Hey, so I wasn't planning on making a video today, but now that the UnitedHealthcare CEO shooter has been captured, I thought it would be a good idea to break down what's in this guy's head. And let me tell you, his head is exactly what I

think is on his mind, as in mental health. That didn't sound right. Anyway, the guy, going through his social media posts, really seems to be focused on anxiety, depression, and what Corporate America is doing to America, and especially younger American men. He actually compares

America today, especially what corporate entities are doing, to Rome and the collapse of ancient Rome, where, uh, basically ancient Rome had elites running circuses and entertainment venues to entertain the masses and give them more holidays, give them more social handouts—more socialism—

essentially, while the elites controlled that messaging. And because of that lack of activity amongst society, the overall fabric of society and military strength—military strength—of Rome weakened and eventually collapsed. The culture of Rome, and then the country, the fall of the empire of Rome, and he

compares this to America. Uh, how potentially, by even retweeting tweets like—well, posts like Alex Jones suggesting that Netflix and DoorDash and true crime shows on TV are basically the death of America. You kind of combine this with his analogies to Rome and his

comparisons to mental health, and you start getting this more complete picture about who this person is. This is a 26-year-old, uh, apparently named Luigi. I'm going to mess up the last name, but I'm going to go for it: Luigi M—sounds like an Italian name, apparently.

The guy's into fitness, okay? I... let's um... I don't know what gives that away, the Pokémon or... I don't know. It looks like he's got some uh... uh... you know, screws; those are four screws here somewhere in... frankly, what looks like his lower

spine here. That doesn't look... uh... those are jeez, those are big, you know? Those are like 3-inch screws there. Uh... here's the full picture. So it seems like this is somebody who has a lot of uh... uh... you know, opinions about health,

and then really just success in society. But also somebody who's potentially had problems with the healthcare industry. You know, somebody who has this in them has probably had a lot of experience with healthcare and uh... and anybody who's really experienced healthcare has had

frustrations with healthcare. You might know, I had uh triplets in February, on the second of February, and one of them almost died. Uh, and of course, if it weren't for medicine and doctors, today she would have died; Summer would no longer be here. But what's remarkable is

as a family, you can have a maximum out-of-pocket on your insurance, which we had a family maximum out-of-pocket of $7,500. But we had another 30 or 40... it might be up to $50,000 of bills now that

came to us. And these are companies like, 'Sorry, your insurance denied this and this and this: anesthesia, this, you know, care for this, that specialist out of network.' And we're like, 'What do the words "maximum out-of-pocket" even mean?' You know? Like we're like, 'Oh, okay, yeah'

$7,500 turns into $30,000 to $50,000 if we were in the situation we're in now. I mean, knock on wood, thankfully we could pay that. We'd be like, "What the hell?" Anyway, let's take a look at a

little bit of the postings here and try to understand a little bit more about this person. This is allegedly their X account, which it's possible is going to end up getting removed before long. But anyway, this account had a few hundred to a few

thousand followers, and now it's almost at 100,000. So the person's just going viral on X right now. Uh, they did get arrested; there's a video/picture of him somewhere sitting in the back of a police car. But anyway,

the person's arrested. It is suspected that this is the potential killer, a 26-year-old Penn student or ex-Penn student. And so let's go through some of the things he talks about. One of the books that he highlights in his post history here is "What's Our Problem?", a self-help book for societies. Just a preview of it is this frustration over tribalism and how the media really shapes narratives.

One of his other X posts, which I'm trying to give you a condensed version of everything that's going on here, compares the titling of media posts—from, let's say, an informative newspaper title to one that actually engages people in clicking on it—right? And the point of news media is getting people to engage. The problem

Is our society has turned into almost just a headline-driven society where, you know, something positive about Trump makes those on the right happy, and something negative about Trump makes those on the left happy.  It's a segmented society with titles, and not the nuance of what's actually happening.

Because usually what I find is titles are really engaging for one side or another, but then when you kind of go through the details, you kind of see more similarities than you see differences in sides. Usually, I personally think 80% to 90% of Americans can all get

along with one another. You know, for the last nine days I've been taking pilot lessons, and if you want, I'll I'll do a breakdown video of what that's been like, and the experience and how much it costs and all that. Leave a

comment down below. More on the pilot stuff, but uh, anybody that I meet in the world, whether it's in piloting or in finance or in banking or whatever, I feel like I can, you know, go have a coffee with 99% of people out there. Like, you know, I

don't care where you're from or what your name is or your culture or whatever. Like, I feel like we just get along. So, and I think that's kind of what what he's trying to highlight here is this idea of how social media is causing

really a mental health problem. And what's really interesting is, uh, there's actually a mental health program that UnitedHealthcare has. Remember the CEO that was shot?  That was the CEO of UnitedHealthcare, and since then you've had like LinkedIn postings popping up everywhere for more executive protection.

For CEOs like Amazon's CEO and others, everybody's kind of freaking out a little bit. But anyway, UnitedHealthcare offers a mental health program; apparently, it's a subscription-style program. And uh, while I can't say with certainty, Luigi does strike me as somebody who does a lot of reading on

the internet, including potentially on Reddit. Uh, and if you type into a quick Google search here, "UnitedHealthcare Reddit," uh, you actually get a lot of results for mental health as well. Like, here's a person who says UnitedHealthcare has consistently had, on their customer

portal, recommendations for in-network and zero-cost mental health providers like Pathway and Brightside. After using Brightside for two months roughly with no problems, I woke up this morning to an email that UnitedHealthcare did not approve my insurance for Brightside, and now I have to pay $395 a month to

continue with my mental health care. In addition, I now owe Brightside roughly $800 for my previous two months of treatment. Spent over an hour on the phone getting transferred around, blah, blah, blah, blah, blah, suggesting these are estimates and problems and problems and problems. And if you go through there, you'll find more

and more comments. UnitedHealthcare is also ruining my health, with a similar flair. And I mean, look, insurance companies get a lot of complaints, but I'm trying to put together the fabric of the motive of this killer, and there is a very—like everything links back

to mental health. And look at some of these things here: Is UnitedHealth's, uh, you know, Mental Health Complete Plus subscription legit? Good. Hey, does this seem to be too good to be true? Blah, blah, blah. Uh, and you know, then you have people who reply back and said that, hey,

You know, $60 wouldn't even cover a full session; that's sort of like an introductory rate, if you will. This is somewhat to be expected with insurance companies, and it's really sad to see. But look at some of these other postings that we have, so if...

I go in over here, look at this. I just finished reading John's best-selling new book, *The Anxious Generation*. This is a post that Luigi reposted, and look at this: "How the great rewiring of childhood is causing an epidemic of mental illness." The author argues that major tech

companies are responsible for an epidemic of teen mental illness. See how this is all tied together with what I opened this video with? By designing a firehose of addictive content that entered through kids' eyes and ears, these companies have changed human development on an unimaginable scale. The

book marshals an abundance of evidence to show that rates of teen anxiety and depression began surging across Western nations between 2010 and 2015, in the years when Facebook introduced the like button and Instagram took over the world. And you can sort of

see this sort of inflection point right here on the chart, at least around 2016, where you see these reports of anxiety and depression really skyrocketing—from stable around 10% to now closer to 20% to 25%. It's worth

noting, by the way, my personal experience with anxiety is that I've—I've quite frankly feel like I've battled about 15 years of anxiety, which puts us around 2009, which is quite interesting because, uh, you know, the App Store came...

I had an iPhone in 2007, when the first one came out. There was no App Store until 2008. I signed up for Twitter in 2009, when the App Store (which came out in 2008) was out. Kind of interesting, but...

I also sort of aligned that with potentially alcohol, which I haven't had a sip of in almost—what? Three months now. Uh, so I don't know what came first: the social media or the alcohol. Because, you know, if you drink alcohol,

your anxiety goes away instantly; it feels great. But then, around the same time the next day, you have anxiety again. So it's sort of like, all right, back to the—I mean, the coffee. Some people say coffee causes anxiety, but nobody drinks more coffee

than I do. Nobody knows, and uh, it doesn't give me anxiety anyway. Uh, let's keep going with this. Let's look at Z, because I want to get to the Ramparts as well. It's important to note that the advent of web and flip phones in the late 90s

wasn't accompanied by a corresponding rise in depression or anxiety. But with the introduction of the smartphone and social media in the late 2000s, the transformation was immediate. This is a very antisocial media—kind of like posting here. In fact, I mean, look at this:

Uh, Andrew Huberman repost. Uh, you know, Luigi reposted: Smartphones and social media, the impact on mental health and brain plasticity. Uh, there's talk about people with Asperger's and how they're really good at, you know, maybe running startups. There's talk about

Artificial intelligence: There are complaints about how artificial intelligence could potentially damage society, and how there's a little bit of talk about atheism and Christianity. But what I found more interesting was this...

an actual write-up rather than a repost by Luigi, just so you could see some of his writing: 'Modern Japanese Urban Environment.' Or, the modern Japanese urban environment is an evolutionary mismatch for the human animal. Okay, so in other words, he's basically saying Japan today doesn't...

work for humans. Got it. Okay, that's the premise. Let's see what his point here is. The solution to falling birth rates isn't immigration; it's cultural encouragement of natural human interaction, sex, and physical fitness, which we know he's into (physical fitness); we...

saw the pictures.  In fact, if you go through TikTok, they're like TikToks romanticizing, you know, the shooter because of the images people have seen with his face mask off. Okay, so: ban porn; star pocket... uh, replace conveyor belt sushi...

in restaurants and vending machines with actual human interactions; replace esports cafes, where young males earn false fitness signals, with athletics in school. Okay, so no esports and actual athletics. Heavily stigmatize maid cafes where lonely salarymen pay young girls to dress as...

anime characters. Interesting, by the way. I will say, when I go on runs, I feel way happier; like, when I'm actually out in the environment, my happiness just goes through the roof. Revitalize traditional Japanese culture, whether it's karate or whatever else. Take a look at this...

This quote's sort of a photo here of uh, Japan being at the brink of being unable to maintain social functions. Uh, so kind of interesting. Now, this person's getting flamed, mind you. Now, "How dare you be so cringe? Millions thirsted for you." Oh, hell no, I'm confused.

As to why everyone in the comments is saying he's right-wing, isn't he just saying we have to have more human interactions? What? Like, just be careful with how... I'm purposely trying not to read the comments because I just want to have sort of my own

raw opinion of this, so I'm trying not to look at the recent stuff that's posted on him. Uh, what was this? If you want to understand men better, just look at all the movies they've made, books they've written, and games they've

invented when they're young. This is by Daughter of Wolf. Okay, anyway, uh, almost every single one of the things that young men write or script is about a young man being thrust into a position or situation he doesn't know he can overcome. Many times he

actually believes he cannot, so he initially refuses the challenge. Reluctantly, he is forced out of the comfort of his home by an unlikely group of future friends or an imposing threat on his life or the life of the woman he loves. In the end, he rises above and wins.

He conquers; he conquers first himself and then he conquers the threat. First of all, by the way, like this is very relatable to me. Uh, I believe that people don't actually get happiness from money or things like... I'm not

I'm trying to say that I have all the money in the world. I don't, but we're happy. Uh, you know, money is not a problem. We have a plane; I'm trying to learn how to fly. It's fine. I'm trying to say that materially, I think we're very

satisfied. But what I've found is that it correlates to happiness negatively. It's almost like the more you have, the more problems you have. So what I've found creates much more happiness, at least in my own personal life, is struggle and success, and

that's somewhat similar to what they're saying. I'm not trying to say I got that idea from them, actually. If you've been a part of the channel for a while, you know that I've talked about this: that people are most unhappy when they

retire. The first period of retirement is great! Yay, I can do whatever I want! My time is on the beach! But eventually, that gets old. You need a challenge; you need a project. It's like my dad; he's retired. I'm like, 'Dad, we need

to train this new dog that is a member of our family, the golden doodle. He needs professional training.' But my dad refuses to let go and let us take the dog. We'll pay for it to get professional training so he doesn't jump on my 9-year-old and 6-year-old

and knock them back into a wall and bang their heads. You know, if it does that to a baby, you could kill a baby, right? Like, the dog is a puppy; it needs to be trained. And so it's kind of weird, but we kind of invite him over less because he

Comes with a dog who is now a threat to the children because it's a playful dog, but it's huge—it's 80 lbs—and we have five one-year-olds.  Right. I guess long story short, my father doesn't want to train the dog at a third-party trainer

because he wants to train the dog himself. My dad has zero experience training dogs, but I could... I sort of liken this to him needing a project, something to do. And how dare we want to take that away from him? Okay, well, logic would have

it that you should, but this is the nature of humans: you must have some challenge to conquer. Men are made for impossible situations and daring feats; they are born with a hero's heart. This is innate. I've watched it myself and my husband as

he figures out how to provide a desirable quality of life for his growing family. I love this—69,000 likes, let's go! I've watched uh, as he's pursued that more and more aggressively over time, and I'm watching it again, but in a

different way with my son and the games he invents. This is the heart that society is so trying so hard to quash, and women are the ones who can help protect it. Now, this is very interesting because, see, like these are all like messages that are almost catered by this

Luigi person to... to... to make everybody sort of stop and pause for a moment and go, 'Hmm, is society truly doing this?' I would argue, yeah. I... I actually, you know, I'm not here to express an opinion on on murder. I think murder is terrible and

Bad and uh, but again, this video is not about whether killing is right or wrong; it's about analyzing Luigi, and this is very interesting. Uh, the sort of breadcrumbs... See, here's that Alex Herony post that he reposts: Netflix, DoorDash, and True Crime podcasts have stolen more

dreams than failure ever will. All right, that's sort of like the Harry Potter, uh, J.K. Rowling quote: 'It is better to have tried and failed than to have never tried at all,' because failure to try is failure by

default. Yeah, I have that one memorized because it's impactful to me. Like, I always say, 'billionaire or bankrupt,' and that's like, for example, house hack or Robo hack. RoboHack.househack.com, you can learn more about. We got

fundraises closing for those this week. I think there are only a few spots left for the RoboHack one because that's limited to 99 investors. House hack is limited to, um, I think like a few thousand, so the limits are much different.

But anyway, what's really interesting is that line I haven't memorized because I always joke, 'billionaire or bankrupt,' and it's because I really believe I'd rather fail doing what I believe in than to not try. Uh, so anyway, okay, so what else do we

have here? He'll soon become ubiquitous amongst upper-class families to restrict kids under 16 from using social media, and he's reposting this. He's basically saying, 'Look, I support this restriction of social media. I don't like...', I know it's weird.

For me to say, because I'm obviously on social media, but I'm kind of antisocial media too. I, I, I, I somewhat always have been. When I started in my real estate career when I was 18 years old, uh, I'm, I'm like, I hate this social media stuff.

Uh, it just seemed so superficial, and you couldn't actually have like a real conversation with people. It's one of the reasons I'm not actually the biggest fan of X, although I use it all the time, uh, because depth is frequently missing. Usually, what does well on X is very, very

short things, and that's why like making videos on YouTube and being able to share more context, uh, which I think context makes the world go around. Smartphones rewired childhood; here's how to fix it. It's very interesting. Uh, hopefully, the trend spreads to all

families before too long. 100 times easier to reinforce the rule when all parents are doing it. That's true. Uh, and then so if you actually look at the article and you kind of get to where roughly the paywall begins, look at this:

daily average time with friends. Look at the plummet in time with friends amongst 15- to 20-year-olds, uh, at minutes per day, right here, right when that social media revolution started, from, you know, 2 1/2-ish hours per day to less than an

hour per day of time with friends. I remember when I was a kid, I'd have to pick up the phone and dial my friend's phone number. I still remember some of their phone numbers by heart, and you'd pick up and go, 'Want to play?' you know, because you're like

Eight. All right. Uh, yeah. So, uh, your commitment... What is this? Uh, the battle to the death with the anti-civilization woke mind virus? My positions are centrist: secure the border, safe, clean cities, blah, blah, blah. Somebody quote-tweets Elon: your commitment to the

long-term civilization, uh, or success of civilization, Elon is not usually universally shared. It's not even the majority position. What you called the 'woke mind virus' cares about one thing: equality. The levelers want to destroy everything because in the rubble we will all be equal. In other

words, let me try to, like, distill this. I think Luigi is retweeting this by saying that the elite, uh, you know, who are basically trying to do what Rome did, which is just keep everybody placated and happy with, you know, their tribalism or

whatever, uh, is if you destroy everyone else, the elites get everything. I think that's sort of somewhat the takeaway here, which obviously is interesting because, you know, Elon's like a third of a trillionaire, so like, kind of the elite, but also, you know, he has positions that

relate to really what a lot of men feel. You know, Elon, I think, is the epitome of what a lot of men believe in, not necessarily like the political, you know, stuff, but the common sense stuff. Here it is: look at this. Ancient Rome was the

world's most powerful empire for 500 years. At its height, Rome boasted of roads, public baths, and much else that was close to miraculous for the rest of the planet. Here's how it came to fail, uh, and if you go through this, you really see

What I talked about at the beginning of this, uh, see, the great city set up its own demise in two ways: bread and circuses. Uh, and basically, this idea of just give people some food and let them go be entertained.  Ancient Rome, ancient Rome became

prosperous, as it became prosperous, it became an unsustainable welfare state. So, being again anti the sort of woke mind virus, Mumford writes that indiscriminate, uh, uh public... okay, L isn't this, uh, isn't this when basically like public laziness?

I don't know what this is. L, Gacy? Generosity? Oh, oh, okay, okay. So, giving away; socialism basically. Let's just replace that. Indiscriminate public socialism became common. A large portion of the population took on the parasitic role for a whole lifetime. In other words,

people were recipients of socialism for their whole lives. So, like, of course the entire fabric of society was starting to fall apart. Handouts, from bread to public storehouses...  the desire to lead an industrious, productive life had severely weakened. Remember how we

also saw that in the Japanese commentary just moments ago? What did people spend their time on? Distractions, which meant circuses. Uh, Rome, the Roman people, not working for their livelihood but living off the prosperity of the city, had become numb to, or had lost, the bare sensation of being alive. The Roman

populace, high and low, governors and governed, flocked to the great arenas for games and distractions. The entertainment in Rome included chariot races, spectacular naval battles set in an artificial lake, right? 'Cause you could—used to be able to—fill a Coliseum with

Water, uh, theatrical or whatever performances in which lewd sexual acts were performed. Out of 365 days, more than 200 were public holidays, and 93 were devoted to games at public expense. Consuming entertainment became the primary priority of Roman citizens in Rome's decadent phase. You know, luxury...

phase. Not to be present at the show was to be deprived of life, liberty, and happiness. In other words, you needed to be at the show. If you're not enjoying leisure, a leisure life, then you're failing. And remember the Aristotelian...

thesis of eudaimonia, which is, you know, the art of the good life, basically; or, to live a good life. Eudaimonia was essentially the good life, a life of balance where you properly balance everything—nothing to the extreme, whether deficit or excess—but rather, you have the right...

balance of politics, friends, uh, the healthy balance of, you know, some alcohol, but not too much, but not too little. Uh, I mean, that's not trying to make an anti-sobriety argument; it's just... I mean, you could say that about cocaine: like, oh...

just have a little. No, no, no, no. It's like the overarching idea of not too much exercise to where that's all you do, when it sacrifices other things, right? Because I think we can all agree that no exercise is bad; a good amount of exercise is great, but too much...

exercise can also be bad, not just physically for you, but the time you now sacrifice for other things. And so that balance is very important to the ancient Greeks. But here in the ancient Roman culture, we basically have leisure to the extreme. Some leisure is great; too little...

Leisure is bad because you burn out too much. Leisure breaks you and it breaks society. Ancient Rome could put half of its population in its circuses and theaters at the same time. A new public holiday was declared to celebrate every military victory, but the number of

holidays kept rising even when Rome's military power began to fail. An abundance of idle time to fill with idiotic occupations was what the Empire of Rome eventually succumbed to, and they make this allusion today to the rise of debt in America and the rise

of distractions like the Vision Pro. Hmm, interesting. So okay, we've reviewed this, we've reviewed this, reviewed this. What is this? Uh, we talked briefly about this, we talked about this. Look at some of his emojis here: computer and reading, ninja emoji, working out, the ninja emoji—one I

think hits hard. Cows and judges equals balance in life. Mushrooms—oh, psychedelics—okay. Uh, and then the ape mind. That's interesting because there's actually a post as well where they talk about—uh, like he literally says 92% of murders are caused by men—I think

Why Luigi Mangione Killed the United Healthcare CEO.

Daddy of 7, hubby of 1. Sometimes talks about real estate, finance, motivation, and success.

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Kevin is a licensed financial advisor, active ETF manager, real estate broker, former lender, former licensed contractor, and educator. Kevin provides commentary on the economy, entrepreneurship, stocks, and real estate. Kevin strives to share his knowledge and experiences to help you build wealth and achieve financial freedom.

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Why Luigi Mangione Killed the United Healthcare CEO.

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