Net worth is one way to measure a person's wealth. The simplest way to measure your net worth is to gather all the money in your accounts, sell everything you currently own like cars or houses, add up the money you make from selling them, pay off all your current debts, and then see how much money is left. If you want to know how much your current net worth is, take some time to roughly check it. If you want to see how you compare to others when it comes to your current net worth and if you are on the right track financially, this video will be very helpful. Before starting the video, there are a few things to note. Firstly, the average net worth commonly seen in the media or on platforms like YouTube and blogs is distorted by some people with extremely high net worth, so it does not reflect reality accurately. Therefore, to conduct a more accurate financial analysis, it is necessary to exclude extreme values.

The median was used. Second, we will tell you the median net worth by age group, and lastly, we investigated how much assets are needed to be in the top 10% of each age group. All ages are based on the age of majority. The data was referenced from Statistics Korea and the Bank of Korea. It is an age where, rather than investing time in asset formation, most of the time is spent. From the mid-20s to the early stages, income starts to come in, but due to student loan situations and initial settlement costs, net worth may not be high. The median net worth for those under 29 is approximately 48,600 KRW. At this stage, if your current net worth is over 50 million KRW, it means you are doing better than others of a similar age. To be in the top 10% in this age group, you need to have a net worth of approximately 139.35 million KRW to 185.80 million KRW. People in this top group watch Netflix, send stars in personal broadcasts, and flex by buying a car in their 20s while making profits early.

These are the people who have found ways to create. This is the age when you realize how important money is and how much money you actually need. Especially for men, it is a time when their first concern shifts dramatically from relationships to money. It is a time when the market objectively evaluates your abilities and you receive compensation commensurate with your education, skills, and career. The median net worth at this age is approximately 176.8 million won, and if your net worth is significantly lower than this median value by the late 30s, it means you have not done something right so far, money is still a mysterious entity, and you have been living a very wrong life. While starting a business and going bankrupt in your 20s can be a good experience, going bankrupt after your mid-30s is not something to laugh off. Enormous debt is one of the biggest financial stresses in life. To be in the top 10% in this age group, you need a net worth of about 1.1 billion.

It's over a won. You no longer live with your parents, and all financial responsibilities are entirely yours. If becoming an adult didn't feel realistic before, it definitely feels like the age you are now. You have a serious relationship with a partner, have a child, and are about to become a head of a household. It's a slightly scary time due to the financial impact that comes with it. This age is when divorces often occur, and post-divorce net assets typically decrease by an average of 30%, so choosing the right spouse can be one of the most important financial decisions in life. You are now receiving the results of how you have lived for the past 20 years. Some people receive a clear financial reward for their hard work, while others in this age group pay a harsh price for decades of meaningless waste of time. Depending on your current financial situation, this is a time when friends who continue to meet naturally drift apart. Disinfection is rapidly happening.

Rather than increasing, it is possible to predict the financial future to some extent. The age at which one typically reaches the peak of income will determine this age group's median net worth, which is approximately 294.78 million KRW. To belong to the top 10% in this age group, one would need a net worth of around 1.25 billion KRW or more. When reaching this age, it is common to see a decrease in net worth due to selling off some assets to cover children's tuition fees and other expenses. Of course, this does not apply to those who have already reached the top 10% by this point. In their 30s, most people start to feel the power of compound interest, a phenomenon that only a few realize in their 20s. At this age, many individuals either hold high positions in companies or have firmly established businesses. The median net worth in this age group is approximately 317.65 million KRW, and to be in the top 10% in this age group, one would need a net worth of around 1.3 billion KRW or more. Children also

No one dreams of becoming an entertainer or professional athlete at this age, as they have already grown to a certain extent. Special things start to happen from this age. The value of assets purchased ten years ago continues to rise, perfectly offsetting inflation. A house purchased for 300 million won ten years ago will have a value of over 500 million won, and if you keep holding stocks without selling, you can see that your portfolio has greatly increased over the past ten years. All the methods of asset formation that have been used for decades are still valid over time. Shocked by the fact that prices continue to rise despite the news of a real estate crash that has been going on for over 30 years. Also, despite the constant appearance of crows saying that the real estate bubble will burst after 30 years without getting tired, they are shocked. They often think about retirement and wonder if the accumulated wealth will be enough after retirement.

I am concerned that it may not be enough to maintain the current lifestyle. The median net worth for this age group is approximately 235.6 million won, and to be in the top 10% of this age group, a net worth of over 1.3 billion won is needed. Life after 60 is determined by how one spends their 50s. At this point, 42% of retirees earn income through investments. Those who have not invested at all and have come this far only with labor income start to rely financially on pensions and their children, and begin to seek public jobs provided by the government. Even after retirement, some people still have unpaid mortgage debts. Most seniors are aware that their saved money will not last until the day they die, so they are very afraid of work. Some sell their homes to generate cash to cover the cost of ongoing clothing expenses.

Assets will continue to increase. Please refer to what you have seen so far and calculate how much investment would be appropriate based on your current cash flow. Among those whose monthly salary is the only source of income, some think that retirement living expenses will be sufficient with only the National Pension, retirement pension, and personal pension after retirement. This is a great misconception. If you visit the National Pension website, you can check the estimated pension amount. The amount shown on the screen, divided by 3, is roughly the value of the money you will actually receive considering inflation in 30 years. For example, if it is written as 1 million won, dividing it by 3 will be 330,000 won, and you can judge if you can live for a month with this amount. Economic conditions and lifestyle spending vary from person to person, but as a standard based on cash flow after retirement, usually around 2 million won per month.

It appears that the monthly cost of living in old age is being demanded. It is essential to understand that 2 million won is a current monetary value, not the cash value in 30 years. Ultimately, to maintain the same lifestyle in old age as now, a similar amount of money to the current cash flow will be needed each month. To address this, it is necessary to establish an additional income pipeline system from a young age to secure a stable retirement plan.

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