor humorously suggests the client work **two full-time jobs, each paying $100,000**, to start saving money.
* 🏠 When the client mentions buying a house, the financial advisor dismisses the idea, stating, "**You're not going to need it**."
* ⏳ The financial advisor changes the client's planned retirement age of 65 to **"never."**
* 📈 The financial advisor instructs the client to **withdraw all the money from their 401K** and jokes about needing to have money for **long-term investments like stocks, bonds, and mutual funds**.
* 📉 The financial advisor suggests cutting expenses by **not eating, sleeping, or owning a car**, and working on side hustles during the client's **usual sleeping hours**.
* 🎃 The financial advisor estimates that at the current rate, the client will be able to **make it to Halloween** if they are lucky.

hey, welcome in what? No chairs. Oh no, we can only afford one because of the economy. Sorry, no. Understand you need help with your finances? Uh, yes, please. Awesome. So, for starters, how much do you make in a year? Uh, right now, about $100,000. Get out. Excuse me, sir. I can't manage your money if there's no money to manage. What are you talking about? I have plenty of money. Sir, if you have plenty of money, then I'm Ronald McDonald. Are you? What do you think? I don't. All right, are we done here with actual money that I need to help? No, wait. But sir, I really need help with my savings. You really want help? Okay. From now on, you're working two jobs. Okay, two full-time jobs, $100,000 each. Then we can talk about savings. Yeah. Is that even legal? You don't have a choice. Now, on top of your two jobs, I'm also going to need you to stop paying rent. Okay. Um, so I should probably buy a house then. Was that a real estate book? Yeah, it

was don't bother reading it though. You're not going to need it. Now it says right here you're planning on retiring by the age of 65. Is that right? Yeah. Is that too old you think? No, I'm just going to go and change that to never. Um, hey, what's that thing that poor people have? Uh, oh, 401K. Do you have one of those? Uh, yes, sir. A withdraw all of it right now. What? But, sir, I can't do that. Oh, my bad. Are you saving it for retirement? 'Cause I get a swore and I said that wasn't happening. Now what are your other long-term investments? Do you have any stocks, bonds, mutual funds? Uh, so I have a just kidding. You'd actually need to have money for that. Um, I'll tell you what. Let's do a quick run through of your expenses and see if there's a couple things we could cut out. All right, all right. Hey, before you do that, m use the rest real quick. We couldn't afford one because of the economy set the down.

please, so for starters, eating. Not anymore. What, but I need food to stay alive. How about you try water? It's free. But how am I supposed to work two jobs without a need? Look at yourself. I think we both know you've had enough. Um, let's see. Sleep. Do you sleep a lot? Uh, every night. Yes, sir. That's normally when you're supposed to be working on your side hustle. Let's go ahead and cut that out too. Come on, really? Oh, no. My 100K year job is so tiring. I need a full eight hours to sit at a desk and create nothing all day. Get the out of here. I think I'm getting po poor just talking to you. What was that? I said you're poor. Write that down so you don't forget. Uh, do you own a car? Uh, no. Should I? Eh, I wouldn't. Okay, so maybe a bicycle then, only from Facebook Marketplace. What do you normally do on weekends? Uh, usually just like to unwind, maybe catch up on some side hustles, just get caught up on all those side hustles.

that's what I like to hear. Um, do you go out at all? I'll typically go grab a couple of beers with some friends. In this economy, no, you don't get to drink beer in this economy. But what about my friend J? He's doing that. That's 'cause he's Jim. Jim gets to do that. You, you do not. Anyways, I think that should be good for now. Um, at this rate, you should be able to make it to Halloween if you're lucky. Hey, you wouldn't happen to know any financial visors, would you?

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A financial advisor refuses to help a client with a $100,000 income, giving absurd suggestions instead.

The advisor tells the client to get a second full-time job and stop paying rent, then advises against retirement and instructs to withdraw all 401K savings.

The advisor also mocks the client's lack of long-term investments and suggests cutting expenses instead of providing actual help.

Cutting down on food expenses and prioritizing water can help save money for essential needs.

Re-evaluating the need for a second job and finding ways to be more productive during the day can be financially beneficial.

Considering alternative transportation options like a secondhand bicycle can reduce costs and opting for productive weekend activities instead of side hustles can improve work-life balance.

The Impact of the Economy on Social Activities

Socializing at bars has become less affordable due to the current economy, impacting people's ability to go out.

Despite the challenges, some individuals are still able to enjoy social activities, depending on their financial situation.

The difficult economic conditions are expected to persist, potentially affecting social plans for the near future.